Bharat Bank is among the top private banks in the country offering a wide range of financial products which includes a fixed deposit.
The interest rates of the fixed deposits are given below and the interest rates change depending on the changes made by the Reserve Bank of India.
The fixed deposit interest rates (% p.a.) offered by Bharat Bank for deposits below Rs.1 crore are given in the table below.
Duration | General Public Interest Rates (p.a.) | Senior Citizen Interest Rates (p.a.) |
7 Days up to 29 Days | 3.50% | 3.50% |
30 Days up to 60 Days | 3.75% | 3.75% |
61 Days up to 90 Days | 4.00% | 4.00% |
91 Days up to 180 Days | 4.25% | 4.25% |
181 Days to less than 1 year | 4.75% | 4.75% |
1 year to 15 months | 7.15% | 7.65% |
Above 15 months to 2 years | 7.00% | 7.50 |
Above 2 years to 3 years | 7.10% | 7.80% |
Above 3 years to 5 years | 6.00% | 6.50% |
Above 5 years | 6.75% | 7.25% |
Note: Interest rates are effective from 18 April 2024.
The fixed deposit interest rates (% p.a.) offered by Bharat Bank for deposits above Rs.1 crore are given in the table below.
Duration | General Public Interest Rates (p.a.) | Senior Citizen Interest Rates (p.a.) |
7 Days upto 29 Days | 4.50% | 4.50% |
30 Days upto 60 Days | 4.75% | 4.75% |
61 Days upto 90 Days | 5.00% | 5.00% |
91 Days upto 180 Days | 5.25% | 5.25% |
181 Days to less than 1 year | 5.90% | 5.90% |
1 year to 15 months | 7.75% | 7.75% |
Above 15 months to 2 years | 7.15% | 7.65% |
Above 2 years to 3 years | 7.25% | 7.75% |
Above 3 years to 5 years | 6.15% | 6.65% |
Above 5 years | 6.90% | 7.40% |
Note: Interest rates are effective from 18 April 2024.
The highest and lowest rates of interest on FD schemes offered by Bharat Bank are 6.50% and 3.50%, respectively.
The minimum deposit amount for a fixed deposit is Rs.1,000.
Yes, the auto renewal facility is available with and without interest.
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