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    Syndicate Bank Fixed Deposit Rates
     and 2 other FDs
    Institution Name
    Deposit Amount Range
    Tenure Range
    Interest Rate
    Up to ₹1Cr
    7 Days to 10 Years
    4.75% - 7.10% Quarterly compounding
    Response Time Within 30 minutes
    Features
    Highlights
    Documents
    Good to Know
    NRI - FD
    Up to ₹1Cr
    1 Year to 10 Years
    6.5% - 6.6% Quarterly compounding
    Response Time Within 30 minutes
    Features
    Highlights
    Documents
    Good to Know
    Up to ₹25L
    1 Year to 5 Years
    7.75% - 8.6% Monthly compounding
    Response Time Within 30 minutes
    Features
    Documents
    Good to Know
    Up to ₹25L
    1 Year to 5 Years
    7.49% - 8.28% Monthly compounding
    Response Time Within 30 minutes
    Features
    Highlights
    Documents
    Good to Know
    Syndicate Bank Fixed Deposit Rates is Rated as "Great!" by 12 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Fixed Deposit BYTES FROM OUR KITCHEN

    Syndicate Bank Fixed Deposit Rates

    Syndicate Bank was first set up in Karnataka at Udupi in 1925 with a vision for social commitment. Those who wish to go for fixed deposits (FDs) with the bank can choose from the range of options including the Synd Tax Shield Deposit, Syndicate Suvidha Deposit, regular and senior citizen schemes. Syndicate Bank fixed deposits pay lucrative interest rates and gives customers other benefits as well. The highest FD rate paid by the bank as of now is 6.75% p.a. for a tenure that is from anywhere from 1 year to 2 years. The highest rate paid for senior citizens by the bank is 7.25% p.a. for the same investment period.

    Given below is the revised list of fixed deposit rates offered by the bank for regular and senior citizen deposits as updated on 10 February, 2018:

    Tenure Regular FD Rate(per annum) Senior Citizen FD Rate(per annum)
    7 days to 30 days 4.75% 5.25%
    31 days to 45 days 5.00% 5.50%
    46 days to 60 days 5.50% 6.00%
    61 days to 179 days 6.00% 6.50%
    180 days to 364 days 6.25% 6.75%
    365 days to 2 years 6.75% 7.25%
    More than 2 years to less than 5 years 6.60% 7.10%
    5 years to 10 years 6.50% 7.00%

    *All  rates are applicable for deposits that are of less than Rs.1 crore

    Syndicate Bank short-term FDs

    • The fixed deposit interest rate on short tenures range from 4.75% p.a. to 6.25% p.a.
    • The highest bank rate in this type of deposit scheme is 6.25% p.a. for 180 days to 364 days
    • The next best rate of interest paid is 6.00% p.a. for an investment tenure that ranges from 61 days to 179 days
    • For 46 day to 60 days the bank rate is 5.50% p.a. and for 31 days to 45 days the bank rate is 5.00% p.a.
    • The period of investment could be from a minimum of 7 days to less than 1 year
    Minimum and Maximum Syndicate Bank fd interest rates 2018 for Regular and Senior Citizen
    Syndicate Bank FD Rates

    Syndicate Bank medium-term FDs

    • The highest rate paid for this slot is 6.75% p.a. for  365 days to 2 years
    • The interest rate paid is in the range of 6.60% p.a. to  6.75% p.a.
    • The tenure of investment can be from 1 year to less than 5 years for medium-term fixed deposits

    Syndicate Bank long-term FDs

    • The bank rate that can be earned from this type of FD is 6.50% p.a.
    • The investment tenure is anywhere from 5 years to 10 years
    • The tax saver term deposit scheme is for a tenure of a minimum of 5 years

    Syndicate Bank senior citizen FDs

    • Interest is paid at an additional rate of 0.50% to all depositors who are aged 60 and above by the bank
    • The interest rate is from 5.25% p.a. to 7.25% p.a.
    • The most high-paying FD rate for pensioners is 7.25% p.a. for 365 days to 2 years
    • You can fetch an interest rate of 7.10% p.a. for all deposits that are held for more than 2 years to less than 5 years

    Know more about Syndicate Bank term deposits

    Apply for an FD: Apply for a Syndicate Bank fixed deposit online or offline depending on your convenience. Existing customers who have registered for internet banking services will be able to apply for a fixed deposit online.

    NRI term deposits: The other option for prospective customers who are Non-Resident Indians (NRIs) is to opt for NRO, NRE and FCNR term deposits.


