Chaitanya Godavari Gramin Bank Fixed Deposit (FD) offers the flexibility to deposit a lump sum amount for a specific period ranging from 7 days to 10 years. You can choose any of the available tenures based on your convenience and financial goals.
Once you have selected a tenure and deposited the amount into your Chaitanya Godavari Gramin Bank FD, it will start earning interest based on the chosen duration. Please note that you can make a lump sum deposit only once when opening the FD account with the bank, and no additional deposits are allowed thereafter.
Investing in Chaitanya Godavari Gramin Bank FD for a tenure of 5 years or more also provides tax benefits under section 80C of the Income Tax Act. You can avail of tax benefits on an amount ranging from Rs. 100 to Rs. 1.5 lakh.
The following table presents the Chaitanya Godavari Gramin Bank FD rates for various tenures. Additionally, there is a feature available where you can calculate the interest rate and maturity value of your FD for different tenures by clicking on the 'calculate' button provided in the table.
Since the inception of the bank, they have consistently offered competitive interest rates on term deposits. Please find the current interest rates on term deposits provided below:
Period | Less Than Rs. 1 crore | More Than Rs. 1 crore |
15 days to 45 days | 4.25% p.a. | 4.25% p.a. |
46 days to 90 days | 7.50% p.a. | 7.50% p.a. |
91 days to 179 days | 7.50% p.a. | 7.50% p.a. |
180 days to 364 days | 7.50% p.a. | 7.50% p.a. |
1 year to less than 2 years | 8.10% p.a. | 7.85% p.a. |
2 years and above | 7.25% p.a. | 7% p.a. |
AKSHAYA Term Deposit Scheme – V (Non-Callable) | 8% p.a. for one year period | |
UJWALA Term Deposit Scheme – II (Non-Callable) | 8.25% p.a. for one year period |
The following individuals or entities are eligible to invest in Chaitanya Godavari Gramin Bank Fixed Deposit Schemes:
The highest interest rate for Chaitanya Godavari Gramin Bank FDs is 8.1% p.a. for general citizens and 8.6% p.a. for senior citizens.
The highest interest rate offered for Chaitanya Godavari Gramin Bank's 1-year FD scheme is 8.1% p.a.
The interest rate for Chaitanya Godavari Gramin Bank's FD scheme for a tenure of 5 years is 7.25% p.a.
There is no minimum deposit amount for Chaitanya Godavari Gramin Bank FDs. There is no specified minimum deposit requirement.
The rate of interest for senior citizen Fixed Deposits in Chaitanya Godavari Gramin Bank range between 4.75% p.a. and 8.6% p.a., depending on the chosen investment duration.
Chaitanya Godavari Gramin Bank offers FD tenures ranging from 15 days to 9 years, 11 months 27 days.
You can check your Chaitanya Godavari Gramin Bank FD balance online through the bank's internet banking portal. Alternatively, you can visit your nearest Chaitanya Godavari Gramin Bank branch and update your passbook for FD balance enquiry.
There is no restriction on the number of FDs you can open with Chaitanya Godavari Gramin Bank. You can open multiple FDs based on your investment requirements.
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