Irinjalakuda Town Co-operative Bank FD Rates

Irinjalakuda Town (ITU) Co-operative Bank offers Fixed Deposit options to its customers at attractive rate of interest. The ITU Bank has multiple tenure options for FDs, ranging from 15 days to 5 years, with varying interest rates.

ITU Interest Rates for Standard Deposit Schemes (w.e.f. 9 August 2021)

Tenure Standard Rate of Interest Rate for Senior Citizens
15 days to 29 days 3.50 % 4.00 %
30 days to 45 days 4.00 % 4.50 %
46 days to 90 days 4.50 % 5.00 %
91 days to 179 days 5.00 % 5.50 %
180 days to 364 days 5.25 % 5.75 %
12 months to 24 months 6.75 % 7.25 %
25 months to 36 months 6.80 % 7.30 %
37 months to 60 months 6.85 % 7.35 %
above 5 years to 10 years 5.75 % 6.25 %

Features and benefits of ITU fixed deposit

  1. With ITU fixed deposit scheme, senior citizens get additional interest benefit of 0.50%.
  2. There is no upper limit to amount of deposit.
  3. The minimum amount of deposit is Rs.1000.

Documents required to apply for FD at ITU Bank

  1. Identity proof: Aadhar card, PAN card, etc.
  2. Address proof: Utility bills, Passport, etc.
  3. Passport size photograph.
  4. Duly signed application form.

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