• Dena Bank Fixed Deposit Rates

    Dena Bank is one among the most well-reputed public sector banks in the country that was established in 1969. There is a huge list of deposit options to choose from as far as Dena Bank fixed deposits are concerned. The bank also providers customers the facility to choose and apply for online term deposit schemes. The types of deposit accounts that can be opened online include:

    • Samruddhi Deposit Scheme - cumulative
    • Fixed deposit Scheme - non-cumulative

    Dena Bank short-term FD rates

    • The great thing about short-term FDs is that the money doesn't get locked and you can still earn interest even for as short as 7 days to 14 days
    • The interest paid by the bank for such an investment tenure ranges from a minimum of 4.50% p.a. to 7% p.a.
    • The highest FD rate paid is 7% p.a. for an investment period that ranges for 444 days
    • Customers will be able to gain interest at the rate of 5.75% p.a. for investing in an FD with a tenure that ranges from 91 days to 180 days
    • The tenure range that is offered for short-term deposits is a minimum of 7 days and a maximum of 364 days
    • Short-term fixed deposits interest rates are lucrative and offers customers who do not want to lock-in their money for extended periods and earn a decent interest income.

    Dena Bank medium-term FD rates

    • The interest paid for deposits held in this tenure slab starts from 6.70% p.a. and goes up to 7% p.a.
    • The highest FD rate paid under this deposit slab is 7% p.a. for a time period of 444 days.
    • If a customer chooses to put money for a time frame that is from 2 years 1 day to 5 years, the interest earned will be paid at the rate of 6.70% p.a.

    Dena Bank long-term FD rates

    • The interest paid for long-term FD deposits by Dena Bank is 6.70% p.a

    Dena Bank senior citizen FD rates

    • All those who are 60 years and above fall under the senior citizens category and are paid additional interest of 0.50% per year for all investment tenures
    • Senior citizens can get interest up to 7.50% p.a. for investing in a period of 444 days, which is the highest rate offered.
    • The second highest FD rate is paid for deposits kept with a bank for a period that ranges from 1 year 1 day to 400 days.
    • The interest paid to senior citizen for term deposits range from 5% p.a. to 7.50% p.a.

    Know more about Dena Bank FDs

    How to apply for an FD online: Dena Bank gives existing customers the privilege of opening fixed deposits online through the online banking facility in a matter of seconds. Those who have an active Dena Bank internet banking account will be able to open an FD by logging in with their respective credentials.

    Types of FD schemes: There are a number of fixed deposit schemes to choose from in Dena Bank, and each term deposit option comes with its own set of advantages and disadvantages. Some of the FD options include the Dena Savifix Deposit Scheme, Dena Senior Citizen Scheme, Dena Freedom Deposit Scheme, Dena Maha Tax Bachat Yojana, etc

    Dena Bank NRI deposits: Apart from regular domestic time deposits, the bank also offers a number of Non-Resident Indian (NRI) fixed deposits. All NRIs can gain a good rate of return by going for NRE, NRO and FCNR term deposit options.

    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

    Dena Bank Fixed Deposit Reviews

    • Dena Bank Fixed Deposit
      "Good plan for senior citizen"
      0.5 2.0/5 "Expected more"
      I have invested the money in Dena bank through Fixed deposit and the growth is not that much good. They are not taking any hidden charges. Only because of the Government undertaken bank, i have selected them. They are providing a interest rate of 6% per annum. I have invested the money of Rs. 2 lakhs. There is a lockin period of 1 year.
      Was this review helpful? 2
      , new delhi
      Reviewed on Sep 24, 2019
    • Dena Bank
      Dena Bank Fixed Deposit
      "Good service"
      0.5 4.0/5 "Great!"
      I am having a Fixed Deposit with Dena bank from last 20 years. Dena Bank provides very good services when compared to all other banks. I pay a certain amount every month in this account. The maturity period is after every 2 years and i am happy with the returns of this deposit. Customer service was good and they gave the correct information.
      Was this review helpful? 2
      , navi mumbai
      Reviewed on Feb 01, 2018
    • Dena Bank Fixed Deposit
      "Need to work on their interest rate"
      0.5 4.0/5 "Great!"
      I am very much happy to have my fixed deposit with DENA bank . They are more customer friendly and customer oriented team. Their interest rates are quite normal, may be they can work on to reduce it. They should stand up in the market like private banks
      Was this review helpful? 29
      , bangalore
      Reviewed on Sep 12, 2014
    Common Loader Icon
    reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.