Bandhan Bank offers a wide range of fixed deposits that cater to varying requirements. Each scheme offers unique benefits, attractive interest rates, and flexible tenures ranging from 7 days and going up to 10 years. Senior citizens get additional interest rate of up to 0.75% p.a. High-value deposits attract a differential rate of interest for even higher returns.
Different Types of Accounts
The different types of FD accounts offered by Bandhan Bank are mentioned below:
The main features of the FD Premium account are mentioned below:
The main features of the FD Standard account are mentioned below:
Top Bank FD
FD Tax Saver:
The main features of the FD Tax Saver account are mentioned below:
The main features of the FD Advantage account are mentioned below:
FD Dhan Samriddhi:
The main features of the FD Dhan Samriddhi account are mentioned below:
The interest rates that are provided by Bandhan Bank for its FD schemes (Deposits below Rs.2 crore) are mentioned below:
|Tenure||Regular Rate of Interest||Rate of Interest for Senior Citizens|
|7 days – 14 days||3.00%||3.75%|
|15 days – 30 days||3.00%||3.75%|
|31 days to less than 2 months||3.50%||4.25%|
|2 months to less than 3 months||3.50%||4.25%|
|3 months to less than 6 months||3.50%||4.25%|
|6 months to less than 1 year||5.25%||6.00%|
|1 year – 18 months||5.75%||6.50%|
|More than 18 months but less than 2 years||6.00%||6.75%|
|2 years to less than 3 years||6.00%||6.75%|
|3 years to less than 5 years||5.65%||6.40%|
|5 years – 10 years||5.50%||6.25%|
The above-mentioned interest rates are effective from 4 January 2021.
You can open a fixed deposit account with Bandhan Bank by calling on the toll-free number, or applying online on the bank's official website, or by visiting your nearest branch.
Bandhan Bank fixed deposits offer interest payouts on a monthly or quarterly basis.
Yes, Bandhan Bank FDs have a reinvestment option with the scheme called FD Advantage where the interest is compounded on a quarterly basis and is added back to the principal amount to accrue interest for the duration of the deposit, with maturity periods ranging from 6 months upwards to 10 years.
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