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    CitiBank Fixed Deposit Rates

    Institution Name
    Deposit Amount Range
    Tenure Range
    Interest Rate
    Up to ₹1Cr
    7 Days Onwards
    3% - 6.75% Quarterly compounding
    Response Time Within 30 minutes
    NRI - FD
    Up to ₹1Cr
    1 Year to 5 Years
    6% - 6.25% Quarterly compounding
    Response Time Within 30 minutes

    CitiBank Fixed Deposit Rates is Rated as "Excellent!" by 22 Users

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    Promised Interest Rate

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    Responsiveness

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    How to find the best rates for Citibank Fixed Deposit

    Citibank, one of India’s leading private-sector banks, offers fixed deposits to customers as part of its retail banking portfolio. FD schemes feature competitive interest rates across all tenors, i.e. short, medium or long-term.

    Interest rates on fixed deposits can change over time in response to market conditions and liquidity requirements of the bank. These changes are constantly monitored and updated in the above table to ensure maturities are calculated based on the latest rates, for real-time comparison.

    Citibank Short-term FD Rates

    Rates range between 5.75% for a 60-day deposit to 6.25% for holdings of 90 days. The 120-days and 6-month schemes are pegged mid-way at 6.25%. The shortest tenor offered is 30 days with returns at 3.50%.

    Citibank Medium and Long-term FD Rates

    The highest rate in this category is 6.25% for deposit schemes with tenors between 1 and 2 years. This is closely followed by schemes with tenors 3 years at 6.25%. The longest holdings are for 4 to 5 years at 6.25%.

    Tabular representation of Citibank Regular FD Rates – December 2016

    Citibank FD Interest Rates Per Annum
    Duration Interest Rate(Below 1 Crore) Interest Rate(1 Crore to 2 Crores)
    7 to 10 days 3.00 % 5.00 %
    11 to 14 days 3.00 % 4.75 %
    15 to 25 days 3.25 % 6.25 %
    26 to 35 days 3.50 % 5.40 %
    36 to 45 days 4.50 % 5.40 %
    46 to 60 days 5.75 % 5.40 %
    61 to 90 days 6.25 % 5.65 %
    91 to 120 days 6.25 % 5.65 %
    121 to 150 days 6.25 % 5.65 %
    151 to 180 days 6.25 % 5.65 %
    181 to 270 days 6.25 % 5.65 %
    271 to 364 days 6.25 % 5.65 %
    365 to 400 days 6.25 % 5.65 %
    401 to 540 days 6.25 % 5.65 %
    541 to 731 days 6.25 % 5.65 %
    732 to 1095 days 6.25 % 5.65 %
    More than or equal to 1096 days 6.25 % 5.65 %

    Citibank Senior Citizen FD Rates

    FD rates are enhanced by 0.5% across all tenors for account-holders who are senior citizens. Short-term rates, for this segment of customers, range between 3.50% to to 6.75% and medium to long-term rates range at 6.75%.

    All the rates mentioned above are on a per-annum basis, compounded quarterly.

    Tabular representation of Citibank Senior Citizen FD Rates – December 2016

    Citibank Senior Citizen Fixed Deposit Rates
    Period of Deposit Compounding Period Per Annum Rate
    7 to 10 days 0 3.50 %
    11 to 14 days 0 3.50 %
    15 to 25 days 0 3.75 %
    26 to 35 days 0 4.00 %
    36 to 45 days 0 5.00 %
    46 to 60 days 0 6.25 %
    61 to 90 days 0 6.75 %
    91 to 120 days 1 6.75 %
    121 to 150 days 1 6.75 %
    151 to 180 days 1 6.75 %
    181 to 270 days 2 6.75 %
    271 to 364 days 3 6.75 %
    365 to 400 days 4 6.75 %
    401 to 540 days 4 6.75 %
    541 to 731 days 6 6.75 %
    732 to 1095 days 8 6.75 %
    More than or equal to 1096 days 12 6.75 %

    News About CitiBank Fixed Deposit Rates

    • CitiBank interest changes for their short and long term Fixed Deposits

      One of India’s leading private sector banks, CitiBank offers their customers to open fixed deposits as part of their retail banking. The rates of interest of these fixed deposits have now changed after the RBI repo rate cuts, the rate for deposit of up to 1 year which would have earned you an interest 6.25% - 7.75 will now give you an interest rate of 3.00% -7.12%. For a tenure of 7 - 10 days or 11 - 14 days, the bank will now offer you an interest rate of 3.00%, 15 - 25 days will fetch you an interest of 3.25%, while 26 - 35 days will provide you an interest of 3.50%, 36 - 45 days will provide you an interest of 4.50%. 46 - 60 days will provide you an interest of 6.25% and 61 - 90 days will provide you an interest of 6.75%.

      28th October 2015

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