IDFC First Bank FD Calculator
Fixed deposits have become increasingly popular over time. The general population used fixed deposits, which are high-yielding money-saving vehicles. The IDFC FIRST Bank online FD calculator allows you to calculate the interest and accumulated amount at maturity. It is an easy-to-use tool with input fields that must be completed in order to calculate the outcome.
If you wish to calculate the accrued amount of post-fixed deposit maturity, you can use an FD calculator.
How to Use IDFC First Bank's FD Calculator?
The IDFC First Bank FD Calculator employs a straightforward approach to calculate the interest and FD maturity amount. Here are the steps to using this online calculator.
- The type of deposit must then be chosen (possible options include short-term, reinvestment, quarterly payment, and monthly payout)
- The deposit amount, tenure days, and tenure year can be entered or selected using the slider
- The FD amount plus cumulative FD interest will be calculated instantly.
BankBazaar's FD Calculator
BankBazaar's FD calculator is a user-friendly tool that calculates the maturity amount instantly. Follow the steps below.
- Step 1: To use the FD Calculator, visit - https://www.bankbazaar.com/fixed-deposit/fd-calculator.html.
- Step 2: Next, input the deposit amount, tenure year and interest rate.
- Step 3: Finally, choose the type of fixed deposit and click on 'Calculate.'
- Step 4: The maturity amount and total interest earned will be displayed.
Advantages of IDFC First FD Calculator
Some advantages of utilizing the online fixed deposit calculator are shown below:
- You can use the FD calculator tool at any time and from any location for free. A button click can solve complex calculations
- The IDFC FIRST Bank FD Calculator produces results instantly. Time is saved, and precise computations are produced by the calculator's automated method
- However, manually calculating the interest income or maturity value for different FD tenures can be a laborious and time-consuming operation that also raises the possibility of human mistake
- Finding your fixed deposit profits ahead of time is made simpler with a fixed deposit calculator, which aids in financial planning
- Before opening an FD account, depositors should consider their cash flows, investment horizons, liquidity needs, and financial objectives.
IDFC First Bank Term Deposit Rates (Less than Rs.3 Crore)
Tenure | FD rates for General Citizens (p.a.) | FD rates for Senior Citizens (p.a.) |
Seven to 14 days | 3.00% | 3.50% |
15 to 29 days | 3.00% | 3.50% |
30 to 45 days | 3.00% | 3.50% |
46 to 90 days | 4.00% | 4.50% |
91 to 180 days | 4.50% | 5.00% |
181 days to less than one year | 5.50% | 6.00% |
One year | 6.30% | 6.80% |
1 year one day to 370 days | 6.30% | 6.80% |
371 days to 499 days | 6.50% | 7.00% |
450 days to two years | 7.00% | 7.50% |
2 years 1 day to 5 years | 7.00% | 7.50% |
Five years one day to 10 years | 6.00% | 6.50% |
*The IDFC First Bank FD rates tend to change at the discretion of the bank. The rates mentioned in the table are valid as of 4 November 2025.
IDFC FIRST Bank Tax Saver Deposit
Tax Saver Deposit | Rate of Interest below Rs.3 crores (p.a.) |
5 years | 7.00% |
IDFC FIRST Bank Green Deposit
Green Deposit | Rate of Interest below Rs. 3 crores (p.a.) |
375 days | 6.50% |
FAQs on IDFC First FD Calculator
- What is the minimum amount required to open a fixed deposit account with IDFC?
The minimum amount required to open a fixed deposit account with IDFC is Rs.10,000.
- What is the interest rate offered to senior citizens?
IDFC offers 0.50% more interest to senior citizens.
- What is the penalty for withdrawing an FD prematurely?
IDFC charges a penalty of 1% on the interest rate for a prematurely withdrawn FD.
- How to avoid deduction of TDS?
Both general public and senior citizens have to submit the forms 15G and 15H respectively to avoid TDS on FD.
- How long will it take for IDFC FIRST Bank's fixed deposits to double?
The amount of your deposit and the period you select will impact the maturity amount you get.
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