• Vijaya Bank FD Rates 2021

    Vijaya Bank merged with Bank of Baroda from 1 April 2019. With Vijaya Bank fixed deposits, you can invest your money for a tenure anywhere between 7 days to 10 years and earn interest over the deposited amount. You can earn fixed deposit interest rate of 5.25% p.a. for a tenure ranging between more than 5 years to 10 years.

    Domestic Term Deposits less than Rs.2 Cr

    Tenure Interest Rate
    7 days to 14 days 2.80%
    15 days to 45 days 2.80%
    46 days to 90 days 3.70%
    91 days to 180 days 3.70%
    181 days to 270 days 4.30%
    271 days & above and less than 1 year 4.40%
    1 year 4.90%
    Above 1 year to 400 days 5.00%
    Above 400 days and up to 2 Years 5.00%
    Above 2 Years and up to 3 Years 5.10%
    Above 3 Years and up to 5 Years 5.25%
    Above 5 Years and up to 10 Years 5.25%
    Above 10 years (for MACT/MACAD Court Order schemes only) 5.10%

    Bulk Term Deposit Rates (Above Rs.2 cr)

    Tenure Interest rate for Rs.2 Cr. to up to Rs.10 Cr. Interest rate for above Rs.10 cr. to up to Rs.25 cr. Interest rate for above Rs.25 cr. to up to Rs.50 cr.
    7 days to 14 days 2.90% 2.90% 2.90%
    15 days to 45 days 2.90% 2.90% 2.90%
    46 days to 90 days 2.90% 2.90% 2.90%
    91 days to 180 days 2.90% 2.90% 2.90%
    181 days to 270 days 3.05% 3.05% 3.05%
    271 days & above and less than 1 year 3.05% 3.05% 3.05%
    1 year 3.05% 3.05% 3.05%
    Above 1 Year and up to 2 Years 3.25% 3.25% 3.25%
    Above 2 Years and up to 3 Years 3.60% 3.60% 3.60%
    Above 3 Years and up to 5 Years 3.25% 3.25% 3.25%
    Above 5 Years and up to 10 Years 3.25% ** **

    Vijaya Bank Tax Saving Fixed Deposit Rates

    Tenors Interest rates for deposits less than Rs 2 Cr. Interest rates for Senior citizens
    For 5 years 5.25% 5.75%
    Above 5 years to up to 10 years 5.25% 6.25%

    Vijaya Bank NRI Fixed Deposit Rates

    Maturity Range For NRE/NRO Deposit Rs. 15.01 lacs to below Rs.2 Crores
    1 year 4.95
    Above 1 year and up to 400 days 5.05
    Above 400 days and up to 2 years 5.05
    Above 2 years and up to 3 years 5.15
    Above 3 years and up to 5 years 5.35
    Above 5 years and up to 10 years 5.35

    Vijaya Bank NRE Fixed Deposit Rates - Below Rs. Two Crore

    Tenors Interest Rate for below Rs.2 crore
    1 year 4.90
    Above 1 Years to 400 days 5.00
    Above 400 days and up to 2 Years 5.00
    Above 2 Years and up to 3 Years 5.10
    Above 3 Years and up to 5 Years 5.25
    Above 5 Years and up to 10 Years 5.25

    NRE Term (Rupee) Deposits

    Maturity Range Rs.2 crore to up to Rs. 10 crores
    1 Year 3.05
    > 1 year up to 2 years 3.25
    > 2 years up to 3 years 3.60
    > 3 years up to 5 years 3.25
    >5 years up to 10 years 3.25

    NRE Term Deposits of Above Rs. 10 crores to up to Rs.50 Crores (Fresh & Renewal)

    Maturity Range Above Rs.10 cr. to up to Rs.25 cr.
    1 year 3.05
    > 1 year up to 2 years 3.25
    > 2 years up to 3 years 3.60

    NRE Term Deposits of Above Rs. 50 crores and More (Fresh & Renewal)

    Tenure Above Rs.50 cr. to Rs.100 cr Above Rs.100 cr. to Rs.500 cr Above Rs.500 cr. to Rs.1000 cr Above Rs.1,000 cr
    1 year 3.05 3.05 3.05 3.05
    > 1 year up to 2 years **** **** **** ****
    > 2 years up to 3 years **** **** **** ****
    > 3 years up to 5 years **** **** **** ****
    > 5 years up to 10 years **** **** **** ****

    Features of Vijaya Bank Fixed Deposits

    • You get competitive interest rates are offered.
    • The tenure of the scheme ranges between 7 days and 10 years.
    • There is nomination facility.
    • Loans can be availed against the balance that is available in the account.
    • Safe deposit lockers are provided.
    • You have convenient withdrawal options.
    • There is outstation cheque collections facility.

