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    City Union Bank Fixed Deposit Rates
     and 2 other FDs
    Institution Name
    Deposit Amount Range
    Tenure Range
    Interest Rate
    Up to ₹1Cr
    7 Days to 10 Years
    6.25% - 7.5% Compound yearly
    Response Time Within 30 minutes
    Features
    Highlights
    Documents
    Good to Know
    NRI - FD
    Up to ₹1Cr
    1 Year to 10 Years
    6.7% - 7.1% Compound yearly
    Response Time Within 30 minutes
    Features
    Highlights
    Documents
    Good to Know
    Up to ₹25L
    1 Year to 5 Years
    7.75% - 8.6% Monthly compounding
    Response Time Within 30 minutes
    Features
    Documents
    Good to Know
    Up to ₹25L
    1 Year to 5 Years
    7.49% - 8.28% Monthly compounding
    Response Time Within 30 minutes
    Features
    Highlights
    Documents
    Good to Know
    City Union Bank Fixed Deposit Rates is Rated as "Excellent!" by 13 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Fixed Deposit BYTES FROM OUR KITCHEN

    City Union Bank Fixed Deposit Rates

    City Union Bank fixed deposits are a good option for all age groups, including senior citizens, who have the privilege of getting additional interest rates. The bank was established way back, as early as 1904, and has been offering high-quality service. The FD options come with a number of advantages such as tax benefits, nomination and loan feature. All prospective customers are advised to look at all the interest rates offered across tenures before applying for a FD scheme.

    Given below are the latest and updated City Union Bank fixed deposit interest rates for regular and senior citizens with effect from 9 February 2018:

    Tenure Regular Interest Rate (per annum) Senior Citizen Interest Rate (per annum)
    7 days to 90 days 6.25% 6.25%
    91 days to 180 days 6.75% 6.75%
    181 days to 364 days 7.00% 7.00%
    1 year to 5 years 7.10% 7.35%
    More than 5 years to 10 years 6.70% 6.95%

    *Given below are the rates applicable for deposits that are of less than Rs.1 crore

    City Union Bank Short-Term Fixed Deposit Rates

    • High interest rates of above 6.00% p.a. can be earned even if customers opt for short-term deposits that come with a tenure as minimum as 7 days to 90 days.
    • For 91 days and 180 days, the rate of gain is at 6.75% p.a. and for 7 days to 90 days, the rate paid is 0.50% lesser.
    • The highest paying slot here is 181 days to 364 days, where the gain rate stands at a lucrative 7.00% p.a.
    • The investment time-frame for this slot is from 7 days to less than 1 year.

    City Union Bank Medium and Long-Term Fixed Deposit Rates

    • Any investment that is made for more than 1 year to up to 5 years, will fetch the FD holder an interest rate of 7.10% p.a., which is the highest FD rate paid by Yes Bank.
    • When compared to short and long-term deposits, the highest rate paid is for medium-term  fixed deposits that come for 1 year to 999 days and 1,001 days to 5 years.
    • One can also invest in a tax saver scheme for 5 years to get benefits of up to Rs.1.5 lakh under Section 80C of the Income Tax Act.

    City Union Bank Senior Citizen Fixed Deposit Rates

    • A higher interest slab for this age group will only be applicable for investments that are made for a minimum of 1 year.
    • The interest slab begins from 6.25% p.a and goes up to 7.35% p.a., which is the highest.
    • Any tenure that is chosen for 1 year to 5 years, will pay a pensioner 7.00% and more per annum.
    • Any duration that is for more than 5 years will fetch this investor category 6.95% p.a.
    • Even short-term fixed deposits will give pensioners more than 6.00% p.a.

