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    CitiBank Fixed Deposit Rates
     and 2 other FDs
    Institution Name
    Deposit Amount Range
    Tenure Range
    Interest Rate
    Up to ₹1Cr
    7 Days Onwards
    3% - 6.25% Quarterly compounding
    Response Time Within 30 minutes
    Features
    Highlights
    Documents
    Good to Know
    NRI - FD
    Up to ₹1Cr
    1 Year to 5 Years
    5% Quarterly compounding
    Response Time Within 30 minutes
    Features
    Highlights
    Documents
    Good to Know
    Up to ₹25L
    1 Year to 5 Years
    7.75% - 8.6% Monthly compounding
    Response Time Within 30 minutes
    Features
    Documents
    Good to Know
    Up to ₹25L
    1 Year to 5 Years
    7.72% - 8.65% Monthly compounding
    Response Time Within 30 minutes
    Features
    Highlights
    Documents
    Good to Know
    CitiBank Fixed Deposit Rates is Rated as "Excellent!" by 26 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Fixed Deposit BYTES FROM OUR KITCHEN

    CitiBank Fixed Deposit Rates

    Citibank was established around 1902 in India and is a well-known entity in the investment and personal banking sector. The bank offers a wide range of fixed deposit (FD) schemes - fixed, term, multi, flexible, senior citizen, and tax saver term deposits. The interest rates paid on all Citibank fixed deposits are on par with industry standards. The great thing with Citibank is that there is a shorter lock-in period, no additional charges, and higher liquidity of investments. The other benefits offered by the bank include loan/overdraft facility, different interest payout options, automatic renewal, etc.

    Given below are the revised interest rates offered on regular and senior citizen deposits with effect from May, 2018:

    Tenure Regular FD Rate (per annum) Senior Citizen FD Rate (per annum)
    7 days to 14 days 3.00% 3.50%
    15 days to 25 days 3.25% 3.75%
    26 days to 35 days 3.50% 4.00%
    36 days to 45 days 4.50% 5.00%
    46 days to 180 days 4.75% 5.25%
    181 days to 3 years 5.00% 5.50%
    Above 3 years 5.25% 5.75%

    *The rates given above are applicable only for deposits that are less than Rs.1 crore

    Citibank short-term FD Rates

    Minimum and Maximum Citi Bank fd interest rates 2018 for Regular and Senior Citizen
    Citi Bank FD Rates
    • Citibank FD interest rates for short-term deposits range from a minimum of 3.00% p.a to a maximum of 5.00% p.a.
    • One of the main advantageous that this bank offers is that it gives investors a lot of options as far as shorter lock-in periods are concerned.
    • A prospective deposit holder can invest from 7 days to 10 days at a rate of return of 3.00% p.a.
    • The highest interest rate in this slot is 5.00% p.a., for keeping funds in an FD, from 181 days to 270 days, and 271 days to 364 days.
    • Another lucrative rate that is paid in this slot is 4.75% p.a. for 46 days to 180 days.

    Citibank medium-term FD Rates

    • In this range, the rate of interest paid is 5.00% p.a.
    • The investment tenure is from 365 days to 3 years.
    • The different tenures that are offered are 365 days to 400 days, 401 days to 540 days, 541 days to 731 days, and 732 days to 1095 days.
    • As far as the interest rate is concerned, even short-term deposits pay interest at the same rate of 5.00% p.a. for 181 days to 364 days.

    Citibank long-term FD Rates

    • Those who prefer a longer lock-in period and have financial goals for the future, can put in their savings in this type of time deposit scheme.
    • The rate of interest paid annually for this slot is 5.25%.
    • Those who are looking out for tax benefits can choose to go for Citibank Tax Saver Deposit that pays interest at the rate of 5.25% p.a.
    • A tax deduction of Rs.1.5 lakh can be claimed as per the provisions laid out under Section 80C of the Income Tax Act.

    Citibank senior citizen FD rates

    • Those who are 60 years and above will fall under the senior citizen category.
    • This age group is eligible to be paid an extra 0.50% p.a. on all tenures and deposits that are offered by the bank.
    • The most highly paid FD tenure is 1096 days, where the annual rate of return is 5.75%.
    • Senior citizens can choose from short, medium and long-term time deposit schemes.
    • The interest range for pensioner deposit schemes range from a minimum of 3.50% p.a. to a maximum of 5.75% p.a.

    Know more about Citibank FDs

    How to apply: Only those with a Citibank account will be able to apply for a citibank term deposit online. Existing customers can open a deposit scheme in a matter of seconds using the bank’s online banking facility.

