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DCB Bank which has several branches across the country is a scheduled commercial bank that is regulated by the central bank of the country i.e., Reserve Bank of India. It has a customer base of 600,000 customers and offers banking products in business segments like retail, mid-corporate, SME, micro-SME, agriculture, and commodities.
When it comes to DCB Bank term deposits, the interest rate offered to the general public is in the range of 4.75% p.a. to 6.95% p.a. Senior citizens are paid an additional percentage of 0.50 on all investment tenures.
Listed below in the table are the interest rates offered by DCB bank on fixed deposits with effect from 13 July 2020 for the general public and senior citizens.
Tenure | Interest rate for genral public (% p.a.) | Interest rate for senior citizens (% p.a.) |
---|---|---|
7 days to 14 days | 4.75% | 5.25% |
15 days to 45 days | 5.05% | 5.55% |
46 days to 90 days | 5.25% | 5.50% |
91 days to less than 6 months | 5.75% | 6.25% |
6 months to less than a year | 6.35% | 6.85% |
1 year | 6.50% | 7.00% |
1 year 1 day to less than 15 months | 6.65% | 7.15% |
1 year 3 months to less than 1 year 6 months | 6.75% | 7.25% |
18 months to less than 700 days | 6.80% | 7.30% |
701 days to less than 3 years | 6.80% | 7.30% |
3 years | 6.95% | 7.45% |
More than 3 years to 5 years | 6.95% | 7.45% |
More than 5 years to 10 years | 6.95% | 7.45% |
Senior citizens who invest in FDs offered by DCB bank avail 0.50% more than the general public irrespective of the investment tenure.
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