• Punjab National Bank FD Calculator

    Punjab National Bank, one of the public sector banks operating in the country offer different types of fixed deposits. Customers can open a fixed deposit account of their choice. The interest rate offered on these term deposits range between 3% and 5.25% per annum with the minimum and maximum tenure being 7 days and 10 years.

    Before opening a FD account with the lender, you can check the maturity amount by using a FD calculator. This enables you to know how much you will earn for investing a certain sum of money for a specific period of time. You can use BankBazaar’s FD calculate by simply entering the amount, tenure, and interest rate.

    Benefits of using BankBazaar’s FD Calculator

    The benefits of using BankBazaar’s FD calculator are mentioned below:

    • It lets you compare the maturity amount by entering interest rates offered by different banks and different invesment tenures.
    • You get to know the extra amount which you will receive as interest.
    • You have the option of choosing the type of fixed deposit where you are looking to invest.

    Process to use BankBazaar’s FD Calculator

    You can use BankBazaar’s FD calculator by following the steps listed below:

    • Step 1 - Visit BankBazaar’s FD calculator page.
    • Step 2 - Enter details like deposit amount, tenure, and interest rate.
    • Step 3 – Select the type of fixed deposit
    • Step 4 - Click on ‘Calculate’.

    PNB Bank FD Interest Rates

    PNB Bank offer the rates mentioned in the table below for opening a FD account with them:

    Tenure Regular FD Rates (p.a) Senior Citizen FD Rates (p.a)
    7 days to 14 days 2.90% 3.40%
    15 days to 29 days 2.90% 3.40%
    30 days to 45 days 2.90% 3.40%
    46 days to 90 days 3.25% 3.75%
    91 days to 179 days 3.80% 4.30%
    180 days to 270 days 4.40% 4.90%
    271 days to less than a year 4.40% 4.90%
    1 year 5.00% 5.50%
    Above 1 year and up to 2 years 5.00% 5.50%
    Above 2 years and up to 3 years 5.10% 5.60%
    Above 3 years and up to 5 years 5.25% 5.75%
    Above 5 years and up to 10 years 5.25% 5.75%

    FAQs on PNB FD Calculator

    1. Does PNB offer additional interest to senior citizens?

      Yes, senior citizens are offered additional interest of 0.50% on all FD tenures.

    2. Is overdraft and nomination facility available on term deposits offered by Punjab National Bank?

      Yes, the facility of overdraft and nomination is available.

    3. Does the bank offer a special fixed deposit scheme for girls?

      Yes, a fixed deposit scheme called PNB Balika Shiksha Fixed deposit scheme is offered by the lender for girls.

    4. What is the minimum deposit amount for opening a FD account under the PNB Special Term Deposit Scheme?

      The minimum deposit amount for opening a FD account under the PNB Special Term Deposit scheme is Rs.100.

    5. Will a penalty be levied for premature withdrawal of deposit under the PNB Pranam Fixed Deposit scheme, once the investor attains the status of senior citizen?

      In such instance, no penalty will be levied by the bank for premature withdrawal.

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