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  • DCB Basic Savings Bank Deposit Account

    DCB Bank Savings Account

    Highlights

    Bank

    DCB

    Category

    Basic Savings Bank Deposit Account

    Minimum Balance Requirement

    No requirement of maintaining any balance

    Interest Rate

    4% p.a. The interest is paid every half yearly

    Card Offered

    Free ATM Card

    Services Offered by DCB Basic Savings Bank Deposit Account

    Internet Banking

    Yes

    Mobile Banking

    Yes

    Phone Banking

    Yes

    Cheque Book

    Yes; Two cheque Book of 20 leaves is free in a year.

    Features of DCB Basic Savings Bank Deposit Account

    ATM Usage

    Unlimited free of charge usage of all DCB Bank and Visa ATMs in India (subject to maintenance of AQB of Rs 10,000)

    Facility of Online Money Transfer

    Unlimited use of RTGS / NEFT facility free of charge.

    Any Branch Banking

    Any branch banking across DCB Bank branches, free of cost

    Joint Applicant Facility

    Anyone above 18 years of age can be added as a Joint Applicant.

    High Daily Transaction Limits

    Enjoy ATM withdrawal limit of Rs 10,000 per day.

    Annual Fee

    NIL

    ATM Transactions

    Free ATM transaction at DCB and Visa ATMs.

    Fees & Charges (Standard Charges) of DCB Basic Savings Bank Deposit Account

    Account Opening Amount / Average Quarterly Balance

    Nil

    ATM Related Charges

    Daily ATM Withdrawal Limit

    Rs. 10,000 per day

    Annual fee

    Nil

    ATM Issuance Fee

    Nil

    Card Replacement Fee

    Free

    Damaged Card

    Free

    Clearing Charges

    Fund Transfer within DCB Bank

    No charge for unlimited transactions

    Any Branch Banking (ABB) Clearing - Outward Clearing

    No charge for unlimited transactions

    DCB & HDFC Locations / Non DCB & HDFC Locations

    For up to Rs. 5,000: Rs. 25 per instrument

    For Rs. 5,000 to Rs.10,000: Rs. 50 per instrument

    For Rs. 10,000 to Rs.1 lakh: Rs. 100 per instrument

    For Rs. 1 lakh to Rs. 150 per instrument (Inclusive of other bank charges)

    Remittance Related Charges

    Pay Orders (Local DD)

    Free Limit of Non-cash Transactions

    Nil

    Charges above Free Limit

    Rs. 1 per 1000; Minimum Rs. 50 and Maximum Rs. 3,000

    Cash Transactions

    Rs. 300 per instrument

    Demand Drafts (Payable at DCB & HDFC Branch Locations)

    Non-cash Transactions (Free Limit)

    Nil

    Charges above Free Limit

    Rs. 2 per 1000; Minimum Rs. 50 and maximum Rs. 5,000

    Cash Transactions

    Rs. 300 per instrument

    Demand Drafts (Payable at Non DCB & HDFC Branch Locations)

    Non-cash Transactions - Free Limit

    Nil

    Charges above Free Limit

    Correspondent Bank Charges

    Cash Transactions

    Correspondent Bank Charges + Rs. 300

    Electronic Fund Transfers

    RTGS (Inward & Outward)

    Free

    NEFT (Inward & Outward)

    Free

    Visa Money Transfer

    Rs 25 per transaction

    Other Services

    Cheque Deposited & Returned Unpaid

    Local

    Rs. 100 per instrument

    Cheque Issued & Returned

    Cheque Issued & Returned

    Rs. 500 per instrument

    ECS Returns

    Rs. 500 per instrument

    Charges for Cheques appearing in validation report for funds reasons

    Free

    Stop Payments

    Stop Payments

    Rs. 50 per cheque leaf; Rs. 200 per series

    Statement of Account

    Email (Monthly)

    Free

    Physical (Quarterly)

    Free

    Physical (Monthly)

    Rs. 200 per annum

    Duplicate Statement

    Rs. 25 per page. More than 1 year = Rs. 100 per page

    Demand Drafts / Pay order Cancellation / Revalidation & Duplicate Issuance

    Cancellation / Revalidation Charges

    Rs. 50 per instrument

    Issue of Duplicate Instrument

    Rs. 50 per instrument

    Verifications

    Signature Verification

    Rs 50 per document

    Photo Attestation

    Rs. 50 per attestation

    Penal Charges For Non-maintenance of AQB

    Non-Maintenance Charges

    Nil

    Account Maintenance

    Scheme Transfer Fees

    Rs 200

    Account Closure

    Rs 100

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