• Vauld Fixed Deposits

    A fixed deposit is a financial instrument where you can deposit money for a fixed period of time and earn interest on the amount invested. Let's look at the fixed deposits in terms of coins offered by Vauld.

    Vauld Fixed Deposits Interest Rates

    Token Fixed Deposit Rate (APY)
    Deposit 6.70%
    DAI 12.68%
    TUSD 12.68%
    ETH 6.70%
    XRP 6.70%
    XLM 3.04%
    BAT 3.04%
    USDC 12.68%
    USDT 12.68%
    PAX -
    BUSD 12.68%
    FTT 3.04%
    KNC 3.04%
    ZRX 3.04%
    COMP 3.04%
    1INCH 3.04%
    YFI 3.04%
    PAXG 3.04%
    CRV 3.04%
    BAL 3.04%
    MKR 3.04%
    MANA 3.04%
    SUSHI 3.04%
    AAVE 3.04%
    UNI 3.04%
    SNX 3.04%
    MATIC 3.04%
    GRT 3.04%
    ENJ 3.04%
    LINK 3.04%
    USDP 12.68%

    Vauld Fixed Deposits Withdrawal Fee

    Action Mode Fees
    Deposit RTGS 0%
    Deposit IMPS 0%
    Deposit NEFT 0%
    Deposit MobiKwik (wallet/netbanking/UPI/cards) 1.77%
    Withdrawal RTGS/ IMPS/ UPI 0%

    Vauld Fixed Deposits Limits

    Action Mode Minimum Amount Maximum Amount Processing Time
    Deposit RTGS Rs.2 lakh Remitter's Netbanking Limit 30 mins (9:00 a.m. to 5:00 p.m.), 4 hours (5:00 p.m. to 9:00 a.m.)
    Deposit IMPS Re.1 Rs.2 lakh 30 mins (9:00 a.m. to 5:00 p.m.), 4 hours (5:00 p.m. to 9:00 a.m.)
    Deposit NEFT Re.1 Remitter's Netbanking Limit 30 mins (9:00 a.m. to 5:00 p.m.), 4 hours (5:00 p.m. to 9:00 a.m.)
    Deposit MobiKwik (wallet/netbanking/UPI/cards) Re.1 Rs.1 lakh Instant
    Withdrawal RTGS/ IMPS/ UPI Re.1 No limit Instant

    FAQs on Vauld Fixed Deposits

    1. Am I allowed to opt out of a fixed deposit once I open it?

      Yes, you can always opt out of a fixed deposit that you have opened. Please note that there are no penalties you will be charged when you opt out. You will get the base interest rates for the time period for which your fixed deposit was active.

    2. Why do I have to verify a large withdrawal that I am making with the Vauld manager?

      This has to be done as it is a security for all high value users of Vauld. It takes security as a very serious element of its platform.

    3. How long will it take for my KYC to be approved?

      Vauld approve your KYC within 30 minutes.

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