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    Vijaya Bank Fixed Deposit Rates
     and 2 other FDs
    Institution Name
    Deposit Amount Range
    Tenure Range
    Interest Rate
    Up to ₹1Cr
    7 Days to 10 Years
    4% - 7% Monthly compounding
    Response Time Within 30 minutes
    Features
    Highlights
    Documents
    Good to Know
    NRI - FD
    Up to ₹1Cr
    1 Year onwards
    6.25% - 6.5% Monthly compounding
    Response Time Within 30 minutes
    Features
    Highlights
    Documents
    Good to Know
    Up to ₹25L
    1 Year to 5 Years
    7.75% - 8.6% Monthly compounding
    Response Time Within 30 minutes
    Features
    Documents
    Good to Know
    Up to ₹25L
    1 Year to 5 Years
    7.72% - 8.65% Monthly compounding
    Response Time Within 30 minutes
    Features
    Highlights
    Documents
    Good to Know
    Vijaya Bank Fixed Deposit Rates is Rated as "Great!" by 9 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Fixed Deposit BYTES FROM OUR KITCHEN

    Vijaya Bank Fixed Deposit Rates

    Vijaya Bank was founded as early as 1931 and has been catering to banking needs of people ever since. Today, the bank has a PAN-India network and has more than 2,000 branches. Its product and service offerings are diverse and also caters to NRIs. Fixed deposits (FDs) are one among the bank’s financial products. Vijaya Bank fixed deposits pay good interest rates and provide investors other perks such as loan/overdraft facility, flexible payment and easy withdrawal facility. There are different types of term deposit schemes that are offered by the bank. It is wise to take a look at the interest rates and choose a suitable tenure before applying for a Vijaya Bank FD.

    The following are the latest Vijaya Bank fixed deposit interest rates for regular individuals and senior citizens with effect from 11 June 2018:

    Tenure Regular FD rate (per annum) Senior citizen FD rate (per annum)
    7 days to 45 days 4.00% NA
    46 days to 90 days 5.00% NA
    91 days to 180 days 6.00% NA
    181 days to less than 1 year 6.50% NA
    1 year to 5 years 6.75% 7.25%
    More than 5 years 6.75% NA

    *The above rates are for all FDs that are less than Rs.1 crore

    Vijaya Bank Short-Term Fixed Deposit Rates

    • There are a lot of options available to investors looking for this tenure range in Vijaya Bank.
    • The FD interest rate offered ranges from 4.00% p.a. to 6.50% p.a.
    • As far as the investment duration is concerned, it begins from 7 days and goes on to less than 1 year.
    • The highest FD rate is 6.50% p.a. for 181 days to less than 1 year.
    • For 91 days to 180 days, the bank offers interest at the rate of 6.00% p.a., and for 46 days to 90 days, the rate paid is 5.00% p.a.

    Vijaya Bank Medium and Long-term Fixed Deposit Rates

    • The tenure range for this slot is from 1 year to more than 5 years.
    • The interest rate paid is 6.75% p.a. for all investment duration in this particular slot.
    • Those who want a tax-saving FD, can go for the Vijaya tax savings scheme that offers benefits under Section 80C of the Income Tax Act.

    Vijaya Bank Senior Citizen Fixed Deposit Rates

    • For all term deposits that are held by anyone who is 60 years of age and above, the rate at which interest is paid will be 0.50% higer only for tenures that are from 1 year to 5 years.
    • Senior citizens will be paid interest at the rate of 7.25% p.a. for holding a deposit from 1 year to 5 years

    Vijaya Bank FD Interest Rates: Rs.1 Crore and Above

    Tenure Regular FD rate (per annum) Senior citizen FD rate (per annum)
    7 days to 180 days 5.25% NA
    181 days to above 5 years 6.00% NA

    Vijaya Bank NRI fixed deposits rates: NRO, NRE, FCNR

    • NRO FD Rates: For all deposits that are less than Rs.1 crore, the interest rate paid in the range of 4.00% p.a. to 6.75% p.a. For all deposits that are above Rs.1 crore, the rate paid ranges from 5.25% p.a. to 6.00% p.a. Senior citizen interest rates will not be applicable.
    • NRE FD Rates: Vijaya Bank pays an interest rate of 6.75% p.a. on all of its NRE deposit schemes across tenures. It is important to note here that for NRE FD accounts, senior citizen benefits will not be provided. For NRE FDs, the minimum tenure has to be 1 year.
    • FCNR FD Rates: The interest rates on FCNR deposits are also very attractive and investors various currency options such as USD, GBP, AUD, CAD, and EUR. All FCNR deposits can be held for a maximum of 5 years.

