• HSBC Fixed Deposit Rates - 2019

    HSBC Banks is one of the most popular banks in the country. Fixed Deposits (FDs) or term deposits are one of the most essential financial products offered by the bank. The interest rates for HSBC FD ranges from 3.05% p.a. to 6.75% p.a. The rates are applicable w.e.f. 1 June 2019.

    The following table indicates the interest rates* for HSBC domestic term deposit schemes:

    Tenure Interest rate for genral public (% p.a.) Interest rate for senior citizens (% p.a.)
    7 days 3.05% 3.55%
    8 days 3.05% 3.55%
    9 to 14 days 3.05% 3.55%
    15 to 29 days 3.15% 3.65%
    30 to 59 days 3.40% 3.90%
    60 to 89 days 4.10% 4.60%
    90 to 93 days 6.00% 6.50%
    94 days 5.00% 5.50%
    95 to 179 days 5.00% 5.50%
    180 days 5.00% 5.50%
    181 to 269 days 5.00% 5.50%
    270 to 364 days 5.00% 5.50%
    1 year 5.00% 5.50%
    More than 1 year to 399 days 5.00% 5.50%
    400 days 6.00% 6.50%
    401 days to less than 18 months 5.00% 5.50%
    18 months to 730 days 5.50% 6.00%
    731 days  6.75% 7.25%
    732 days to less than 3 years 5.00% 5.50%
    3 years to less than 37 months 6.75% 7.25%
    More than 3 years to less than 4 years 5.00% 5.50%
    4 years to 5 years 5.00% 5.50%

    *The interest rates are subject to change as per the discretion of the bank. The current rates are applicable as of 26 June 2019.

    HSBC Bank short-term FD rates

    • A short-term FD lasts from 7 days to less than 1 year.
    • The interest rates within this term are between 3.05% p.a. to 5.00% p.a.
    • The highest FD rate for short-term deposits is 5.00% p.a. for a tenure of 270 days to 364 days.

    HSBC Bank medium-term FD rates

    • A medium-term FD ranges within 1 year to 5 years.
    • The rates of interest for this term lie within 5.00% p.a. to 6.75% p.a.
    • The highest rate for a medium-term FD is 6.75% p.a. for a tenure of 3 years to less than 37 months.

    HSBC Bank FD rates for Senior Citizen

    The FD interest rate for Senior Citizens is 0.50% more than regular rates.

    The highest FD rates are:

    • Short-term FD: 6.50% p.a.
    • Medium-term FD: 7.25% p.a.

    HSBC Bank NRE Deposit Rates

    Tenure Interest rate for genral public (% p.a.)
    365 days 5.00%
    366 to 399 days 5.00%
    400 days 6.00%
    401 to less than 18 months 5.00%
    18 months to 730 days 5.50%
    731 days 6.75%
    732 days to less than 3 years 5.00%
    3 years 6.75%

    HSBC Bank NRO Deposit Rate

    Interest rates for NRO deposits below Rs.2 crore w.e.f. 2 April 2019

    Tenure Interest rate for genral public (% p.a.)
    7 days 3.00%
    8 to 14 days 3.00%
    15 to 29 days 3.10%
    30 to 59 days 3.25%
    60 to 89 days 4.25%
    90 to 93 days 6.00%
    94 days 5.00%
    95 to 179 days 5.00%
    180 days 5.00%
    181 to 269 days 5.00%
    270 to 364 days 5.00%
    1 year 5.00%
    366 to 399 days 5.00%
    400 days 6.00%
    401 to less than 18 months 5.00%
    18 months to 730 days 5.50%
    731 days 6.75%
    732 days to less than 3 years 5.00%
    3 years to less than 37 months 6.75%
    37 months to less than 4 years 5.00%

    HSBC Bank FCNR Deposit Rates

    The table given below shows the simple interest (S.I.) and compound interest (C.I.) rates* for FCNR deposits for respective foreign currency**:

    Foreign Currency Rate of interest for each tenure p.a.
    USD S.I. 0.10 0.10 0.10
    C.I. 0.10 0.10 0.10
    GBP S.I. 0.10 0.10 0.10
    C.I. 0.10 0.10 0.10
    EUR S.I. 0.01 0.01 N/A
    C.I. 0.01 0.01 N/A
    JPY S.I. 0.10 0.10 N/A
    C.I. 0.10 0.10 N/A
    CAD S.I. 0.10 0.10 N/A
    C.I. 0.10 0.10 N/A
    AUD S.I. 0.10 0.10 N/A
    C.I. 0.10 0.10 N/A
    DKK S.I. 0.10 0.10 0.10
    C.I. 0.10 0.10 0.10
    CHF S.I. 0.10 0.10 0.10
    C.I. 0.10 0.10 0.10
    SEK S.I. 0.10 0.10 0.10
    C.I. 0.10 0.10 0.10

    Note - These interest rates are effective from 27 May 2019.

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