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DCB Basic Savings Bank Deposit Account

Savings Account
  • Instant money transfer
  • 24x7 ATM withdrawals
  • Attractive rate of interest

Highlights

Bank

DCB

Category

Basic Savings Bank Deposit Account

Minimum Balance Requirement

No requirement of maintaining any balance

Interest Rate

4% p.a. The interest is paid every half yearly

Card Offered

Free ATM Card

Services Offered by DCB Basic Savings Bank Deposit Account

Internet Banking

Yes

Mobile Banking

Yes

Phone Banking

Yes

Cheque Book

Yes; Two cheque Book of 20 leaves is free in a year.

Features of DCB Basic Savings Bank Deposit Account

ATM Usage

Unlimited free of charge usage of all DCB Bank and Visa ATMs in India (subject to maintenance of AQB of Rs 10,000)

Facility of Online Money Transfer

Unlimited use of RTGS / NEFT facility free of charge.

Any Branch Banking

Any branch banking across DCB Bank branches, free of cost

Joint Applicant Facility

Anyone above 18 years of age can be added as a Joint Applicant.

High Daily Transaction Limits

Enjoy ATM withdrawal limit of Rs 10,000 per day.

Annual Fee

NIL

ATM Transactions

Free ATM transaction at DCB and Visa ATMs.

Fees & Charges (Standard Charges) of DCB Basic Savings Bank Deposit Account

Account Opening Amount / Average Quarterly Balance

Nil

ATM Related Charges

Daily ATM Withdrawal Limit

Rs. 10,000 per day

Annual fee

Nil

ATM Issuance Fee

Nil

Card Replacement Fee

Free

Damaged Card

Free

Clearing Charges

Fund Transfer within DCB Bank

No charge for unlimited transactions

Any Branch Banking (ABB) Clearing - Outward Clearing

No charge for unlimited transactions

DCB & HDFC Locations / Non DCB & HDFC Locations

For up to Rs. 5,000: Rs. 25 per instrument

For Rs. 5,000 to Rs.10,000: Rs. 50 per instrument

For Rs. 10,000 to Rs.1 lakh: Rs. 100 per instrument

For Rs. 1 lakh to Rs. 150 per instrument (Inclusive of other bank charges)

Remittance Related Charges

Pay Orders (Local DD)

Free Limit of Non-cash Transactions

Nil

Charges above Free Limit

Rs. 1 per 1000; Minimum Rs. 50 and Maximum Rs. 3,000

Cash Transactions

Rs. 300 per instrument

Demand Drafts (Payable at DCB & HDFC Branch Locations)

Non-cash Transactions (Free Limit)

Nil

Charges above Free Limit

Rs. 2 per 1000; Minimum Rs. 50 and maximum Rs. 5,000

Cash Transactions

Rs. 300 per instrument

Demand Drafts (Payable at Non DCB & HDFC Branch Locations)

Non-cash Transactions - Free Limit

Nil

Charges above Free Limit

Correspondent Bank Charges

Cash Transactions

Correspondent Bank Charges + Rs. 300

Electronic Fund Transfers

RTGS (Inward & Outward)

Free

NEFT (Inward & Outward)

Free

Visa Money Transfer

Rs 25 per transaction

Other Services

Cheque Deposited & Returned Unpaid

Local

Rs. 100 per instrument

Cheque Issued & Returned

Cheque Issued & Returned

Rs. 500 per instrument

ECS Returns

Rs. 500 per instrument

Charges for Cheques appearing in validation report for funds reasons

Free

Stop Payments

Stop Payments

Rs. 50 per cheque leaf; Rs. 200 per series

Statement of Account

Email (Monthly)

Free

Physical (Quarterly)

Free

Physical (Monthly)

Rs. 200 per annum

Duplicate Statement

Rs. 25 per page. More than 1 year = Rs. 100 per page

Demand Drafts / Pay order Cancellation / Revalidation & Duplicate Issuance

Cancellation / Revalidation Charges

Rs. 50 per instrument

Issue of Duplicate Instrument

Rs. 50 per instrument

Verifications

Signature Verification

Rs 50 per document

Photo Attestation

Rs. 50 per attestation

Penal Charges For Non-maintenance of AQB

Non-Maintenance Charges

Nil

Account Maintenance

Scheme Transfer Fees

Rs 200

Account Closure

Rs 100

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GST of 18% is applicable on all banking products and services from July 1, 2017 onwards.

Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

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