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  • Axis Bank Women's Savings Account

    Savings Account
    • Instant money transfer
    • 24x7 ATM withdrawals
    • Attractive rate of interest

    The Women’s Savings Account is offered solely for the convenience of the modern Indian woman. This account offers unique banking solutions and enables higher savings, quick and hassle-free transactions and also assures ease of access to funds.

    Highlights of Axis Bank Women's Savings Account


    Axis Bank


    Axis Bank Women Savings Account

    Average Balance Requirement

    Rs. 10,000 (Urban)

    Rs. 5,000 (Semi Urban)

    Rs. 2,500 (Rural)

    Interest Rate


    Primary Debit Card

    Visa Classic ATM-Debit Card

    Eligibility Criteria

    Women residing in India can apply.

    Features of Axis Bank Women's Savings Account

    • Interest rate is at 4% and is paid on daily balances and paid-out on a quarterly basis.
    • The minimum opening deposit required is just Rs.10,000 in metros.
    • Easy accessibility with more than 11,500 Axis Bank ATMs and approximately 2300 Axis Bank branches across India.
    • Net Banking and Mobile Banking access.
    • Monthly e-statements or passbook can be used to easily track transactions.

    Benefits of Axis Bank Women's Savings Account

    • Average Monthly Balance requirement is only Rs. 10,000 in metros and Rs. 2500 in rural areas.
    • Withdrawal limits of up to Rs.40,000 is enabled at ATMs and the limit for shopping transactions is up to Rs.100,000/-, on a daily basis.

    Eligibility Criteria for Axis Bank Women's Savings Account

    Women who reside in India can open a Women’s Savings Account in Axis Bank.

    Documentation Required for Axis Bank Women's Savings Account

    In order to open a Women’s Savings Account with Axis Bank, an applicant has to provide the following documents:

    • Passport size photographs


    • Address & ID proof documents

    Aadhaar Card, PAN, Voter’s ID Card, Job Card by NREGA duly signed by an officer of the State Government, Le tter/Card issued by the Unique Identification Authority of India (UIDAI) containing details of name, photograph, address and Aadhaar number.


    • Either a hardcopy of the Aadhaar card/letter issued by UIDAI received through post or the Aadhaar number which is validated through e-KYC process will be considered as Address/ID proof.

    • A single copy of the document can be provided as both address and Identity proof, such as copy of a Passport or an Aadhar Card. Only if the Mailing Address and Permanent Address are not one and the same, two address proof documents will have to be furnished.

    Address and ID Proof for Joint Accounts

    ID proof documents

    Both applicants have to provide ID proof.

    Address proof

    Only the primary account holder needs to provide the same, along with a relationship proof of both the holders.

    Fees and Charges of Axis Bank Women's Savings Account

    Issuance Fee - Primary Debit Card


    Annual Fees - Debit Card

    Rs 150 (Metro/ Urban)

    Rs 100 (Rural/ Semi urban)

    Issuance of My Design Card

    Original Card Issuance cost + Rs.150

    Account Closure

    • Rs.500 (between the duration of 14 days - 6 months after account opening)
    • Zero charges (if account is closed within 14 days of opening or after 6 months)

    Issuance fee of NetSecure with 1 Touch


    Daily ATM Withdrawal Limit


    Daily Shopping limit


    International Cash Withdrawal fees

    Rs. 125

    Fuel Surcharge

    2.5% of the sale amount

    ECS Debit Failure

    Rs.350 for initial ECS Debit return and afterwards Rs. 750 per instance.

    Rewards with Axis Bank Women's Savings Account

    Axis Bank offers “eDGE Loyalty Rewards” to its Women’s Savings Account holders, who can redeem attractive and exclusive gifts through reward points earned by simply making transactions in the Savings Account, like:

    • Monthly Credit transactions of up to Rs. 50,000 and above.

    • Maintaining Rs. 25,000 as minimum monthly balance.

    • Opening an AxisDirect account.

    • Opening a Recurring Deposit account of Rs. 2000 or above.

    • Creating Standing Instructions.

    • Transactions through ECS (Electronic Clearance System).

    The Axis Bank rewards program gives its customers a wide range of rewards available in the rewards catalogue that ranges from amazing deals to incomparable discounts and offers.

    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

    GST of 18% is applicable on all banking products and services from July 1, 2017 onwards.

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