Bandhan Bank offers a wide range of fixed deposits that cater to varying requirements. Each scheme offers unique benefits, attractive interest rates, and flexible tenures ranging from 7 days and going up to 10 years. Senior citizens get additional interest rate of up to 0.75% p.a. High-value deposits attract a differential rate of interest for even higher returns.
Different Types of Accounts
The different types of FD accounts offered by Bandhan Bank are mentioned below:
FD Premium:
The main features of the FD Premium account are mentioned below:
FD Standard:
The main features of the FD Standard account are mentioned below:
FD Tax Saver:
The main features of the FD Tax Saver account are mentioned below:
FD Advantage:
The main features of the FD Advantage account are mentioned below:
FD Dhan Samriddhi:
The main features of the FD Dhan Samriddhi account are mentioned below:
Get Fixed Deposits interest rates by Top Banks Explore FD rates
The interest rates that are provided by Bandhan Bank for its FD schemes (Deposits below Rs.2 crore) are mentioned below:
| Tenure | Regular Rate of Interest | Rate of Interest for Senior Citizens |
|---|---|---|
| 7 days – 14 days | 3.00% | 3.75% |
| 15 days – 30 days | 3.00% | 3.75% |
| 31 days to less than 2 months | 3.50% | 4.25% |
| 2 months to less than 3 months | 3.50% | 4.25% |
| 3 months to less than 6 months | 3.50% | 4.25% |
| 6 months to less than 1 year | 5.25% | 6.00% |
| 1 year – 18 months | 5.75% | 6.50% |
| More than 18 months but less than 2 years | 5.75% | 6.50% |
| 2 years to less than 3 years | 5.75% | 6.50% |
| 3 years to less than 5 years | 5.50% | 6.25% |
| 5 years – 10 years | 5.50% | 6.25% |
The above-mentioned interest rates are effective from 3 February 2021.
You can open a fixed deposit account with Bandhan Bank by calling on the toll-free number, or applying online on the bank's official website, or by visiting your nearest branch.
Bandhan Bank fixed deposits offer interest payouts on a monthly or quarterly basis.
Yes, Bandhan Bank FDs have a reinvestment option with the scheme called FD Advantage where the interest is compounded on a quarterly basis and is added back to the principal amount to accrue interest for the duration of the deposit, with maturity periods ranging from 6 months upwards to 10 years.
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