Axis Bank Women's Savings Account

The Women’s Savings Account is offered solely for the convenience of the modern Indian woman. This account offers unique banking solutions and enables higher savings, quick and hassle-free transactions and also assures ease of access to funds. 

Updated On - 05 Sep 2025
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Key Highlights of Axis Bank Women’s Savings Account

Bank

Axis Bank

Category

Axis Bank Women Savings Account

Average Balance Requirement

Rs. 10,000 (Urban)

Rs. 5,000 (Semi Urban)

Rs. 2,500 (Rural)

Interest Rate

4%

Primary Debit Card

Visa Classic ATM-Debit Card

Eligibility Criteria

Women residing in India can apply.

Axis Bank Women Savings Account

Axis Bank Women’s Account - Features

  1. Interest rate is at 4% and is paid on daily balances and paid-out on a quarterly basis.
  2. The minimum opening deposit required is just Rs.10,000 in metros.
  3. Easy accessibility with more than 11,500 Axis Bank ATMs and approximately 2300 Axis Bank branches across India.
  4. Net Banking and Mobile Banking access.
  5. Monthly e-statements or passbook can be used to easily track transactions.

Benefits of Axis Bank Women's Savings Account:

  1. Average Monthly Balance requirement is only Rs. 10,000 in metros and Rs. 2500 in rural areas.
  2. Withdrawal limits of up to Rs.40,000 is enabled at ATMs and the limit for shopping transactions is up to Rs.100,000/-, on a daily basis.

Eligibility Criteria for Axis Bank Women's Savings Account

Women who reside in India can open a Women’s Savings Account in Axis Bank.

Documents Required for Axis Bank Women's Savings Account

In order to open a Women’s Savings Account with Axis Bank, an applicant has to provide the following documents:

  1. Passport size photographs

Two

  1. Address & ID proof documents

Aadhaar Card, PAN, Voter’s ID Card, Job Card by NREGA duly signed by an officer of the State Government, Le tter/Card issued by the Unique Identification Authority of India (UIDAI) containing details of name, photograph, address and Aadhaar number.

Additionally

  1. Either a hardcopy of the Aadhaar card/letter issued by UIDAI received through post or the Aadhaar number which is validated through e-KYC process will be considered as Address/ID proof.
  2. A single copy of the document can be provided as both address and Identity proof, such as copy of a Passport or an Aadhar Card. Only if the Mailing Address and Permanent Address are not one and the same, two address proof documents will have to be furnished.

Address and ID Proof for Joint Accounts

ID proof documents

Both applicants have to provide ID proof.

Address proof

Only the primary account holder needs to provide the same, along with a relationship proof of both the holders.

Axis Bank Women’s Account - Fees & Charges

Issuance Fee - Primary Debit Card

Rs.150

Annual Fees - Debit Card

Rs 150 (Metro/ Urban)

Rs 100 (Rural/ Semi urban)

Issuance of My Design Card

Original Card Issuance cost + Rs.150

Account Closure

  1. Rs.500 (between the duration of 14 days - 6 months after account opening)
  2. Zero charges (if account is closed within 14 days of opening or after 6 months)

Issuance fee of NetSecure with 1 Touch

Rs.800

Daily ATM Withdrawal Limit

Rs.40,000

Daily Shopping limit

Rs.100,000

International Cash Withdrawal fees

Rs. 125

Fuel Surcharge

2.5% of the sale amount

ECS Debit Failure

Rs.350 for initial ECS Debit return and afterwards Rs. 750 per instance.

Rewards with Axis Bank Women's Savings Account:

Axis Bank offers “eDGE Loyalty Rewards” to its Women’s Savings Account holders, who can redeem attractive and exclusive gifts through reward points earned by simply making transactions in the Savings Account, like:

  1. Monthly Credit transactions of up to Rs. 50,000 and above.
  1. Maintaining Rs. 25,000 as minimum monthly balance.
  1. Opening an AxisDirect account.
  1. Opening a Recurring Deposit account of Rs. 2000 or above.
  1. Creating Standing Instructions.
  1. Transactions through ECS (Electronic Clearance System).

Note: The Axis Bank rewards program gives its customers a wide range of rewards available in the rewards catalogue that ranges from amazing deals to incomparable discounts and offers.

GST of 18% is applicable on all banking products and services from July 1, 2017 onwards.

FAQs on Axis Bank Women's Savings Account

  • How can I apply for Axis Bank Women's Savings Account?

    You can either apply online or by visiting the nearest branch of Axis Bank. 

  • What documents do I need to open an Axis Bank Women's Savings Account?

    To open a Women’s Savings Account, you need two recently clicked two passport-size photographs, identity, and address proof.  

  • What is the age requirement to open an Axis Bank Women's Savings Account?

    To open a Women’s Savings Account, you must be above 18 years old. 

  • How much rate of interest can I earn by opening Axis Bank Women's Savings Account?

    You can quarterly earn up to 3%-4% interest rate on daily balances. 

  • What is the daily ATM withdrawal limit for Axis Bank Women's Savings Account?

    You will get up to Rs.40,000 withdrawal limit with a Visa Platinum Debit Card.  

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