Dena Bank has merged with Bank of Baroda with effect from 1 April 2019.
Mentioned below is the updated list of FD rates for deposits below Rs.2 crore applicable for regular and senior citizens as of 13 March 2019 by Bank of Baroda.
|Tenure||Interest rate p.a. (General Public)||Interest rate p.a. (Senior citizens)|
|7 days to 14 days||4.50%||5%|
|15 days to 45 days||4.75%||5.25%|
|46 days to 90 days||5%||5.50%|
|91 days to 180 days||5.75%||6.25%|
|181 days less than 1 year||
|1 year 1 day to 400 days||6.85%||7.35%|
|400 days to 24 months||6.80%||7.30%|
|24 months 1 day to 36 months||6.70%||7.20%|
|36 months 1 day to 60 months||6.70%||7.20%|
|60 months 1 day to 120 months||6.70%||7.20%|
*The above mentioned rates are for deposits that are less than Rs.1 crore
Dena Bank is one among the most well-reputed public sector banks in the country that was established in 1969. There is a huge list of deposit options to choose from as far as Dena Bank fixed deposits are concerned. The bank also providers customers the facility to choose and apply for online term deposit schemes. The types of deposit accounts that can be opened online include:
How to apply for an FD online: Dena Bank gives existing customers the privilege of opening fixed deposits online through the online banking facility in a matter of seconds. Those who have an active Dena Bank internet banking account will be able to open an FD by logging in with their respective credentials.
Types of FD schemes: There are a number of fixed deposit schemes to choose from in Dena Bank, and each term deposit option comes with its own set of advantages and disadvantages. Some of the FD options include the Dena Savifix Deposit Scheme, Dena Senior Citizen Scheme, Dena Freedom Deposit Scheme, Dena Maha Tax Bachat Yojana, etc
Dena Bank NRI deposits: Apart from regular domestic time deposits, the bank also offers a number of Non-Resident Indian (NRI) fixed deposits. All NRIs can gain a good rate of return by going for NRE, NRO and FCNR term deposit options.
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