DCB Bank Fixed Deposit (FD) Rates
DCB Bank which has several branches across the country is a scheduled commercial bank that is regulated by the central bank of the country i.e., the Reserve Bank of India.
It has a customer base of 600,000 customers and offers banking products in business segments like retail, mid-corporate, SME, micro-SME, agriculture, and commodities.
DCB Bank Fixed Deposit Interest Rates
When it comes to DCB Bank term deposits, the interest rate offered to the general public is in the range of 3.75% p.a. to 7.15% p.a. Senior citizens are paid an additional percentage of 0.50% on all investment tenures.
Listed below in the table are the interest rates offered by DCB bank on fixed deposits of less than Rs.3 crore for the general public and senior citizens.
Tenure | Interest Rates for General Citizens (p.a.) | Interest Rates for Senior Citizens (p.a.) |
7 days to 45 days | 3.75% | 4.00% |
46 days to 90 days | 4.50% | 4.75% |
91 days to less than 6 months | 4.75% | 5.00% |
6 months to less than 10 months | 6.00% | 6.25% |
10 months to less than 12 months | 6.50% | 6.75% |
12 months to less than 15 months | 6.90% | 7.50% |
15 months to less than 16 months | 7.00% | 7.50% |
16 months 6 days to less than 24 months | 6.90% | 7.15% |
20 24 months to less than 25 months | 7.15% | 7.65% |
25 months to less than 27 months | 6.90% | 7.15% |
27 months to less than 34 months | 7.00% | 7.25% |
34 months to less than 35 months | 7.15% | 7.65% |
35 months to less than 37 months | 7.00% | 7.25% |
37 months to 38 months | 7.10% | 7.60% |
More than 38 months to less than 60 months | 7.00% | 7.25% |
60 months to 61 months | 7.15% | 7.65% |
More than 61 months to 120 months | 7.00% | 7.25% |
Note: The interest rates mentioned in the table below are effective from 19 March 2026.
DCB Bank Short-Term Fixed Deposit Interest Rates
- For short-term FD tenures, the bank offers an interest rate ranging from 3.75% p.a. to to 6.90% p.a. for the general public
- The highest interest rate offered by the bank when it comes to short-term FDs is 6.90% p.a. for an investment tenure of 12 months to less than 15 months.
- The lowest investment period for an FD is in the range of 7 days to 14 days. The interest paid for such a tenure is 3.75% p.a.
- Senior citizens are paid an additional interest of 0.50% p.a. for all short-term fixed deposit tenure.
DCB Bank Medium-Term Fixed Deposit Interest Rates
- The tenure tenures for medium-term deposits range from one year to five years.
- DCB bank offers an interest rate of 7.15% p.a. to general citizens.
- Senior citizens get an interest of 7.65% p.a. for investing in FDs that has have a tenure of more than 5 years.
DCB Bank Long-Term Fixed Deposit Interest Rates
- Long-term fixed deposits are those which are opened for a period of more than 5 years.
- The interest paid by the bank for long-term term deposits fall falls in the bracket of 7.15% p.a.
DCB Bank Senior Citizen Fixed Deposit Interest Rates
Senior citizens who invest in FDs offered by DCB bank avail 0.50% more than the general public irrespective of the investment tenure.
DCB Bank NRE Fixed Deposit Interest Rates
The interest rates offered on NRE fixed deposits below Rs.3 crore are mentioned in the table below:
Tenure | Deposit Interest Rate |
More than 12 months to 12 months 10 days | 6.90% |
15 months to less than16 months | 7.00% |
16 months to 24 months | 6.90% |
24 months to less than 25 months | 7.15% |
25 months to less than 27 months | 6.90% |
27 months to less than 34 months | 7.00% |
34 months to less than 35 months | 7.15% |
35 months to less than 37 months | 7.00% |
37 months to 38 months | 7.10% |
More than 38 months to less than 60 months | 7.00% |
60 months to 61 months | 7.15% |
More than 61 months to 120 months | 7.00% |
Note: The interest rates mentioned in the table above are effective from 19 March 2026.
DCB Bank NRO Fixed Deposit Interest Rates
The interest rates offered on NRO fixed deposits below Rs.3 crore are mentioned in the table below:
Tenure | Deposit Interest Rate |
7 days to 45 days | 3.75% |
46 days to 90 days | 4.50% |
91 days to less than 6 months | 4.75% |
6 months to less than 10 months | 6.00% |
10 months to less than 12 months | 6.50% |
12 months to less than 15 months | 6.90% |
15 months to less than 16 months | 7.00% |
16 months to less than 24 months | 6.90% |
24 months to less than 25 months | 7.15% |
25 months to less than 27 months | 6.90% |
27 months to less than 34 months | 7.00% |
34 months to less than 35 months | 7.15% |
35 months to less than 37 months | 7.00% |
37 months to 38 months | 7.10% |
More than 38 months to less than 60 months | 7.00% |
60 months to 61 months | 7.15% |
More than 61 months to 120 months | 7.00% |
Note: The interest rates mentioned in the table above are effective from 19 March 2026.
DCB Bank FCNR Interest Rates
The interest rates offered on FCNR fixed deposits are mentioned in the table below:
Currency | 1 year and above but less than 2 years | 2 years and above but less than 3 years | 3 years to less than 4 years | 4 years to less than 5 years | 5 years |
USD | 5.30% | 4.50% | 3.50% | 3.50% | 3.50% |
GBP | 4.90% | 2.75% | 2.75% | 2.75% | 2.75% |
EUR | 3.00% | 0.75% | 0.75% | 0.75% | 0.75% |
AUD | 4.50% | 2.75% | 2.75% | 2.75% | 2.75% |
CAD | 3.00% | 3.00% | 3.00% | 3.00% | 2.80% |
Note: Rates are effective from 24 March 2026.
FAQs on DCB Bank FD Rates
- What is the highest FD rate for DCB Bank?
The highest interest rate offered on fixed deposits by DCB Bank is 8.50% p.a. to the general public.
- Can I withdraw from my DCB Bank FD account ahead of the maturity date?
Yes. You can withdraw your DCB Bank FD account ahead of the maturity date.
- Can I avail of loans against my fixed deposit?
Yes. You can avail of a loan/OD of up to 80% of the value of the fixed deposit.
- Do senior citizens get an additional interest rate?
Yes. Senior citizens are offered an additional interest rate of 0.50%.
- Can I open a fixed deposit with DCB Bank online?
Yes. You can open a fixed deposit with DCB Bank online.
- Can I renew my fixed deposit?
Yes. You can renew your fixed deposit.
- When do I need to provide my PAN in order to book a fixed deposit with your bank?
If a fixed deposit is more than Rs.50,000, a valid Permanent Account Number must be provided. If you don't have a PAN, you will have to submit Form 60/61.
Disclaimer
Credit Card:
Credit Score:
Personal Loan:
Home Loan:
Fixed Deposit:
Copyright © 2026 BankBazaar.com.