Gramin Bank Fixed Deposit Rates 2026 - Latest Interest Details

Kerala Gramin Bank Term Deposit

1. The interest will be paid at monthly/quarterly/half-yearly.

1. The fixed deposit can be from 7 days to 10 years.

1. Premature closure is also allowed and the penalty is 1% on the applicable rate of interest.

1. Deposits can be opened for minimum Rs.1,000 and there is no maximum amount.

1. Nomination facility is available.

KGB Senior Suraksha Fixed Deposit

1. KGB Senior Suraksha is applicable for deposits which are between Rs.5 lakh and Rs.15 lakh with a minimum tenure of 5 years.

1. The interest given to senior citizens under this scheme is 0.80% above the normal rate.

1. The rate of interest for this scheme is 6.20% p.a.

KGB Dhanam 345 Retail Deposit

1. General public get an interest rate of 5.60%.

1. Senior citizens get an interest rate of 6.10%.

1. Minimum deposit amount is Rs.5,000 and the maximum deposit amount Rs.14,99,999.

Gramin Tax-Saver (GTS) Deposit

1. General public get an interest rate of 5.40%.

1. Senior citizens get an interest rate of 5.90%.

1. The ceiling amount of investment is Rs.1.5lakh.

1. Premature closure of the deposit is not allowed.