Unity Small Finance Bank FD Rates

Given below are the Unity Small Finance Bank FD interest rates across different tenures: 

Note: The interest rates are effective from 11 June 2026. 

Bulk Term Deposit Rates

Note: The interest rates are effective from 2 July 2026. 

Features of Unity Small Finance Bank FD  

Given below are the features of Unity Small Finance Bank fixed deposit schemes: 

• The deposit amount is as low as Rs.1,000.
• A very good source of money especially if you are facing a cash crunch. 

• Attractive interest rates for general citizens. 
• Senior citizens can earn an additional 0.5% interest on their deposits. 
• You can withdraw from your FD account whenever you want. 
• Overdraft facility available. 
• Auto renewal facility available. 

• Minimum tenure of 7 days. 
• Minimum documentation process. 

Eligibility Criteria for Opening an FD Account with Unity Small Finance Bank 

Given below are the list of individuals or groups who can open an FD account with Unity Small Finance Bank: 

• Resident Individual 
• Hindu Undivided Families (HUF)  
• Sole Proprietorship Firms  
• Trust Accounts  
• Limited Companies 

Required Documents for Unity SFB FD 

You will have to submit the following documents to open an FD account with Unity Small Finance Bank: 

Individuals   

• Permanent Account Number (PAN) Card.  
• Proof of address such as Aadhar card gas bill, electricity bill, etc.  
• Initial Payment cheque  
• Your passport size photographs.  

• Partnership Firms  
• Photographs of the individuals who operate the account  
• Letter from the partners stating that the individual can open the account  
• Partnership deed  
• Partnership PAN card copy  

• FATCA declaration  

 Trusts  

• Photographs of the individuals who operate the account  
• Registration Certificate  
• The trustees must provide a Copy of the Resolution giving permission to the members to operate the account  

• Trust deed  
• Partnership PAN card copy  
• FATCA declaration  

 Sole Proprietorships/ Hindu Undivided Families  

• Photograph of all the holders  

• Pan Card coy of the HUF, Karta & sole proprietor   
• Address proof of the firm  
• FATCA declaration  
• List of co-parceners  
• HUF declaration 

How to Apply for Unity Small Finance Bank FD 

You can open an FD account with Unity Small Finance Bank through the following methods: 

• Step 1: Call the bank’s customer care service number 18002091122. 
• Step 2: By sending an email to care@unitybank.co.in
• Step 3: Or visit the nearest branch of Unity Small Finance Bank along with all the necessary documents. 

Summary 

Unity Small Finance Bank FD lets both new and existing customers earn a fixed, guaranteed return on tenures from 7 days to 10 years, with senior citizens earning a higher rate. Choose from Regular, Short Term, Long-term, Reinvestment and Tax Saving FD variants, each with overdraft and premature-withdrawal options. Check the current card rates above and apply by phone, email or at your nearest Unity Small Finance Bank branch.