All persons residing in India and Hindu Undivided Families (HUF) are eligible to apply for this Savings Account
Bank | Axis Bank |
Category | EasyAccess Savings Account |
Minimum Balance Requirement | Rs 16,000 (in metros) |
Interest Rate | 3-3.5% on daily balance; interest paid quarterly |
Card Offered | Visa Classic Debit Card |
Internet banking | Yes |
Mobile Banking | Yes |
Cash withdrawal | Yes; First 5 transactions free at Axis Bank and non-Axis Bank ATMs |
Passbook / e-statements | Yes |
Cheque Book | Yes; one free ‘payable-at-par’ cheque book quarterly |
Easy Access | Over 11,500 Axis Bank ATMs and 2300 Axis Bank branches |
Low Minimum Balance Required | Rs 10,000 as min. required balance |
Easy Account Monitoring | Via monthly e-statements / passbook |
High Withdrawal/Daily Transaction Limit | Rs 40,000 at ATMs/ Rs 1,00,000 for shopping transactions |
Rewards Program | eDGE Loyalty Rewards Program |
Complimentary Personal Accident Insurance | Swipe your debit card once every 6 months to avail insurance cover up to Rs 2 lakh. |
Lost Card Liability / Purchase Protection Liability | Combined lost card liability & purchase protection liability of up to Rs 50,000. |
Visa Classic Debit Card Fee | Rs 150 for Issuance; Rs 150 as annual fee thereafter |
Cash Transaction charges | Beyond the first 5 transactions (or Rs 10 lakh in value), Rs 5 per Rs 1000 or Rs 150 (whichever is higher), shall be charged. |
Account Closure | Rs 500 |
NEFT Fees | Up to Rs 10,000 – Rs 2.5 per transaction; Rs 10,000 to Rs 1 Lakh – Rs 5 per transaction; Rs 1 Lakh to Rs 2 Lakh – Rs 15 per transaction; above Rs 2 Lakh – Rs 25 per transaction. |
IMPS Fees | Up to Rs.1 Lakh – Rs 5 per transaction; Rs 1 Lakh to Rs.2 Lakh - Rs.15 per transaction. |
Axis / Non-Axis ATM financial transaction fee beyond limits | Rs 20 / per transaction |
Axis / Non-Axis ATM non-financial Transaction fee beyond limits | Rs 8.5 / per transaction |
International Cash Withdrawal Fee / Balance Enquiry Fee (ATM) | Rs 125 / Rs 25 |
Surcharge at petrol pumps | 2.5% on purchase amount (min. of Rs 10) |
Card Replacement Fee | Rs 100 |
Additional Cheque Book Fee | Rs 50 per cheque book |
Duplicate Passbook | Rs 100 |
DD/PO Cancellation / Revalidation / Duplicate | Rs 100 for each |
Photo Attestation / Signature Verification / Address Confirmation / Balance Certificate | Rs 100 for each |
Foreign Currency Deposit Fee (at branches) | Rs 100 |
GST of 18% is applicable on all banking products and services from July 1, 2017 onwards.
Credit Card:
Credit Score:
Personal Loan:
Home Loan:
Fixed Deposit:
Copyright © 2025 BankBazaar.com.