    NRI deposits: The bank also provides a number of term deposit options for Non-Resident Indians (NRIs). This comes in the form of NRO, NRE and FCNR rates. The interest rates on these schemes are quite competitive.

    CitiBank Fixed Deposit Reviews

    • Citibank Fixed Deposit
      "Better"
      0.5 5.0/5 "Blown Away!"
      I do have the fixed deposit account with the CITI bank and the rate of interest was not aware by my end. I would like to say that the online services are good one with the CITI bank. I am happy with them as such.
      Was this review helpful? 2
      , bangalore
      Reviewed on Jun 13, 2018
    • Citibank Fixed Deposit
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I have a Fixed deposit with Citi bank. I recently started using Citi online net banking which is good. The online application for my Citi fixed deposit account is good. The process was been fast with Citi bank. It was an excellent experience with Citi bank savings account service.
      Was this review helpful? 1
      , pune
      Reviewed on Apr 25, 2018
    • Citibank Fixed Deposit
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I am having the fixed deposit account with the CITI bank and the rate of interest is lesser one . I would like to say that the online banking services are good one too and am happy with the deposits in CITI bank.
      Was this review helpful? 3
      , bangalore
      Reviewed on Dec 06, 2017
    • Citibank Fixed Deposit
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have taken a fixed deposit from CITI as I have salary account with them I started the service and it was about 3.5 years I have started the service with CITI bank the payments where through online the CITI bank application was user friendly ,totally it was a very good experience with CITI bank fixed deposit service.
      Was this review helpful? 0
      , pune
      Reviewed on Oct 29, 2017
    • Citibank Fixed Deposit
      "Simple"
      0.5 4.0/5 "Great!"
      Now -a -days everything comes online, this includes banking as well. I am able to open a FD online it is very easy to transfer funds online. I had placed a request for FD also I can close the FD online. I had got the FD receipt online and the interest which we can earn on the deposits are 10% with CITI.
      Was this review helpful? 2
      , bangalore
      Reviewed on Sep 15, 2016
    • Citibank Fixed Deposit
      "Good "
      0.5 4.0/5 "Great!"
      I am having the fixed deposit with the CITI bank and the interest rate is good for me. The minimum lock in period is around five years of time. The returns are really good for me and I am using this deposit for tax saving purpose.
      Was this review helpful? 4
      , bangalore
      Reviewed on Feb 02, 2016
    • Citibank Fixed Deposit
      "Average"
      0.5 4.0/5 "Great!"
      CITI Bank FD is good. I am holding this FD for a period of one year. The only reason was my salary account was with the same bank. This CITI Bank FD was opened at the branch. There is no charges as such. I have got the FD certificate and the amount would be deducted from my account.,
      Was this review helpful? 4
      , lucknow
      Reviewed on Dec 12, 2015
    • Citibank Fixed Deposit
      "No additional charge for the deposit.."
      0.5 4.0/5 "Great!"
      Using banking services since 2004 and services are very good in Citibank. Rate of interest is normal as that is 7.5%. Within a second I will get amount if I do request for closing of the fixed deposit on online. I simply opened through online. They don't have any additional charge.
      Was this review helpful? 3
      , bangalore
      Reviewed on Nov 28, 2015
    • Citibank Fixed Deposit
      "Good but not excellent"
      0.5 3.0/5 "Satisfactory"
      With the CITI bank I have the fixed deposit for the rate of interest as 7 % to 8%. The services are good with them and the net banking account is also good, so I can track the account at any time according to the current state. I been with them for some long time. Minimum lock in period dint made me happy with them.
      Was this review helpful? 1
      , pune
      Reviewed on Nov 23, 2015
    • Citibank Fixed Deposit
      "Citibank is an International bank..."
      0.5 5.0/5 "Blown Away!"
      Normally the interest rate on the fixed deposit is 8% and that is equal to all bank. Citibank is an International bank and they are very good in services so I have opted the fixed deposit with them. Ready credit for the fixed deposit is really useful and for that the interest rate is 13% per annum.
      Was this review helpful? 1
      , chennai
      Reviewed on Oct 22, 2015
    • Citibank Fixed Deposit
      "Good !!!"
      0.5 5.0/5 "Blown Away!"
      Everything is good with Citibank and they are great in all the aspects. On fixed deposit the interest rate is 8.75% and this is for 5 years where the deposit can not break in middle. I have chosen compounding rate and it gets accumulate on every quarter. Entirely happy with Citibank fixed deposit.
