City Union Bank Fixed Deposit Interest Rates 2025
City Union Bank offers the Fixed Deposit (FD) scheme at interest rates ranging from 4.00% p.a. to 6.25% p.a. The tenure of the scheme ranges between 7 days and 10 years.
Senior citizens may be offered an additional interest rate in case they open an FD scheme with City Union Bank.
Domestic Term Deposit Interest Rates - Below Rs.2 crore
Tenure | Rate of Interest for General Citizens | Rate of Interest for Senior Citizens |
7 days to 14 days | 4.00% p.a. | 4.00% p.a. |
15 days to 45 days | 5.00% p.a. | 5.00% p.a. |
46 days to 90 days | 5.50% p.a. | 5.50% p.a. |
91 days to 180 days | 6.00% p.a. | 6.00% p.a. |
181 days to 270 days | 6.25% p.a. | 6.50% p.a. |
271 days to 364 days | 6.50% p.a. | 6.75% p.a. |
365 days | 7.25% p.a. | 7.50% p.a. |
366 days to 3 years | 7.00% p.a. | 7.25% p.a. |
Above 3 years up to 10 years | 6.25% p.a. | 6.50% p.a. |
Tax Saver | 6.25% p.a. | 6.25% p.a. |
*City Union Bank may change the interest rates at any given time without prior notice. The interest rates mentioned above are effective from 15 April 2025.
City Union Bank Tax Saver Scheme Interest Rate
City Union Bank offers an interest rate of 6.25% p.a. for senior citizens and the general public on the Tax Saver FD Schemes.
City Union Bank NRI FD Rates
City Union Bank NRE FD Rates Below Rs.2 crore
Tenure | Rate of Interest |
365 days | 7.25% p.a. |
366 days to 3 years | 7.00% p.a. |
Above 3 years up to 10 years | 6.25% p.a. |
*City Union Bank may change the interest rates at any given time without prior notice. The interest rates mentioned above are effective from 15 April 2025.
City Union Bank FCNR Rates
Features and Benefits of City Union Bank Fixed Deposits
The main features and benefits of the FD account that is offered by City Union Bank are mentioned below:
- The minimum deposit that must be made is Rs.100.
- Bulk deposits are allowed.
- The tenure of the scheme ranges between 7 days and 10 years.
- Cumulative Deposits can be opened.
- TDS is applicable.
- Loans can be availed.
- Auto-renewal facility is provided.
- Premature withdrawal facility is provided.
- An additional interest rate may be provided to senior citizens.
- You can open an FD account online.
Documents Required
The list of documents that must be submitted to open an FD account with City Union Bank are mentioned below:
- Application form.
- Proof of address such as driving license, voter ID, Permanent Account Number (PAN) Card, passport, etc.
- Proof of address such as electricity bill, telephone bill, driving license, voter ID, passport, etc.
FAQs on City Union Bank Fixed Deposit Interest Rates
- What is the minimum deposit that must be made to open an FD account with City Union Bank?
In order to open an FD account with City Union Bank, the minimum deposit that must be made is Rs.100.
- Can I open a City Union Bank FD account online?
Yes, you can open a City Union Bank FD account online.
- Is it possible to avail a loan against the FD account?
Yes, City Union Bank provides the facility to avail a loan against the amount that is available in the account.
- Are senior citizens offered an additional interest rate on NRO Fixed Deposits?
No, City Union Bank does not offer an additional interest rate for senior citizens on its NRO FDs.
- Is TDS applicable in case I open an FD account with City Union Bank?
Yes, TDS is applicable if you open an FD account with City Union Bank.
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