    City Union Bank FD Rates Reviews

    • review Fixed Deposit
      "Not too good on the rate"
      0.5 2.5/5 "Just OK"
      I have a fixed deposit with City union bank and the interest that they have for it is not a reasonable rate and i feel that they should be providing a better rate for it. The service was however good at the time of the account being open and the response received was good.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 11, 2017
    • review Fixed Deposit
      "Awesome"
      0.5 4.0/5 "Great!"
      I am having the fixed deposit account with the City union bank for the rate of interest as 10.25% and I got this interest rate because I am an employee with them. Overall experience is good with them and the interest rate will be compounded based on the schemes. Rate of interest is fixed with the deposits.
      Was this review helpful? 5
      , chennai
      Reviewed on Jan 20, 2016
    • review Fixed Deposit
      "NICE"
      0.5 4.0/5 "Great!"
      City union bank is giving 8% interest rate for the fixed deposit with the minimum lock in period of one year. I visited the bank to start the plan.The minim amount start is rs.1000 maximum up to 10 lakhs. We will lose the interest in case if we break it within the period.
      Was this review helpful? 6
      , chennai
      Reviewed on Jan 18, 2016
    • review Fixed Deposit
      "High rate for FD..."
      0.5 4.0/5 "Great!"
      Major reason to opt City Union Bank for fixed deposit is high rate of interest and I can use it for locker facility. We can open online deposit and and cancel the deposit on the portal. Interest rate was around 9.5% to 10% but now its been dropped.
      Was this review helpful? 5
      , chennai
      Reviewed on Dec 31, 2015
    • review Fixed Deposit
      "Good FD"
      0.5 4.0/5 "Great!"
      CUB FD is fine. It is also good. I am holding this FD for 8 years. Actually my salary account is with the same bank therefore I have opened FD with them. I am holding this FD for a period of 8 years. This FD was opened at the branch after submitting certain documents.
      Was this review helpful? 2
      , coimbatore
      Reviewed on Dec 08, 2015
    • review Fixed Deposit
      "Excellent facility"
      0.5 5.0/5 "Blown Away!"
      CITI union Bank interset rate is 7.75% they have given a special interest for FD for their staff for 45 days. Customer service offered by them was good. they did not ask for specific documents as they already have my existing proof and KYC with them and there is no additional documents required,
      Was this review helpful? 2
      , kumbakonam
      Reviewed on Oct 23, 2015
    • review Fixed Deposit
      "Good services"
      0.5 5.0/5 "Blown Away!"
      I opened a fixed deposit with Citi union bank. The services was good. The process just took ten minutes. The rate of interest offered was of 10.25%. There is no charges for this account. The response is good from the bank as well.
      Was this review helpful? 2
      , new delhi
      Reviewed on Sep 12, 2015
    • review Fixed Deposit
      "Really good "
      0.5 5.0/5 "Blown Away!"
      CITY Union bank FD is really good. They are user friendly and there is no need for me to visit the branch. This deposit was opened over the phone. Internet banking is good the interest rate offered by them was 8.75% which is satisfactory . I have opted for auto renewal. I am entitled to get 80% of the amount as loan.
      Was this review helpful? 4
      , chennai
      Reviewed on Jun 18, 2015
    • review Fixed Deposit
      "GOOD SERVICE- REASONABLE INTERTEST"
      0.5 5.0/5 "Blown Away!"
      I HAVE DEPOSITS IN CUB THONDAMUTHUR BANK CBE AND CUB VEPPAMPET BR; CHENNAI- THE INTEREST IS BEING CREDITED PROMPTLY AND I GET SMS ALERT VERY ACCURATELY-THE STAFF ARE VERY HELPFUL AND COOPERATIVE-THE LOCATION AND AMBIENCE OF THE BANK IS GOOD
      Was this review helpful? 8
      , coimbatore
      Reviewed on Mar 06, 2015
    • review Fixed Deposit
      "Customer experience"
      0.5 5.0/5 "Blown Away!"
      I am holding a fixed deposit with City Union Bank. The rate of interest offered by them was 14% approximately. Its near to my place so I have chosen this Bank. They offer value added services like RD, FD however they are not offering any personal loan. The documentation process was very simple and it provides tax benefit as well.
      Was this review helpful? 21
      , secunderabad
      Reviewed on Feb 25, 2015
    • review Fixed Deposit
      "Overall satisfied"
      0.5 4.5/5 "Excellent!"
      Once in a year or twice, I do the deposit with Citi Union bank. Its a short term fixed deposit I did open as the services would be excellent. Compared with nationalized banks, the interest rate is half yearly compounding rate and its best.
      Was this review helpful? 4
      , kumbakonam
      Reviewed on Jan 06, 2015
    • review Fixed Deposit
      "Homely banking"
      0.5 5.0/5 "Blown Away!"
      The banking relationship with Citi union bank in terms of fixed deposit is Fantastic. They provide friendly and homely banking services. They treat the customers in a very kind and polite manner. Interest rate is 9.25% which is a good one and their on line banking is best for doing easier transactions. I would say this bank is fulfilling my expectations.
      Was this review helpful? 1
    • review Fixed Deposit
      "Best Service"
      0.5 4.0/5 "Great!"
      City Union Bank Fixed, I am holding from past 6 years, it was quite easy for opening the account, i got fixed deposit received soft copy immediate, best advantage is interest rate is good but i will get extra 1% high on interest rate, only thing is on line banking is not user friendly.
      Was this review helpful? 0
      , tirupati
      Reviewed on Jul 12, 2014
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