Account Opening Amount / Monthly Average Balance |
Nil |
ATM Related Charges
|
Card Issuance Fee |
Free of cost |
Daily ATM Withdrawal Limit |
Classic//Standard- Rs. 40, 000 per day
Platinum- Rs. 50, 000 per day
|
Annual Card Fee |
Classic/Standard/Platinum- Rs. 100 + service tax |
Card Replacement Fee |
Rs. 50 (Free for damaged cards). |
Usage at Canara ATMs |
Free of cost |
Usage at domestic VISA ATMs |
5 free transactions (3 in metro cities) a month.
Above free transactions,
Rs. 5 for non-financial transactions
Rs. 15 for financial transactions
|
Clearing Charges
|
ECS Returns |
Inward returns:
Rs. 250 per instrument (up to Rs. 1 lakh)
Rs. 300 per instrument (above Rs. 1 lakh)
Outward returns:
Rs. 150 per instrument
|
Clearing of local cheque |
Free of cost |
Collection of outstation cheques |
Up to Rs. 5, 000 |
Rs. 25 per instrument |
Rs. 5, 001-Rs. 10, 000 |
Rs. 50 per instrument |
Rs. 10, 001- Rs. Rs. 1, 00, 000 |
Rs. 100 per instrument |
Rs. 1, 00, 001 and above |
Rs. 150 per instrument |
|
Charges for local cheques deposited and returned due to financial reason |
Inwards returns- Rs. 150 per cheque
Outward returns- Rs. 250 per cheque
|
Charges for outstation cheques deposited and returned |
Up to Rs. 10, 000 |
Rs. 25 per instrument |
Rs. 10, 001-Rs. 1, 00, 000 |
Rs. 50 per instrument |
Rs. 1, 00, 001 and above |
Rs. 75 per instrument |
|
Cheque Book Related Charges
|
Stop Payment |
Rs. 150 for each mandate |
Cheque leaves |
Rs. 3 for each leaf above free limit (20 leaves) |
Remittance Related Charges
|
NEFT & RTGS (inward) |
Free of cost |
NEFT (Outward) |
50% waiver on the below rates:
Rs. 2.50 for amounts up to Rs. 10,000
Rs. 5 for amounts between Rs. 10, 001 – Rs. 1, 00, 000
Rs. 15 for amounts between Rs. 1, 00, 001 – Rs. 2, 00, 000
Rs. 25 for amounts above Rs. 2, 00, 001
|
RTGS (Outward) |
50% waiver on the below rates:
Rs. 25- Rs. 30 for amounts between Rs. 2, 00, 000 – Rs. 5, 00, 000
Rs. 50- Rs. 55 for amounts above Rs. 5, 00, 000
|
Issue of Demand Draft |
Up to Rs. 1, 000- Rs. 30
Rs. 1, 001- Rs. 10, 000- Rs. 40
Rs. 10, 001- Rs. 1 lakh- Rs. 3.50 per Rs. 1,000
Above Rs. 1 lakh- Rs. 2.50 per Rs. 1, 000
|
Demand Draft Cancellation charges |
Rs. 100 for each draft. |
Demand Draft Revalidation charges |
Rs. 100 for each draft. |
Issuance of Duplicate Demand Draft (own bank) |
Rs. 100 for each instrument. |
Cash Related Charges
|
Base branch cash withdrawal |
Free of cost |
Local non-base branch cash withdrawal |
Free of cost |
Cash withdrawal- outstation branch |
Free of cost |
Base branch cash deposit |
Free of cost |
Local non-base branch cash deposit |
Up to Rs. 1, 00, 000 a day- free
Rs. 1 per Rs. 1, 000 above free limit (minimum being Rs. 100 and maximum being Rs. 5, 000)
|
Outstation branch cash deposit |
Up to Rs. 1, 00, 000 a day- free
Rs. 1 for every Rs. 1, 000 above free limit (minimum being Rs. 100 and maximum being Rs. 5,000)
|
Penal Charges
|
Non-maintenance of monthly balance |
Nil |
Miscellaneous
|
Duplicate passbook charges |
Rs. 100 for passbook (with latest balance)
Rs. 50 per page for previous entries (40 entries per page)
|
Duplicate statement charges |
Rs. 10 for every page |
Monthly physical statement |
Free of cost |
Confirmation of Interest certificate |
First certificate- free
Rs. 60 for subsequent certificate
|
Balance certificate |
Rs. 60 for every certificate |
Registration of Standing Instructions |
Rs. 50 |
Execution of Standing Instructions |
Rs. 35 |
SMS Alerts |
Free of charge |
Old records enquiry |
Records up to 6 months- free
6 months- 1 year- Rs. 100 per entry
1 year and above- Rs. 200 per entry
|
Closure of Account |
Rs. 200
No charge if account is closed due to accountholder’s demise/closed within 14 days of account being opened
|
Photo attestation |
Rs. 100 |
Verification of signature |
Rs. 100 per signature |
Inactive Account (more than 12 months) |
nil |