What are the eligibility criteria to open an IndusInd FD account online?

The individual should be an Indian citizen, more than 18 years of age and should have all the valid documents such as PAN card and Aadhar card to be eligible for the FD account.

Is it possible to apply for IndusId FD online?

The IndusInd Bank gives its customers the facility to apply for an FD through internet banking.

How does IndusInd Online Fixed Deposit work?

IndusInd Online Fixed Deposit can be opened instantly. Follow the steps given below:.Step 1: Click on www.IndusInd.com Step 2: Fill details in the online application form. Step 3: Find the suitable Fixed Deposit type and authenticate your-self Step 4: Transfer the funds online for deposit creation after completing application.

Is IndusInd Bank account needed to open fixed deposit?

No, you don't need a bank account. The fixed deposit facility is available for both account holders as well as non-account holders.

Where will I receive the FD maturity amount?

For account holders: The interest incurred on the FD will be credited to the linked IndusInd Savings Account.For non-account holders: The amount will be transferred via a Demand Draft (DD) in your name.

Credit Cards

Home Loans

Personal Loans

Other Loans

Calculators

Investments

Credit Score

Govt. Utility Documents

Download Mobile App

Insurance

Resources

BankBazaar

Indusind Bank FD Calculator 2025

The IndusInd Bank now providing an array of transactional, commercial and financial banking services pan-India, fixed deposit schemes are just one of them. IndusInd Bank gives several options regarding Fixed Deposit Investments.

Updated On - 06 Oct 2025

Check Your Credit Score Now

And to help you make a more informed decision, they give you the facility of the IndusInd FD calculator.

What is the IndusInd FD calculator?

The IndusInd FD calculator is a specifically designed digital tool to help you calculate the sum you will receive based on the amount deposited, the rate of interest and tenure once the FD matures.

Check Your Credit Score Now

Steps to use IndusInd calculator

Step 1: Visit https://www.indusind.com/in/en/personal/deposits/fixed-deposit.html
Step 2: Enter details like depositing amount and tenure.
Step 3: Click on calculate.

Interest Rates for FD Less Than Rs.2 crore (Premature Withdrawal Allowed)

Tenure	Rate of Interest for General Public	Rate of Interest for Senior Citizen
7 days to 14 days	3.50% p.a.	4.00% p.a.
15 days to 30 days	3.50% p.a.	4.00% p.a.
31 days to 45 days	3.75% p.a.	4.25% p.a.
46 days to 60 days	4.75% p.a.	5.25% p.a.
61 days to 90 days	4.75% p.a.	5.25% p.a.
91 days to 120 days	4.75% p.a.	5.25% p.a.
121 days to 180 days	5.00% p.a.	5.50% p.a.
181 days to 210 days	5.85% p.a.	6.35% p.a.
211 days to 269 days	6.10% p.a.	6.60% p.a.
270 days to 354 days	6.35% p.a.	6.85% p.a.
355 days to 364 days	6.50% p.a.	7.00% p.a.
1 year to below 1 year 6 months	7.75% p.a.	8.25% p.a.
1 year 6 months to below 1 year 7 months	7.75% p.a.	8.25% p.a.
1 year 7 months up to 2 years	7.75% p.a.	8.25% p.a.
Above 2 years up to 2 years 1 month	7.25% p.a.	7.75% p.a.
Above 2 years 1 month to below 2 years 6 months	7.25% p.a.	7.75% p.a.
2 years 6 months to below 2 years 9 months	7.25% p.a.	7.75% p.a.
2 years 9 months to 3 years 3 months	7.25% p.a.	7.75% p.a.
Above 3 years 3 months to below 61 months	7.25% p.a.	7.75% p.a.
61 month and above	7.00% p.a.	7.50% p.a.
Indus Tax Saver Scheme (5 years)	7.25% p.a.	7.75% p.a.

Check Your Credit Score Now

Interest Rates for FD Rs. 2 crore to Less Than Rs. 5 crore (Premature Withdrawal Allowed)

Tenure	Rate of Interest for General Public	Rate of Interest for Senior Citizens
7 days to 14 days	4.90% p.a.	5.50% p.a.
15 days to 30 days	5.00% p.a.	5.60% p.a.
31 days to 45 days	5.50% p.a.	6.10% p.a.
46 days to 60 days	6.00% p.a.	6.60% p.a.
61 days to 90 days	6.35% p.a.	6.95% p.a.
91 days to 120 days	6.85% p.a.	7.45% p.a.
121 days to 180 days	7.00% p.a.	7.60% p.a.
181 days to 210 days	7.00% p.a.	7.60% p.a.
211 days to 269 days	7.10% p.a.	7.70% p.a.
270 days to 354 days	7.20% p.a.	7.80% p.a.
355 days to 364 days	7.25% p.a.	7.85% p.a.
1 year to below 1 year 6 months	7.65% p.a.	8.25% p.a.
1 year 6 months to below 1 year 7 months	7.65% p.a.	8.25% p.a.
1 year 7 months up to 2 years	7.65% p.a.	8.25% p.a.
Above 2 years up to 2 years 1 month	7.20% p.a.	7.80% p.a.
Above 2 years 1 month to below 2 years 6 months	7.20% p.a.	7.80% p.a.
2 years 6 months to below 2 years 9 months	7.20% p.a.	7.80% p.a.
2 years 9 months up to 3 years 3 months	7.20% p.a.	7.80% p.a.
Above 3 years 3 months to below 61 months	7.10% p.a.	7.70% p.a.
61 months and above	7.00% p.a.	7.60% p.a.
Indus Tax Saver Scheme (5 years)	NA	NA

