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    Dena Bank Fixed Deposit Rates
     and 2 other FDs
    Institution Name
    Deposit Amount Range
    Tenure Range
    Interest Rate
    Up to ₹1Cr
    7 Days to 10 Years
    4.5% - 7.5% Quarterly compounding
    Response Time Within 30 minutes
    Good to Know
    NRI - FD
    Up to ₹1Cr
    1 Year to 10 Years
    6.8% - 7% Quarterly compounding
    Response Time Within 30 minutes
    Good to Know
    Up to ₹25L
    1 Year to 5 Years
    7.75% - 8.6% Monthly compounding
    Response Time Within 30 minutes
    Good to Know
    Up to ₹25L
    1 Year to 5 Years
    7.72% - 8.65% Monthly compounding
    Response Time Within 30 minutes
    Good to Know
    Dena Bank Fixed Deposit Rates is Rated as "Great!" by 2 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service



    Dena Bank Fixed Deposit Rates

    Dena Bank is one among the most well-reputed public sector banks in the country that was established in 1969. There is a huge list of deposit options to choose from as far as Dena Bank fixed deposits are concerned. The bank also providers customers the facility to choose and apply for online term deposit schemes. The types of deposit accounts that can be opened online include:

    • Samruddhi Deposit Scheme - cumulative
    • Fixed deposit Scheme - non-cumulative

    Given below is an up-to-date table of all the interest rates offered on Dena Bank fixed deposits, to help customers compare and choose the highest paying FD scheme.

    The updated list of Dena Bank FD Rates as of 2nd April, 2018,  for Regular and Senior Citizen, is listed below: 

    Tenure Regular FD Rate (per annum) Senior Citizen FD Rate (per annum)
    7 days to 29 days 4.00% 4.50%
    30 days to 45 days 4.50% 5.00%
    46 days to 179 days 5.75% 6.25%
    180 days to less than 1 year 6.25% 6.75%
    1 year to less than 2 years 6.60% 7.10%
    2 years to  5 years 6.25% 6.75%
    5 years to below 8 years 6.30% 6.80%
    8 years to 10 years 6.30% 6.80%

    *The above mentioned rates are for deposits that are less than Rs.1 crore

    Dena Bank short-term FD rates

    • The great thing about short-term FDs is that the money doesn't get locked and you can still earn interest even for as short as 7 days to 14 days
    • The interest rate paid by this bank for such an investment tenure ranges from a minimum of 4.00% p.a. to 6.25% p.a.
    • The highest FD rate paid is 6.25% p.a. for an investment period that ranges from 180 days to less than 1 year
    • Customers will be able to gain interest at the rate of 5.75% p.a. for investing in an FD with a tenure that ranges from 46 days to 179 days
    • The tenure range that is offered for short-term deposits is a minimum of 7 days and a maximum of 364 days
    • Short-term fixed deposits interest rates are lucrative and offers customers who do not want to lock-in their money for extended periods and earn a decent interest income

    Dena Bank medium and long-term FD rates

    • The interest rate paid for deposits held in this tenure slab starts from 6.25% p.a. and goes up to 6.60% p.a.
    • The highest FD rate paid for this deposit slab is 6.60% p.a. for a time period ranging between 1 year and less than 2 years
    • If a customer chooses to put money for a time frame that is from 2 years to less than 5 years, the interest earned will be paid at the rate of 6.25% p.a.
    • For 5 years to below 8 years and for 8 years to 10 years, the rate of interest paid will be 6.30% p.a.
    • Those customers who are looking for tax benefits can also choose to go for the Dena Maha Tax Bachat Yojana which pays interest at the rate of 6.30% p.a, giving a tax deduction claim of up to Rs.1.5 lakh under Section 80C of the Income Tax Act

    Dena Bank senior citizen FD rates

    • All those who are 60 years and above will fall in the senior citizen category and will be paid interest at an additional 0.50% per annum
    • Senior citizens can get interest upto 7.10% p.a. for investing in a period that is anywhere from 1 year to less than 2 years, which is the highest rate offered for this age group by Dena Bank
    • The second highest FD rate is paid for long-term deposits that are kept with a bank for a period that ranges from 5 years to less than 8 years, and 8 years to 10 years
    • The interest  range that is paid for Dena Bank senior citizen deposits range from 4.50% p.a. and go up to 7.10% p.a.
    • For investing from 2 years to 5 years, the rate of interest gained will be at the rate of 6.75%

    Know more about Dena Bank FDs

    How to apply for an FD online: Dena Bank gives existing customers the privilege of opening fixed deposits online through the online banking facility in a matter of seconds. Those who have an active Dena Bank internet banking account will be able to open an FD by logging in with their respective credentials.

    Types of FD schemes: There are a number of fixed deposit schemes to choose from in Dena Bank, and each term deposit option comes with its own set of advantages and disadvantages. Some of the FD options include the Dena Savifix Deposit Scheme, Dena Senior Citizen Scheme, Dena Freedom Deposit Scheme, Dena Maha Tax Bachat Yojana, etc

    Dena Bank NRI deposits: Apart from regular domestic time deposits, the bank also offers a number of Non-Resident Indian (NRI) fixed deposits. All NRIs can gain a good rate of return by going for NRE, NRO and FCNR term deposit options.

    Dena Bank Fixed Deposit Reviews

    • Dena Bank Fixed Deposit
      "Good service"
      0.5 4.0/5 "Great!"
      I am having a Fixed Deposit with Dena bank from last 20 years. Dena Bank provides very good services when compared to all other banks. I pay a certain amount every month in this account. The maturity period is after every 2 years and i am happy with the returns of this deposit. Customer service was good and they gave the correct information.
      Was this review helpful? 2
      , navi mumbai
      Reviewed on Feb 01, 2018
    • Dena Bank Fixed Deposit
      "Need to work on their interest rate"
      0.5 4.0/5 "Great!"
      I am very much happy to have my fixed deposit with DENA bank . They are more customer friendly and customer oriented team. Their interest rates are quite normal, may be they can work on to reduce it. They should stand up in the market like private banks
      Was this review helpful? 28
      , bangalore
      Reviewed on Sep 12, 2014
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