Canara Bank Super Saver Salary Account is a savings account designed specifically for salaried individuals. It offers a range of benefits like zero balance requirements, free internet banking, and attractive interest rates on the maintained balance.
Bank | Canara Bank |
Category | Super Saver Salary Account |
MinimumBalance Requirement | Nil |
Interest Rate | 4% per annum, paid half yearly (in February and August) |
Card Offered | ATM- cum- Debit Card |
Internet Banking | Yes |
Mobile Banking | Yes |
Phone Banking | Yes |
Cheque Book | Yes, 20 cheque leaves free every year |
Zero Balance Account | Enjoy banking services without having to maintain a minimum balance |
Anywhere Banking | Avail banking services across the country |
50% off Fund Transfer | Enjoy 50% off charges for NEFT and RTGS transactions. |
Free IMB services | Enjoy internet and mobile banking (IMB) services free of cost |
Service | Details | Charges |
Account Opening Amount / Monthly Average Balance | Nil | |
ATM Related Charges | Card Issuance Fee | Free of cost |
Daily ATM Withdrawal Limit | Classic/Standard – ₹40,000 per day; Platinum – ₹50,000 per day | |
Annual Card Fee | Classic/Standard/Platinum – ₹100 + service tax | |
Card Replacement Fee | ₹50 (Free for damaged cards) | |
Usage at Canara ATMs | Free of cost | |
Usage at domestic VISA ATMs | 5 free transactions/month (3 in metro cities); above limit – ₹5 (non-financial), ₹15 (financial) | |
Clearing Charges | ECS Returns | Inward returns: ₹250/instrument (up to ₹1 lakh), ₹300/instrument (above ₹1 lakh) Outward returns: ₹150/instrument |
Clearing of local cheque | Free of cost | |
Collection of outstation cheques | Up to ₹5,000 – ₹25/instrument ₹5,001–₹10,000 – ₹50/instrument ₹10,001–₹1,00,000 – ₹100/instrument Above ₹1,00,000 – ₹150/instrument | |
Local cheques deposited & returned (financial reason) | Inward – ₹150/cheque; Outward – ₹250/cheque | |
Outstation cheques deposited & returned | Up to ₹10,000 – ₹25/instrument ₹10,001–₹1,00,000 – ₹50/instrument Above ₹1,00,000 – ₹75/instrument | |
Cheque Book Charges | Stop Payment | ₹150 per mandate |
Cheque leaves | ₹3 per leaf above free limit (20 leaves) | |
Remittance Charges | NEFT & RTGS (Inward) | Free of cost |
NEFT (Outward) | 50% waiver: ₹2.50 (up to ₹10,000) ₹5 (₹10,001–₹1,00,000) ₹15 (₹1,00,001–₹2,00,000) ₹25 (above ₹2,00,001) | |
RTGS (Outward) | 50% waiver: ₹25–₹30 (₹2,00,000–₹5,00,000) ₹50–₹55 (above ₹5,00,000) | |
Demand Draft Issue | Up to ₹1,000 – ₹30 ₹1,001–₹10,000 – ₹40 ₹10,001–₹1 lakh – ₹3.50 per ₹1,000 Above ₹1 lakh – ₹2.50 per ₹1,000 | |
Demand Draft Cancellation/Revalidation/Duplicate (own bank) | ₹100 each | |
Cash Related Charges | Base branch cash withdrawal | Free of cost |
Local non-base branch cash withdrawal | Free of cost | |
Outstation branch cash withdrawal | Free of cost | |
Base branch cash deposit | Free of cost | |
Local non-base branch cash deposit | Up to ₹1,00,000/day – free Above limit – ₹1 per ₹1,000 (Min ₹100, Max ₹5,000) | |
Outstation branch cash deposit | Same as local non-base branch cash deposit | |
Penal Charges | Non-maintenance of monthly balance | Nil |
Miscellaneous | Duplicate passbook | ₹100 (with latest balance) ₹50/page for previous entries (40 entries/page) |
Duplicate statement | ₹10/page | |
Monthly physical statement | Free of cost | |
Interest certificate | First – free; Subsequent – ₹60 | |
Balance certificate | ₹60/certificate | |
Standing instructions – Registration | ₹50 | |
Standing instructions – Execution | ₹35 | |
SMS Alerts | Free of cost | |
Old records enquiry | Up to 6 months – free 6 months–1 year – ₹100/entry Above 1 year – ₹200/entry | |
Account closure | ₹200 (No charge if closed within 14 days or on death of account holder) | |
Photo attestation | ₹100 | |
Signature verification | ₹100/signature | |
Inactive account (12+ months) | Nil |
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