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    Vijaya Bank Fixed Deposit Rates  and 2 other FDs

    Institution Name
    Deposit Amount Range
    Tenure Range
    Interest Rate
    Up to ₹1Cr
    7 Days to 10 Years
    4% - 7% Monthly compounding
    Response Time Within 30 minutes
    Features
    Highlights
    Documents
    Good to Know
    NRI - FD
    Up to ₹1Cr
    1 Year onwards
    6.25% - 6.5% Monthly compounding
    Response Time Within 30 minutes
    Features
    Highlights
    Documents
    Good to Know
    Up to ₹25L
    1 Year to 5 Years
    7.49% - 8.19% Monthly compounding
    Response Time Within 30 minutes
    Features
    Documents
    Good to Know
    Up to ₹25L
    1 Year to 5 Years
    7.75% - 8.5% Monthly compounding
    Response Time Within 30 minutes
    Features
    Highlights
    Documents
    Good to Know

    Vijaya Bank Fixed Deposit Rates is Rated as "Great!" by 7 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Fixed Deposit BYTES FROM OUR KITCHEN

     Vijaya Bank FD(Fixed Deposit) Interest Rates

    Vijaya Bank is a public sector bank which offers its customers the best interest rates for fixed deposits held with them. These rates are provided to customers via various schemes and deposit tenors. These tensors can be short, medium or long term tenors.

    The interest rates are also decided based on the amount that is deposited in the fixed deposit. Vijaya Bank offers customers the opportunity to open FD accounts for deposits in excess of Rs.200 Cr. too. They also offer options to withdraw interest at monthly, quarterly, half-yearly and yearly intervals.

    The updated list of Vijaya Bank FD Rates, for Regular and Senior Citizen, is listed below:

    Tenure Regular FD Rates Senior Citizen FD Rates
    7 days to 29 days 4 4.5
    30 days to 45 days 4 4.5
    46 days to 60 days 4.5 5
    61 days to 90 days 4.5 5
    91 days to 180 days 5.25 5.75
    181 days to 269 days 6.25 6.75
    270 days to less than 1 Yr 6.25 6.75
    1Year 6.5 7
    More than 1 Yr to less than 2 Yrs 6.5 7
    2 Yrs 6.5 7
    More than 2 Yrs to less than 3 Yrs 6.5 7
    3 years to 5 Yrs 6.5 7
    Above 5 Yrs 6.25 6.75

    Vijaya Bank Short-Term FD Rates

    If you open a fixed deposit with Vijaya bank for periods of 7 days to 45 days, you can expect to expect to earn interest at the rate of 4% per annum. For periods ranging from 46 days to 90 days the interest rate goes up by 2% per annum. For deposits opened for 91 to 180 days the interest rates go up by an additional 2% making the annual interest rate 8%.

    Fixed deposits that are opened for periods ranging from 181 days to 1 year the interest rates offered are 8.25% per annum which is up by 0.25% compared to shorter period term deposits.

    Vijaya Bank Medium and Long-Term FD Rates

    For fixed deposits that are opened for tenures of 1 year to just under 2 years the bank offers an annual interest rate of 8.75%. Deposits opened for 2 years, 2 years to 3 years and 3 years to 5 years earn an interest rate that is 0.10% lesser at 8.65% per annum.

    Vijaya Bank Senior Citizen FD Rates

    Vijaya Bank offers senior citizens special interest rates of 0.5% over the prescribed interest rates. This means that the lowest interest rate offered to senior citizens is 4.5% per annum and the highest is 9.25% per annum. These special interest rates, however, are applicable subject to certain conditions.

    A closer examination would reveal that the if customers want to get the most out of their fixed deposits then the ideal tenor would be greater than 1 year because the best interest rates are being provided for medium and long term deposits.

    News About Vijaya Bank Fixed Deposit Rates

    • Vijaya Bank Reduces Fixed Deposit Rates

      Vijaya Bank has reduced its fixed deposit interest rates by 25 basis points with effect from April 12. The move follows the implementation of marginal cost of funds-based lending rate (MLCR) that became effective on April 1 this year.

      The new rates will be applicable for term deposits of tenures from 91 days to above 5 years, the bank said. Its 1-year term deposit plan will not garner an interest of 7.5 percent. Vijaya Bank’s total business was more than Rs. 2,16,000 crore as on March 31.

      14th April 2016

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  • Vijaya Bank Fixed Deposit Reviews

    • Vijaya Bank Fixed Deposit
      "Excellent "
      0.5 5.0/5 "Blown Away!"
      I am having the fixed deposit account with the Vijaya bank and the interest rate is around 6.5% and the customer service is good one , also they are nearby my locality and also the access is really friendly. Online services are good one with the Vijaya bank.
      Was this review helpful? 1
      , mumbai
      Reviewed on Jun 09, 2017
    • Vijaya Bank Fixed Deposit
      "Better returns"
      0.5 4.0/5 "Great!"
      I have a Fixed deposit with Vijaya Bank. Their interest rates are good since its a nationalised bank. They gave me an interest rate of 9% before tax deductions and it is a one year scheme. Its highly recommendable being secure and yielding good returns.
      Was this review helpful? 2
      , secunderabad
      Reviewed on Mar 17, 2016
    • Vijaya Bank Fixed Deposit
      "Good Rate "
      0.5 3.0/5 "Satisfactory"
      Interest rate offer by viajay bank for the fixed deposit is 8.86% for the minimum lock in period of 12 months. In case the tenure is increased the interest rate will also increase. There is no activation charges. In case we break the tenure in between then interest will not be calculated. . Online facility is available.
      Was this review helpful? 13
      , mumbai
      Reviewed on Dec 31, 2015
    • Vijaya Bank Fixed Deposit
      "It is good"
      0.5 4.0/5 "Great!"
      Vijaya bank is the best one to have the fixed deposit because of the service like they used to listen customers properly. Rate of interest got reduced up to 8% as around, which is low. The minimum lock in period is around 24 months of time. Rather than rate of interest they are good.
      Was this review helpful? 6
      , lucknow
      Reviewed on Nov 04, 2015
    • Vijaya Bank Fixed Deposit
      "Good"
      0.5 4.0/5 "Great!"
      I have a Fixed deposit with Vijaya Bank and the rate of interest has been excellent. The services are always good. Prompt response I get in regards to this account as I have this account with them for the last 31 years.
      Was this review helpful? 4
      , mumbai
      Reviewed on Jun 16, 2015
    • Vijaya Bank Fixed Deposit
      "Overall friendly services"
      0.5 4.0/5 "Great!"
      Vijaya bank services is good in terms of fixed deposit. I did approach this bank for my flexibility as the branch is nearby. For a year, the interest rate is 9.50% which is a compound interest rate. Through branch, i do the deposit and the returns are quite good. Overall it is a friendly services.
      Was this review helpful? 4
      , hubli
      Reviewed on Sep 06, 2014
    • Vijaya Bank Fixed Deposit
      "Fully Satisfied with Service"
      0.5 4.0/5 "Great!"
      Vijaya Bank Fixed Deposit i am using from past 10 years, best part is interest rate is good, i got my fixed deposit slip on time, i am having break up facility, customer service was very polite, they have good facilities, everything is fine with in 2 days i opened my fixed deposit account, there was no extra charges for opening fixed deposit.
      Was this review helpful? 5
      , bangalore
      Reviewed on Jul 05, 2014
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