      Was this review helpful? 8
      , new delhi
      Reviewed on Mar 11, 2015
    • Citibank Fixed Deposit
      "Best one"
      0.5 5.0/5 "Blown Away!"
      The best FD is with CITI Bank I would say as partial liquidation is possible. For example if we have placed the deposit for 1 lakhs we can break a part of the amount. For the amount what ever I hold they will provide interest. It only takes a few minutes to open this FD account online.
      Was this review helpful? 5
      , mumbai
      Reviewed on Mar 07, 2015
    • Citibank Fixed Deposit
      "Citi make life easy"
      0.5 4.0/5 "Great!"
      Dear All, I am using Citi bank from last 8 years and i am very satisfied customer. I am always using fixed deposit facility in Citi bank and it makes my life easy. Thank you Citi bank for developing user friendly application. I am planning to use this facility for many years and also suggesting users to use this feature.
      Was this review helpful? 3
      , bhopal
      Reviewed on Jan 05, 2015
    • Citibank Fixed Deposit
      "Service is tremendous!!"
      0.5 5.0/5 "Blown Away!"
      Citibank is very good in service and for investment purpose I took Fixed deposit two years ago but I already closed the deposit. Interest rate they offered was 8% at that time. I preferred Citibank for Fixed deposit because of their tremendous service and wonderful customer support.
      Was this review helpful? 3
      , mumbai
      Reviewed on Dec 17, 2014
    • Citibank Fixed Deposit
      "Service is wonderful"
      0.5 5.0/5 "Blown Away!"
      Citibank is too fast and services are pretty awesome. Benefits that I am getting from Citibank on Fixed deposit is around 9% so I would say it as high. At present I cannot recall that the interest is like compound else simple but satisfied in their offers. Customer service and response is appreciable so like recommending Citibank.
      Was this review helpful? 4
      , greater noida
      Reviewed on Dec 08, 2014
    • Citibank Fixed Deposit
      "Outstanding service"
      0.5 4.0/5 "Great!"
      Citibank is one of the best bank that I would say as they are giving good service to their clients. I got Fixed deposit 5 years ago and they are offering some discounts which I could not recollect now because my financier take care of all the things. Citibank offered some goodies on FD and interest rate is very good. Always I do recommend Citibank since they are outstanding in all the criterion.
      Was this review helpful? 3
      , delhi
      Reviewed on Dec 05, 2014
    • Citibank Fixed Deposit
      "Good in everything"
      0.5 5.0/5 "Blown Away!"
      My Fixed deposit with Citibank is short term where I opened it for six months and I planned to renew. Basis customer we can have FD for short term as well for long term for up to 5 years. Important feature is that there are no penalty charges and offering compound Interest for our money. Citibank won't make any fake promises and executives are very smart. Citibank service is incomparable as they are number one in all the aspects and as well in all the products like credit card, etc., Suppose we visit branch, they are amazing and staff are well versed and prompt.
      Was this review helpful? 2
      , new delhi
      Reviewed on Nov 29, 2014
    • Citibank Fixed Deposit
      "Awesome!"
      0.5 5.0/5 "Blown Away!"
      With Citi bank, I have 3-4 fixed deposits accounts and they are awesome. Everything is available on line in terms of fund transfer, deposits etc. Even mobile app is been launched which is attractive idea. It would be around 9% is the interest offered.
      Was this review helpful? 2
      , new delhi
      Reviewed on Nov 28, 2014
    • Citibank Fixed Deposit
      "Excellent"
      0.5 4.5/5 "Excellent!"
      I have been holding a fixed deposit with CITIBANK for about an year. I am holding an account with CITIBANK and I have opened the fixed deposit for a savings purpos. I used the service of the bank and I liked the service very much. I don't bother about the rate of interest offered by the bank because the customer service and response are really good. Also the fees & charges are quite reasonable.
      Was this review helpful? 3
      , gurgaon
      Reviewed on Nov 03, 2014
    • Citibank Fixed Deposit
      "My FD with CITIBANK"
      0.5 4.0/5 "Great!"
      I am holding a fixed deposit with CITIBANK for the past 7 years. CITIBANK offers an extra interest rate on FD's as compared to other private banks. There are some hidden charges which won't be informed to the customers. I just renew the FD every two months. The returns are comparatively good. I don't use too much customer service over the phone since everything is available online through net banking.
      Was this review helpful? 1
      , delhi
      Reviewed on Sep 15, 2014
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