Check Your Credit Score Now

Interest Rates for FD Above Rs. 1 crore to Less Than Rs. 5 crore (Premature Withdrawal Not Allowed)

Tenure	Rate of Interest for General Public	Rate of Interest for Senior Citizen
7 days to 14 days	4.90% p.a.	5.40% p.a.
15 days to 30 days	5.00% p.a.	5.50% p.a.
31 days to 45 days	5.60% p.a.	6.10% p.a.
46 days to 60 days	6.00% p.a.	6.50% p.a.
61 days to 90 days	6.50% p.a.	7.00% p.a.
91 days to 120 days	7.00% p.a.	7.50% p.a.
121 days to 180 days	7.10% p.a.	7.60% p.a.
181 days to 210 days	7.25% p.a.	7.75% p.a.
211 days to 269 days	7.35% p.a.	7.85% p.a.
270 days or 354 days	7.45% p.a.	7.95% p.a.
355 days or 364 days	7.50% p.a.	8.00% p.a.
1 year to below 1 year 6 months	7.75% p.a.	8.25% p.a.
1 year 6 months to below 1 year 7 months	7.75% p.a.	8.25% p.a.
1 year 7 months up to 2 years	7.75% p.a.	8.25% p.a.
Above 2 years up to 2 years 1 month	7.30% p.a.	7.80% p.a.
Above 2 years 1 month to below 2 years 6 months	7.30% p.a.	7.80% p.a.
2 years 6 months to below 2 years 9 months	7.30% p.a.	7.80% p.a.
2 years 9 months up to 3 years 3 months	7.30% p.a.	7.80% p.a.
Above 3 years 3 months to below 61 months	7.20% p.a.	7.70% p.a.
61 months and above	7.10% p.a.	7.60% p.a.
Indus Tax Saver Scheme (5 years)	NA	NA

Note: The interest rates are applicable w.e.f. 6 February 2024.

Check Your Credit Score Now

BankBazaar's FD calculator

The steps to use BankBazaar's FD calculator are given below:

Step 1: Go to https://www.bankbazaar.com/fixed-deposit/fd-calculator.html
Step 2: Select the type of deposit, interest rate, tenure, and deposit amount.
Step 3: Click on 'Calculate'.
Step 4: The total interest that is earned and the maturity amount will be displayed.

Check Your Credit Score Now

Benefits of using IndusInd FD calculator

The IndusInd calculator is a helpful tool in calculating investment returns. Its benefits include:

You can customize interest rate, tenure and depositing amount as many times as you want and calculate.
It is helpful in comparing multiple FD schemes.
It is free of cost and easily accessible.

Other Bank's FD Calculator

Check Your Credit Score Now

FAQs on IndusInd Bank FD calculator

What are the eligibility criteria to open an IndusInd FD account online?
The individual should be an Indian citizen, more than 18 years of age and should have all the valid documents such as PAN card and Aadhar card to be eligible for the FD account.
Is it possible to apply for IndusId FD online?
The IndusInd Bank gives its customers the facility to apply for an FD through internet banking.
How does IndusInd Online Fixed Deposit work?
IndusInd Online Fixed Deposit can be opened instantly. Follow the steps given below:
1. Step 1: Click on www.IndusInd.com
2. Step 2: Fill details in the online application form.
3. Step 3: Find the suitable Fixed Deposit type and authenticate your-self
4. Step 4: Transfer the funds online for deposit creation after completing application.
Is IndusInd Bank account needed to open fixed deposit?
No, you don't need a bank account. The fixed deposit facility is available for both account holders as well as non-account holders.
Where will I receive the FD maturity amount?
For account holders: The interest incurred on the FD will be credited to the linked IndusInd Savings Account.
For non-account holders: The amount will be transferred via a Demand Draft (DD) in your name.

Disclaimer

Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

Explore More:

Credit Card:

Credit Score:

Personal Loan:

Home Loan:

Fixed Deposit:

Calculator:

Learn More:

Others:

Mobile Apps:

support[at]bankbazaar[dot]com