The UCO Bank fixed deposit calculator helps you in getting an estimate of the interest amount you will earn on the amount deposited in the UCO Bank fixed deposit.
You can use the calculator on the BankBazaar website or the UCO Bank website.
FD Interest rates offered by UCO Bank range from 2.90% p.a. to 6.90% p.a. for the general public with 0.50% additional interest rate offered to senior citizens.
The formula is
A = P(1+r/n)^nt
Maturity Period | General Public (p.a.) | Senior Citizens (p.a.) |
7-14 days | 2.90% | 3.15% |
15-29 days | 2.90% | 3.15% |
30-45 days | 3.00% | 3.25% |
46-60 days | 3.50% | 3.75% |
61-90 days | 3.50% | 3.75% |
91-120 days | 4.50% | 4.75% |
121-150 days | 4.50% | 4.75% |
151-180 days | 5.00% | 5.25% |
181-332 days | 5.50% | 5.75% |
333 days | 6.85% | 7.10% |
334-364 days | 5.50% | 5.75% |
1 year | 6.50% | 6.75% |
Above 1 year- 433 days | 6.40% | 6.90% |
444 days | 6.90% | 7.40% |
445 days to 2 years | 6.40% | 6.90% |
Above 2 years - 3 years | 6.30% | 6.80% |
Above 3 years - 5 years | 6.20% | 6.70% |
Above 5 years | 6.10% | 6.60% |
*The UCO Bank FD interest rates are subject to change at the discretion of the bank. The interest rates given in this table are valid as of 5 June 2025.
The highest rate of interest on FD offered by UCO Bank to general public is 6.90% and for senior citizen is 7.40%.
The time period for a fixed deposit at UCO Bank ranges between seven days to ten years.
UCO Bank allows premature withdrawal of FD and offers interest at 1.00% below the regular rates a penalty.
Yes, the credit facility against the UCO Bank fixed deposit scheme is available for 90% of the deposit amount.
The UCO Bank offers an additional 0.50% interest rate over the regular interest rate for senior citizens.
No, you need not pay any fee to use the UCO Bank FD calculator, as these online calculators are available free of cost.
Yes, UCO Bank FD returns are taxable, as interest is added to your income and will be charged as per the applicable income tax slab rate.
To use the UCO Bank FD calculator, you need to enter some of the vital details, such as principal amount, FD tenure, interest rate, and interest pay out option.
Yes, TDS (Tax Deducted on Source) is deducted on the interest earned from the FD if the interest amount exceeds the threshold value. Depositors can avoid paying the TDS by submitting the Form 15G/15H to the bank.
Yes, the interest earned on UCO Bank FD scheme can be withdrawn before maturity through different interest pay out options, such as monthly, quarterly, half-yearly, or annually. But the principal value can be withdrawn post maturity.
No, you cannot change the UCO Bank FD tenure after investing. The tenure set while opening the FD account cannot be changed during the FD scheme.
The interest for the UCO Bank FD is calculated on the online calculator using two interest payout option, such as Simple Interest and Compound Interest, and the interest earned along with the maturity value will be displayed after entering the required details.
t = the tenure of your deposit.
Yes, it is safe to invest in UCO Bank fixed deposit scheme as the deposit under the bank is insured under the Deposit Insurance and Credit Guarantee Corporation (DICGC).
A senior citizen gets 0.5% more than the general public.
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