| Account Opening Amount / Monthly Average Balance |
Nil |
|
ATM Related Charges
|
| Card Issuance Fee |
Free of cost |
| Daily ATM Withdrawal Limit |
Classic//Standard- Rs. 40, 000 per day
Platinum- Rs. 50, 000 per day
|
| Annual Card Fee |
Classic/Standard/Platinum- Rs. 100 + service tax |
| Card Replacement Fee |
Rs. 50 (Free for damaged cards). |
| Usage at Canara ATMs |
Free of cost |
| Usage at domestic VISA ATMs |
5 free transactions (3 in metro cities) a month.
Above free transactions,
Rs. 5 for non-financial transactions
Rs. 15 for financial transactions
|
|
Clearing Charges
|
| ECS Returns |
Inward returns:
Rs. 250 per instrument (up to Rs. 1 lakh)
Rs. 300 per instrument (above Rs. 1 lakh)
Outward returns:
Rs. 150 per instrument
|
| Clearing of local cheque |
Free of cost |
| Collection of outstation cheques |
| Up to Rs. 5, 000 |
Rs. 25 per instrument |
| Rs. 5, 001-Rs. 10, 000 |
Rs. 50 per instrument |
| Rs. 10, 001- Rs. Rs. 1, 00, 000 |
Rs. 100 per instrument |
| Rs. 1, 00, 001 and above |
Rs. 150 per instrument |
|
| Charges for local cheques deposited and returned due to financial reason |
Inwards returns- Rs. 150 per cheque
Outward returns- Rs. 250 per cheque
|
| Charges for outstation cheques deposited and returned |
| Up to Rs. 10, 000 |
Rs. 25 per instrument |
| Rs. 10, 001-Rs. 1, 00, 000 |
Rs. 50 per instrument |
| Rs. 1, 00, 001 and above |
Rs. 75 per instrument |
|
Cheque Book Related Charges
|
| Stop Payment |
Rs. 150 for each mandate |
| Cheque leaves |
Rs. 3 for each leaf above free limit (20 leaves) |
|
Remittance Related Charges
|
| NEFT & RTGS (inward) |
Free of cost |
| NEFT (Outward) |
50% waiver on the below rates:
Rs. 2.50 for amounts up to Rs. 10,000
Rs. 5 for amounts between Rs. 10, 001 – Rs. 1, 00, 000
Rs. 15 for amounts between Rs. 1, 00, 001 – Rs. 2, 00, 000
Rs. 25 for amounts above Rs. 2, 00, 001
|
| RTGS (Outward) |
50% waiver on the below rates:
Rs. 25- Rs. 30 for amounts between Rs. 2, 00, 000 – Rs. 5, 00, 000
Rs. 50- Rs. 55 for amounts above Rs. 5, 00, 000
|
| Issue of Demand Draft |
Up to Rs. 1, 000- Rs. 30
Rs. 1, 001- Rs. 10, 000- Rs. 40
Rs. 10, 001- Rs. 1 lakh- Rs. 3.50 per Rs. 1,000
Above Rs. 1 lakh- Rs. 2.50 per Rs. 1, 000
|
| Demand Draft Cancellation charges |
Rs. 100 for each draft. |
| Demand Draft Revalidation charges |
Rs. 100 for each draft. |
| Issuance of Duplicate Demand Draft (own bank) |
Rs. 100 for each instrument. |
|
Cash Related Charges
|
| Base branch cash withdrawal |
Free of cost |
| Local non-base branch cash withdrawal |
Free of cost |
| Cash withdrawal- outstation branch |
Free of cost |
| Base branch cash deposit |
Free of cost |
| Local non-base branch cash deposit |
Up to Rs. 1, 00, 000 a day- free
Rs. 1 per Rs. 1, 000 above free limit (minimum being Rs. 100 and maximum being Rs. 5, 000)
|
| Outstation branch cash deposit |
Up to Rs. 1, 00, 000 a day- free
Rs. 1 for every Rs. 1, 000 above free limit (minimum being Rs. 100 and maximum being Rs. 5,000)
|
|
Penal Charges
|
| Non-maintenance of monthly balance |
Nil |
|
Miscellaneous
|
| Duplicate passbook charges |
Rs. 100 for passbook (with latest balance)
Rs. 50 per page for previous entries (40 entries per page)
|
| Duplicate statement charges |
Rs. 10 for every page |
| Monthly physical statement |
Free of cost |
| Confirmation of Interest certificate |
First certificate- free
Rs. 60 for subsequent certificate
|
| Balance certificate |
Rs. 60 for every certificate |
| Registration of Standing Instructions |
Rs. 50 |
| Execution of Standing Instructions |
Rs. 35 |
| SMS Alerts |
Free of charge |
| Old records enquiry |
Records up to 6 months- free
6 months- 1 year- Rs. 100 per entry
1 year and above- Rs. 200 per entry
|
| Closure of Account |
Rs. 200
No charge if account is closed due to accountholder’s demise/closed within 14 days of account being opened
|
| Photo attestation |
Rs. 100 |
| Verification of signature |
Rs. 100 per signature |
| Inactive Account (more than 12 months) |
nil |
