A fixed deposit is a financial instrument where you can deposit money for a fixed period of time and earn interest on the amount invested. Let's look at the fixed deposits in terms of coins offered by Vauld.
Token | Fixed Deposit Rate (APY) |
Deposit | 6.70% |
DAI | 12.68% |
TUSD | 12.68% |
ETH | 6.70% |
XRP | 6.70% |
XLM | 3.04% |
BAT | 3.04% |
USDC | 12.68% |
USDT | 12.68% |
PAX | - |
BUSD | 12.68% |
FTT | 3.04% |
KNC | 3.04% |
ZRX | 3.04% |
COMP | 3.04% |
1INCH | 3.04% |
YFI | 3.04% |
PAXG | 3.04% |
CRV | 3.04% |
BAL | 3.04% |
MKR | 3.04% |
MANA | 3.04% |
SUSHI | 3.04% |
AAVE | 3.04% |
UNI | 3.04% |
SNX | 3.04% |
MATIC | 3.04% |
GRT | 3.04% |
ENJ | 3.04% |
LINK | 3.04% |
USDP | 12.68% |
Action | Mode | Fees |
Deposit | 0% | |
Deposit | 0% | |
Deposit | 0% | |
Deposit | MobiKwik (wallet/netbanking/UPI/cards) | 1.77% |
Withdrawal | RTGS/ IMPS/ UPI | 0% |
Action | Mode | Minimum Amount | Maximum Amount | Processing Time |
Deposit | RTGS | Rs.2 lakh | Remitter's Netbanking Limit | 30 mins (9:00 a.m. to 5:00 p.m.), 4 hours (5:00 p.m. to 9:00 a.m.) |
Deposit | IMPS | Re.1 | Rs.2 lakh | 30 mins (9:00 a.m. to 5:00 p.m.), 4 hours (5:00 p.m. to 9:00 a.m.) |
Deposit | NEFT | Re.1 | Remitter's Netbanking Limit | 30 mins (9:00 a.m. to 5:00 p.m.), 4 hours (5:00 p.m. to 9:00 a.m.) |
Deposit | MobiKwik (wallet/netbanking/UPI/cards) | Re.1 | Rs.1 lakh | Instant |
Withdrawal | RTGS/ IMPS/ UPI | Re.1 | No limit | Instant |
This has to be done as it is a security for all high value users of Vauld. It takes security as a very serious element of its platform.
Vauld approve your KYC within 30 minutes.
Yes, you can always opt out of a fixed deposit that you have opened. Please note that there are no penalties you will be charged when you opt out. You will get the base interest rates for the time period for which your fixed deposit was active.
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