    Vijaya Bank NRE FD Rates: Less than Rs.1 Crore

    Tenure Regular FD rate (per annum) Senior citizen FD rate (per annum)
    365 days 6.75% NA
    Above 1 year to less than 2 years 6.75% NA
    2 years 6.75% NA
    Above 2 years to less than 3 years 6.75% NA
    3 years to 5 years 6.75% NA
    More than 5 years 6.75% NA

    Vijaya Bank NRE FD Rates: Rs.1 Crore and Above

    Tenure Regular FD rate (per annum) Senior citizen FD rate (per annum)
    365 days 6.00% NA
    Above 1 year to less than 2 years 6.00% NA
    2 years 6.00% NA
    Above 2 years to less than 3 years 6.00% NA
    3 years to 5 years 6.00% NA
    More than 5 years 6.00% NA

    Vijaya Bank NRO FD Rates: Less than Rs.1 Crore

    Tenure Regular FD rate (per annum) Senior citizen FD rate (per annum)
    7 days to 29 days 4.00% NA
    30 days to 45 days 4.00% NA
    46 days to 60 days 5.00% NA
    61 days to 90 days 5.00% NA
    181 days to 269 days 6.50% NA
    270 days to 364 days 6.50% NA
    365 days 6.75% NA
    More than 1 year to 5 years and above 6.75% NA

    Vijaya Bank NRO FD Rates: Rs.1 Crore and Above

    Tenure Regular FD rate (per annum) Senior citizen FD rate (per annum)
    7 days to 180 days 5.25% NA
    181 days and above 6.00% NA

    Vijaya Bank FCNR (B) Deposit Rates

    Currency/ Tenure 1 year to less than 2 years 2 years to less than 3 years 3 years to less than 4 years 4 years to less than 5 years 5 years
    GBP 1.25% 1.45% 1.57% 1.67% 1.75%
    USD 3.26% 3.45% 3.52% 3.54% 3.56%
    EUR 0.28% 0.37% 0.53% 0.67% 0.82%
    AUD 2.51% 2.62% 2.72% 2.97% 3.07%
    CAD 2.64% 2.80% 2.92% 2.99% 3.04%

    Vijaya Bank Fixed Deposit Reviews

    • Vijaya Bank Fixed Deposit
      "Good Service"
      0.5 4.0/5 "Great!"
      I've a fixed deposit with the Vijaya Bank. I deposited 2 Lacs, the interest rate is 7.6 %, the tenure of the FD is 2 years. Comparatively the interest ate is low. I never faced any issues with their services.
      Was this review helpful? 6
      , ahmedabad
      Reviewed on Jul 28, 2018
    • Vijaya Bank Fixed Deposit
      "Happy service"
      0.5 4.0/5 "Great!"
      My fixed deposit account was maintained with Vijaya Bank. Its a one time investment of 3L. The branch is near to my place and they send the statements to my email address. They have guided me on online facilities, they were really helpful to me.
      Was this review helpful? 2
      , chennai
      Reviewed on Jan 02, 2018
    • Vijaya Bank Fixed Deposit
      "Excellent "
      0.5 5.0/5 "Blown Away!"
      I am having the fixed deposit account with the Vijaya bank and the interest rate is around 6.5% and the customer service is good one , also they are nearby my locality and also the access is really friendly. Online services are good one with the Vijaya bank.
      Was this review helpful? 2
      , mumbai
      Reviewed on Jun 09, 2017
    • Vijaya Bank Fixed Deposit
      "Better returns"
      0.5 4.0/5 "Great!"
      I have a Fixed deposit with Vijaya Bank. Their interest rates are good since its a nationalised bank. They gave me an interest rate of 9% before tax deductions and it is a one year scheme. Its highly recommendable being secure and yielding good returns.
      Was this review helpful? 3
      , secunderabad
      Reviewed on Mar 17, 2016
    • Vijaya Bank Fixed Deposit
      "Good Rate "
      0.5 3.0/5 "Satisfactory"
      Interest rate offer by viajay bank for the fixed deposit is 8.86% for the minimum lock in period of 12 months. In case the tenure is increased the interest rate will also increase. There is no activation charges. In case we break the tenure in between then interest will not be calculated. . Online facility is available.
      Was this review helpful? 13
      , mumbai
      Reviewed on Dec 31, 2015
    • Vijaya Bank Fixed Deposit
      "It is good"
      0.5 4.0/5 "Great!"
      Vijaya bank is the best one to have the fixed deposit because of the service like they used to listen customers properly. Rate of interest got reduced up to 8% as around, which is low. The minimum lock in period is around 24 months of time. Rather than rate of interest they are good.
      Was this review helpful? 6
      , lucknow
      Reviewed on Nov 04, 2015
    • Vijaya Bank Fixed Deposit
      "Good"
      0.5 4.0/5 "Great!"
      I have a Fixed deposit with Vijaya Bank and the rate of interest has been excellent. The services are always good. Prompt response I get in regards to this account as I have this account with them for the last 31 years.
      Was this review helpful? 4
      , mumbai
      Reviewed on Jun 16, 2015
    • Vijaya Bank Fixed Deposit
      "Overall friendly services"
      0.5 4.0/5 "Great!"
      Vijaya bank services is good in terms of fixed deposit. I did approach this bank for my flexibility as the branch is nearby. For a year, the interest rate is 9.50% which is a compound interest rate. Through branch, i do the deposit and the returns are quite good. Overall it is a friendly services.
      Was this review helpful? 4
      , hubli
      Reviewed on Sep 06, 2014
    • Vijaya Bank Fixed Deposit
      "Fully Satisfied with Service"
      0.5 4.0/5 "Great!"
      Vijaya Bank Fixed Deposit i am using from past 10 years, best part is interest rate is good, i got my fixed deposit slip on time, i am having break up facility, customer service was very polite, they have good facilities, everything is fine with in 2 days i opened my fixed deposit account, there was no extra charges for opening fixed deposit.
      Was this review helpful? 5
      , bangalore
      Reviewed on Jul 05, 2014
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