Canara Bank Super Saver Salary Account

Canara Bank Super Saver Salary Account is a savings account designed specifically for salaried individuals. It offers a range of benefits like zero balance requirements, free internet banking, and attractive interest rates on the maintained balance.

Updated On - 24 Sep 2025
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Highlights

Bank

Canara Bank

Category

Super Saver Salary Account

MinimumBalance Requirement

Nil

Interest Rate

4% per annum, paid half yearly (in February and August)

Card Offered

ATM- cum- Debit Card

Services Offered by Canara Super Saver Salary Account

Internet Banking

Yes

Mobile Banking

Yes

Phone Banking

Yes

Cheque Book

Yes, 20 cheque leaves free every year

Features of Canara Super Saver Salary Account:

Zero Balance Account

Enjoy banking services without having to maintain a minimum balance

Anywhere Banking

Avail banking services across the country

50% off Fund Transfer

Enjoy 50% off charges for NEFT and RTGS transactions.

Free IMB services

Enjoy internet and mobile banking (IMB) services free of cost

Fees & Charges Applicable to Canara Super Saver Salary Account

Service

Details

Charges

Account Opening Amount / Monthly Average Balance

Nil

ATM Related Charges

Card Issuance Fee

Free of cost

Daily ATM Withdrawal Limit

Classic/Standard – ₹40,000 per day; Platinum – ₹50,000 per day

Annual Card Fee

Classic/Standard/Platinum – ₹100 + service tax

Card Replacement Fee

₹50 (Free for damaged cards)

Usage at Canara ATMs

Free of cost

Usage at domestic VISA ATMs

5 free transactions/month (3 in metro cities); above limit – ₹5 (non-financial), ₹15 (financial)

Clearing Charges

ECS Returns

Inward returns: ₹250/instrument (up to ₹1 lakh), ₹300/instrument (above ₹1 lakh) Outward returns: ₹150/instrument

Clearing of local cheque

Free of cost

Collection of outstation cheques

Up to ₹5,000 – ₹25/instrument ₹5,001–₹10,000 – ₹50/instrument ₹10,001–₹1,00,000 – ₹100/instrument Above ₹1,00,000 – ₹150/instrument

Local cheques deposited & returned (financial reason)

Inward – ₹150/cheque; Outward – ₹250/cheque

Outstation cheques deposited & returned

Up to ₹10,000 – ₹25/instrument ₹10,001–₹1,00,000 – ₹50/instrument Above ₹1,00,000 – ₹75/instrument

Cheque Book Charges

Stop Payment

₹150 per mandate

Cheque leaves

₹3 per leaf above free limit (20 leaves)

Remittance Charges

NEFT & RTGS (Inward)

Free of cost

NEFT (Outward)

50% waiver: ₹2.50 (up to ₹10,000) ₹5 (₹10,001–₹1,00,000) ₹15 (₹1,00,001–₹2,00,000) ₹25 (above ₹2,00,001)

RTGS (Outward)

50% waiver: ₹25–₹30 (₹2,00,000–₹5,00,000) ₹50–₹55 (above ₹5,00,000)

Demand Draft Issue

Up to ₹1,000 – ₹30 ₹1,001–₹10,000 – ₹40 ₹10,001–₹1 lakh – ₹3.50 per ₹1,000 Above ₹1 lakh – ₹2.50 per ₹1,000

Demand Draft Cancellation/Revalidation/Duplicate (own bank)

₹100 each

Cash Related Charges

Base branch cash withdrawal

Free of cost

Local non-base branch cash withdrawal

Free of cost

Outstation branch cash withdrawal

Free of cost

Base branch cash deposit

Free of cost

Local non-base branch cash deposit

Up to ₹1,00,000/day – free Above limit – ₹1 per ₹1,000 (Min ₹100, Max ₹5,000)

Outstation branch cash deposit

Same as local non-base branch cash deposit

Penal Charges

Non-maintenance of monthly balance

Nil

Miscellaneous

Duplicate passbook

₹100 (with latest balance) ₹50/page for previous entries (40 entries/page)

Duplicate statement

₹10/page

Monthly physical statement

Free of cost

Interest certificate

First – free; Subsequent – ₹60

Balance certificate

₹60/certificate

Standing instructions – Registration

₹50

Standing instructions – Execution

₹35

SMS Alerts

Free of cost

Old records enquiry

Up to 6 months – free 6 months–1 year – ₹100/entry Above 1 year – ₹200/entry

Account closure

₹200 (No charge if closed within 14 days or on death of account holder)

Photo attestation

₹100

Signature verification

₹100/signature

Inactive account (12+ months)

Nil

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