Punjab National Bank FD Calculator 2026
The PNB FD calculator on BankBazaar shows the maturity amount and interest earned on a Punjab National Bank fixed deposit once you enter the deposit amount, tenure and interest rate. PNB offers domestic term deposit rates from 3.00% p.a. to 6.60% p.a. for regular citizens, with tenures of 7 days to 10 years.
Before opening a FD account with the lender, you can check the maturity amount by using a FD calculator. This enables you to know how much you will earn for investing a certain sum of money for a specific period of time.
You can use BankBazaar's FD calculate by simply entering the amount, tenure, and interest rate.
Benefits of Using the PNB FD Calculator
The benefits of using BankBazaar's FD calculator are mentioned below:
- It lets you compare the maturity amount by entering interest rates offered by different banks and different investment tenures.
- You get to know the extra amount which you will receive as interest.
- You have the option of choosing the type of fixed deposit where you are looking to invest.
How to Use the PNB FD Calculator
You can use BankBazaar's FD calculator by following the steps listed below:
Step 1: Visit BankBazaar's FD calculator page.
Step 2: Enter details like deposit amount, tenure, and interest rate.
Step 3: Select the type of fixed deposit
Step 4: Click on 'Calculate'.
PNB Bank Domestic/NRO Fixed Deposit Interest Rates
The domestic/ NRO fixed deposit interest rates are as given below (w.e.f. 1 June 2026)
Tenure | Interest Rates (% p.a.) - Regular Citizens | Interest Rates (% p.a.) - Senior Citizens | Interest Rates (% p.a.) - Super Senior Citizens |
7 to 14 days | 3.00 | 3.50 | 3.80 |
15 to 45 days | 3.00 | 3.50 | 3.80 |
46 to 90 days | 4.50 | 5.00 | 5.30 |
91 to 154 days | 4.90 | 5.40 | 5.70 |
155 days | 5.55 | 6.05 | 6.35 |
156 days to 179 days | 4.90 | 5.40 | 5.70 |
180 days to 270 days | 5.60 | 6.10 | 6.40 |
271 days to 302 days | 5.60 | 6.10 | 6.40 |
303 days | 5.55 | 6.05 | 6.35 |
304 days to less than 1 year | 5.60 | 6.10 | 6.40 |
1 year | 6.25 | 6.75 | 7.05 |
Above 1 year to 443 days | 6.30 | 6.80 | 7.10 |
444 days | 6.60 | 7.10 | 7.40 |
445 days to 665 days | 6.30 | 6.80 | 7.10 |
666 days | 6.50 | 7.00 | 7.30 |
667 days to 2 years | 6.30 | 6.80 | 7.10 |
Above 2 years to 3 years | 6.30 | 6.80 | 7.10 |
Above 3 years to 1203 days | 6.35 | 6.85 | 7.15 |
1204 days | 6.30 | 6.80 | 7.10 |
1205 days to 5 years | 6.35 | 6.85 | 7.15 |
Above 5 years to 10 years | 6.00 | 6.80 | 6.80 |
Note: The interest rates are effective from 1 June 2026.
Note:
- The senior citizens will not get benefit of additional interest rate on NRO deposits.
- These rates apply to domestic term deposits of less than Rs.3 crore. PNB publishes separate rates for deposits of Rs.3 crore and above.
- Senior citizens aged 60 years and above but below 80 years get an additional 0.50% p.a. over the applicable card rate for tenures up to five years and an additional 0.80% p.a. for tenures above five years, while super senior citizens aged 80 years and above get an additional 0.80% p.a. across all tenures.
- PNB calculates interest on these deposits on the basis of 365 days a year, unless otherwise specified, and accepts deposits for maturity of up to 10 years.
Summary
The PNB FD calculator helps you estimate the maturity amount and interest on a Punjab National Bank fixed deposit before you invest. Compare the tenure-wise rates for regular, senior and super senior citizens in the table above, then enter your amount, tenure and rate in BankBazaar's FD calculator. Check the effective date noted beneath the table and confirm the current rates with PNB before you open the deposit.
FAQs on PNB FD Calculator
1. What is the PNB FD calculator?
The PNB FD calculator is an online tool on BankBazaar that estimates the maturity amount and interest earned on a Punjab National Bank fixed deposit. You enter the deposit amount, tenure and interest rate, and the PNB FD calculator shows the result. It helps you plan before you open a deposit with the bank.
2.Why should I use the PNB FD calculator?
Using the PNB FD calculator lets you see the maturity amount and the extra interest you will earn on a PNB fixed deposit before you invest. You can also compare results by entering interest rates offered by different banks and different tenures. This helps you choose the tenure and deposit type that suit your goal.
3.How do I use the PNB FD calculator?
To use the PNB FD calculator, enter the deposit amount, tenure and interest rate, and select the type of fixed deposit. Then click on 'Calculate' to see the maturity amount and the interest earned. The steps are listed in the section above.
4.Where do I find the interest rate to enter in the PNB FD calculator?
You can take the rate from the PNB fixed deposit interest rate table on this page, which lists tenure-wise rates for regular, senior and super senior citizens. Pick the rate that matches your tenure and category before you use the PNB FD calculator. PNB revises its rates from time to time, so check the effective date noted beneath the table.
5.Do senior citizens get a higher rate in the PNB FD calculator?
Yes, PNB offers senior citizens and super senior citizens higher fixed deposit rates than regular citizens, so use the rate for your category in the PNB FD calculator. The additional interest rate is not available to senior citizens on NRO deposits, as noted beneath the rate table. The rate table above shows the rate for each category.
6.Can I use the PNB FD calculator for NRO fixed deposits?
Yes, the PNB FD calculator can be used with the domestic and NRO fixed deposit rates listed in the rate table on this page. Senior citizens do not get the additional interest rate on NRO deposits. Enter the rate that applies to your deposit to estimate the maturity amount.
7.Is the maturity amount from the PNB FD calculator exact?
The PNB FD calculator gives an estimate based on the amount, tenure and interest rate you enter. The final payout on your PNB fixed deposit depends on the rate applicable when you open the deposit and on the bank's deposit terms. Confirm the details with Punjab National Bank before you invest.
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