    Syndicate Bank Fixed Deposit Reviews

    • Syndicate Bank Fixed Deposit
      "Better"
      0.5 3.0/5 "Satisfactory"
      I had the fixed deposit with the Syndicate Bank and they gave around 8% to 9% as the rate of interest before 2 to 3 years of time. I been banking with the syndicate bank before 10 years of time. My relationship is good and it depends with the manager. Minimum lock in period is around 12 months of time. Response is good with them.
      Was this review helpful? 7
      , chennai
      Reviewed on Nov 05, 2015
    • Syndicate Bank Fixed Deposit
      "Customer service is good "
      0.5 5.0/5 "Blown Away!"
      Customer service is good but charge is very high in Syndicate bank. Say for an instance they are charging something for Internet banking as well in several criterias so not much satisfied with charges. For fixed deposit the interest rate at that time was something around 9.35%. It was pretty a long back so cannot recollect most of the things.
      Was this review helpful? 14
      , mumbai
      Reviewed on Apr 04, 2015
    • Syndicate Bank Fixed Deposit
      "Experience Worth Sharing "
      0.5 4.0/5 "Great!"
      I am having a 5 year FD in Syndicate bank for 80 C in Gurgaon -Kadipur Branch . Staff : Staff is nice having good knowledge of the products they have . Process : Process is easy .You just need to fill form (if you already have Saving account in the bank ) and you will get the saving certificate in 10-15 minutes . Overall Satisfied
      Was this review helpful? 7
      , gurgaon
      Reviewed on Jan 23, 2015
    • Syndicate Bank Fixed Deposit
      "Syndicate Bank -Experience worth Sharing "
      0.5 4.5/5 "Excellent!"
      Branch : Gurgaon Kadipur Staff : Good Staff with decent knowledge of the products . Process : The process was easy and simple . Just fill a form (if you have a saving account in the bank ) and you get the certificate in 10-15 minutes . Overall Satisfied with service .
      Was this review helpful? 9
      , gurgaon
      Reviewed on Jan 23, 2015
    • Syndicate Bank Fixed Deposit
      "Good"
      0.5 1.0/5 "Really Bad"
      Customer service is good but charge is very high in Syndicate bank. Say for an instance they are charging something for Internet banking as well in several criterion so not much satisfied charge. For fixed deposit the interest rate at that time was something around 9.35%. It was pretty a long back so cannot recollect most of the things.
      Was this review helpful? 8
      , kolkata
      Reviewed on Jan 06, 2015
    • Syndicate Bank Fixed Deposit
      "Good"
      0.5 5.0/5 "Blown Away!"
      Syndicate bank is nationalized bank so they are performing good and interest rate is good for financial products. Four years ago I availed Fixed deposit but the interest rate is less thus syndicate bank should improve on it. Initially I opened it for three years and at the end of three years I got outstanding amount of 1lakh with 15,000 interest rate, now I renewed it for another three years. In respect to customer service, Syndicate bank should enhance.
      Was this review helpful? 7
      , bangalore
      Reviewed on Dec 14, 2014
    • Syndicate Bank Fixed Deposit
      "Secure your Child's future - Canara Bank's KAMADHENU scheme"
      0.5 4.0/5 "Great!"
      Avail Tax Saving options with the deposit scheme under the Fixed Deposit streams. Best suited for Salaried Class, Businessmen, professionals who come under the ambit of Tax Payers and you can bank upon for your Children's future as well:)
      Was this review helpful? 4
      , bangalore
      Reviewed on Dec 05, 2014
    • Syndicate Bank Fixed Deposit
      "Wonderful deposit to maintain"
      0.5 5.0/5 "Blown Away!"
      Its long time back I had opened the savings account based on my flexibility as it is nearby my home. Fixed deposit services is quite good and 10.1% is the interest rate. Once in 2 years,some particular amount would be deposited by visiting branch and get the response immediately.
      Was this review helpful? 10
      , chennai
      Reviewed on Oct 07, 2014
    • Syndicate Bank Fixed Deposit
      "Good"
      0.5 4.0/5 "Great!"
      This is a fairly new FD account, with Syndicate Bank I have been using it for the last 6 months. I have given me a good interest rate. I opened this account, as the Bank is close to my place and I am much about the returns as well. It could be better if they work on their on line banking as it is not up to the mark.
      Was this review helpful? 5
      , chennai
      Reviewed on Sep 03, 2014
    • Syndicate Bank Fixed Deposit
      "Needs to improve on their customer service"
      0.5 3.0/5 "Satisfactory"
      Since syndicate bank was the public sector they needs to aggressively improve like other banks by providing various kinds of products. I am banking fixed deposit with them for past 1 year wherein the interest was quite neutral as per the market
      Was this review helpful? 4
      , ghaziabad
      Reviewed on Sep 03, 2014
    • Syndicate Bank Fixed Deposit
      "Good"
      0.5 4.0/5 "Great!"
      This is a fairly new account, I have been using it for the last 6 months. I have given me a good interest rate. I opened this account, as the Bank is close to my place and I am much about the returns as well. It could be better if they work on their on line banking as it is not up to the mark.
      Was this review helpful? 7
      , chennai
      Reviewed on Sep 03, 2014
    • Syndicate Bank Fixed Deposit
      "Needs to focus on the customer service"
      0.5 3.0/5 "Satisfactory"
      Fixed deposit was good. Their interest rates are quite low compared with other banks . Actually my father was working as a branch manager with Syndicate bank. They are focussed to customer service. There is lot of people that is quantity so high.They are not able to handle because of customer base was high. They needs to improve on the customer service by having adequate staff services.
      Was this review helpful? 6
      , faridabad
      Reviewed on Aug 17, 2014
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