Dhanlaxmi is a bank that offers competitive rates for your investments. It has several customised fixed deposit schemes in order to meet the variant requirements of all of its customers.
Top Bank FD
|Term Deposits (All Maturities)||Rates of Interest (Less than Rs.2 Crore)|
|7 days to 14 days||3.50%|
|15 days to 45 days||3.50%|
|46 days to 60 days||4.00%|
|61 days to 90 days||4.00%|
|91 days to 179 days||4.25%|
|180 days to less than one year||4.50%|
|1 Year and above up to & inclusive of 2 years||5.25%|
|Above 2 years up to & inclusive of 3 years||5.40%|
|Above 3 years up to & inclusive of 5 years||5.50%|
|Above 5 years up to & inclusive of 10 years||5.60 %|
In case of premature encashment, the following penalties are applicable:
The maximum Fixed deposit rates available is 5.60% p.a. for a maturity period of 5 years and up to 10 years.
The tenure range for the Dhanalaxmi Bank Fixed Deposit scheme is between 7 days and 120 months.
You need to invest at least Rs.5,000 for this Term Deposit scheme.
You need to maintain a minimum balance of Rs.10,000 to operate the Surabhi Term Deposit scheme.
Yes, senior citizens can receive 0.50% higher interest rate for deposits with a tenure of 1 year and above.
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