Bharat Bank FD Interest Rates

Bharat Bank is among the top private banks in the country offering a wide range of financial products which includes a fixed deposit.

The interest rates of the fixed deposits are given below and the interest rates change depending on the changes made by the Reserve Bank of India.

Updated On - 05 Sep 2025
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Bharat Bank Fixed Deposit Rates for Deposits Below Rs.1 crore

The fixed deposit interest rates (% p.a.) offered by Bharat Bank for deposits below Rs.1 crore are given in the table below.

Duration 

General Public Interest Rates (p.a.) 

Senior Citizen Interest Rates (p.a.) 

7 Days up to 29 Days 

3.50% 

3.50% 

30 Days up to 60 Days 

3.75% 

3.75% 

61 Days up to 90 Days 

4.00% 

4.00% 

91 Days up to 180 Days 

4.25% 

4.25% 

181 Days to less than 1 year 

4.75% 

4.75% 

1 year to 15 months 

7.15% 

7.65% 

Above 15 months to 2 years  

7.00% 

7.50 

Above 2 years to 3 years 

7.10% 

7.80% 

Above 3 years to 5 years 

6.00% 

6.50% 

Above 5 years 

6.75% 

7.25% 

Note: Interest rates are effective from 18 April 2024

Bharat Bank Fixed Deposit Rates for Deposits Above Rs.15 lakh and Less Than Rs.1 crore

The fixed deposit interest rates (% p.a.) offered by Bharat Bank for deposits above Rs.1 crore are given in the table below.

Duration 

General Public Interest Rates (p.a.) 

Senior Citizen Interest Rates (p.a.) 

7 Days upto 29 Days 

4.50% 

4.50% 

30 Days upto 60 Days 

4.75% 

4.75% 

61 Days upto 90 Days 

5.00% 

5.00% 

91 Days upto 180 Days 

5.25% 

5.25% 

181 Days to less than 1 year 

5.90% 

5.90% 

1 year to 15 months 

7.75% 

7.75% 

Above 15 months to 2 years 

7.15% 

7.65% 

Above 2 years to 3 years 

7.25% 

7.75% 

Above 3 years to 5 years 

6.15% 

6.65% 

Above 5 years 

6.90% 

7.40% 

Note: Interest rates are effective from 18 April 2024. 

Features and Benefits of Bharat Bank Fixed Deposit (FD)

  1. Senior citizens can benefit from higher interest rates.
  2. The facility for auto renewal is available with and without interest.
  3. Flexible tenure ranging from seven days to 364 days.
  4. The minimum deposit amount is Rs.1,000.

Types of Bharat Bank Fixed Deposit Schemes

FAQs on Bharat Bank Fixed Deposit

  • What are the highest and lowest rates of interest on FD schemes by Bharat Bank?

    The highest and lowest rates of interest on FD schemes offered by Bharat Bank are 6.50% and 3.50%, respectively.

  • What is the minimum deposit amount for a fixed deposit?

    The minimum deposit amount for a fixed deposit is Rs.1,000.

  • Is an auto renewal facility available?

    Yes, the auto renewal facility is available with and without interest.

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