    Eligibility Criteria

    • Associations, societies, and clubs
    • Limited companies
    • Hindu Undivided Families (HUFs)
    • Trusts
    • Sole proprietorships
    • Educational, charitable, and religious institutions
    • Non-Resident Individuals (NRIs)
    • Resident citizens
    • Partnership firms
    • Minors

    Documents Required

    • Proof of address:
      • Electricity bill
      • Passport
      • Telephone bill
    • Proof of identity:
      • Voter ID
      • Passport
      • Driving licence
      • Permanent Account Number (PAN) card

    FAQs on Vijaya Bank Fixed Deposit Rates 2021

    1. What is the highest and lowest rate of interest on Fixed Deposit schemes by the Vijaya Bank?

      The highest rate of FD interest is 5.25% and the lowest rate of interest is 2.80%.

    2. What is the minimum deposit amount?

      The minimum amount is Rs.1,000 and multiples of Rs.100.

    3. How much time it takes for the Fixed Deposit investment amount to double?

      The time taken for your investment to double will depend on the interest rate and the tenure of the fixed deposit.

    4. Can you alter the tenure of an existing Fixed Deposit account?

      No, you cannot change the tenure of your fixed deposit once you open it.

    5. Can a customer open a Fixed Deposit account online in Vijaya Bank?

      Yes, you can open a Fixed Deposit account online in Vijaya Bank.

    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

    Vijaya Bank Fixed Deposit Reviews

    • Vijaya Bank
      "Good Service"
      0.5 4.0/5 "Great!"
      I've a fixed deposit with the Vijaya Bank. I deposited 2 Lacs, the interest rate is 7.6 %, the tenure of the FD is 2 years. Comparatively the interest ate is low. I never faced any issues with their services.
      Was this review helpful? 12
      , ahmedabad
      Reviewed on Jul 28, 2018
    • Vijaya Bank
      Vijaya Bank
      "Happy service"
      0.5 4.0/5 "Great!"
      My fixed deposit account was maintained with Vijaya Bank. Its a one time investment of 3L. The branch is near to my place and they send the statements to my email address. They have guided me on online facilities, they were really helpful to me.
      Was this review helpful? 4
      , chennai
      Reviewed on Jan 02, 2018
    • Vijaya Bank
      "Excellent "
      0.5 5.0/5 "Blown Away!"
      I am having the fixed deposit account with the Vijaya bank and the interest rate is around 6.5% and the customer service is good one , also they are nearby my locality and also the access is really friendly. Online services are good one with the Vijaya bank.
      Was this review helpful? 4
      , mumbai
      Reviewed on Jun 09, 2017
    • Vijaya Bank
      "Better returns"
      0.5 4.0/5 "Great!"
      I have a Fixed deposit with Vijaya Bank. Their interest rates are good since its a nationalised bank. They gave me an interest rate of 9% before tax deductions and it is a one year scheme. Its highly recommendable being secure and yielding good returns.
      Was this review helpful? 4
      , secunderabad
      Reviewed on Mar 17, 2016
    • Vijaya Bank
      "Good Rate "
      0.5 3.0/5 "Satisfactory"
      Interest rate offer by viajay bank for the fixed deposit is 8.86% for the minimum lock in period of 12 months. In case the tenure is increased the interest rate will also increase. There is no activation charges. In case we break the tenure in between then interest will not be calculated. . Online facility is available.
      Was this review helpful? 14
      , mumbai
      Reviewed on Dec 31, 2015
    • Vijaya Bank
      "It is good"
      0.5 4.0/5 "Great!"
      Vijaya bank is the best one to have the fixed deposit because of the service like they used to listen customers properly. Rate of interest got reduced up to 8% as around, which is low. The minimum lock in period is around 24 months of time. Rather than rate of interest they are good.
      Was this review helpful? 8
      , lucknow
      Reviewed on Nov 04, 2015
    • Vijaya Bank
      "Good"
      0.5 4.0/5 "Great!"
      I have a Fixed deposit with Vijaya Bank and the rate of interest has been excellent. The services are always good. Prompt response I get in regards to this account as I have this account with them for the last 31 years.
      Was this review helpful? 4
      , mumbai
      Reviewed on Jun 16, 2015
    • Vijaya Bank
      "Overall friendly services"
      0.5 4.0/5 "Great!"
      Vijaya bank services is good in terms of fixed deposit. I did approach this bank for my flexibility as the branch is nearby. For a year, the interest rate is 9.50% which is a compound interest rate. Through branch, i do the deposit and the returns are quite good. Overall it is a friendly services.
      Was this review helpful? 6
      , hubli
      Reviewed on Sep 06, 2014
    • Vijaya Bank
      "Fully Satisfied with Service"
      0.5 4.0/5 "Great!"
      Vijaya Bank Fixed Deposit i am using from past 10 years, best part is interest rate is good, i got my fixed deposit slip on time, i am having break up facility, customer service was very polite, they have good facilities, everything is fine with in 2 days i opened my fixed deposit account, there was no extra charges for opening fixed deposit.
      Was this review helpful? 7
      , bangalore
      Reviewed on Jul 05, 2014
    Common Loader Icon
    reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.