Dena Bank is a public-sector bank offering a number of banking products and services to customers within the Indian banking space. Dena Banks FD schemes come with varying options such as tiered interest rates and differing holding periods to suit a customer's investment, savings, and liquidity needs.
Dena Banks fixed deposit interest rates are captured in the table above to provide for easy, real-time comparisons. All changes made to these rates are monitored and reflected on a real-time basis.
The updated list of Dena Bank FD Rates, for Regular and Senior Citizen, is listed below:
|Tenure||Regular FD Rates||Senior Citizen FD Rates|
|7 days to 14 days||4.50%||5.00%|
|15 days to 29 days||4.50%||5.00%|
|30 days to 45 days||5.00%||5.50%|
|46 days to 60 days||5.75%||6.25%|
|61 days to 90 days||5.75%||6.25%|
|91 days to 120 days||6.00%||6.50%|
|120 days to 179 days||6.00%||6.50%|
|180 days to 270 days||6.50%||7.00%|
|271 days to 364 days||6.80%||7.30%|
|1 year 1 day to 1 year 364 days||6.80%||7.30%|
|2 years to 2 years 364 days||6.80%||7.30%|
|3 years to 4 years 364 days||6.80%||7.30%|
|5 years to 7 years 364 days||7.00%||7.50%|
|8 years to 10 years||7.00%||7.50%|
The shortest period that a fixed deposit can be held with Dena Bank for is 7 to 14 days at an interest rate of 4.5% per annum for deposits under Rs. 1 Cr. For deposits made in excess of Rs. 1 Cr the interest rate will be 7%.
The best rate offered by them is 7.3% per annum for deposits made for periods of 1 year; for amounts under Rs. 1 Cr. For amounts higher than Rs. 1 Cr the interest rate is 7.3% per annum.
For deposit amounts of less than Rs. 1 Cr the interest rates are 7.25% per annum up to 8 years and 7% per annum for periods of 8 to 10 years. For amounts larger than Rs. 1 Cr the interest rates offered are 7.25% per annum for up to 5 years and 7% per annum for durations between 5 and 10 years.
All senior citizen customers of Dena Bank are offered a 0.50% increase on existing rates across all deposit schemes. This puts the range of returns for this category of customers between 4.5% and 7.8% per annum, depending on the chosen tenure.
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