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    Bharat Bank Fixed Deposit Rates

    Institution Name
    Deposit Amount Range
    Tenure Range
    Interest Rate
    Up to ₹1Cr
    7 Days Onwards
    4% - 7.9% Quarterly compounding
    Response Time Within 30 minutes
    NRI - FD
    Up to ₹1Cr
    1 Year to 10 Years
    6.5% - 7.65% Quarterly compounding
    Response Time Within 30 minutes

    Bharat Bank Fixed Deposit Rates

    Fixed Deposit BYTES FROM OUR KITCHEN

    Best rates for Bharat Bank Fixed Deposits

    The above table displays rates for Bharat Bank’s FDs. These rates are subject to change based on various internal and external factors. The latest rates are updated based on upward or downward movement in rates. This helps depositors make quick, informed decisions based on current information.

    Short-Term Fixed Deposit Rates by Bharat Bank

    Interest rates for a deposit of 30 days stands at 5.50% p.a. This gets upped by 1.00% to 6.50% p.a. for deposits between 60 to 90 days. Deposits held between 91 to 180 days feature rates at 7.00% p.a. and rates peak in the short-term at 7.75% p.a. for a holding period above 181 days up to 1 year.

    Medium and Long-Term Fixed Deposit Rates

    In case of deposit amounts up to Rs.15 lakhs, a one year deposit at Bharat Bank attracts an interest rate of 8.25% p.a. This remains stable for the tenure upto 5 years. The highest rate offered is for amounts held above 5 years at 8.50% p.a.

    For domestic deposits of less than 15 lakhs:

    Duration General Public
    7 Days upto 29 Days 4
    30 Days upto 60 Days 5
    61 Days upto 90 Days 6
    91 Days upto 180 Days 6
    181 Days to less than 1 year 6.5
    1 year to 5 years 7.5
    Above 5 Years 7.65

    Bharat Bank Fixed Deposit Rates for Senior Citizens

    Senior citizens earn an additional 0.25% on all rate for tenures over 1 year to 3 years. For deposits upto Rs.15 lakhs they stand to earn between 8.25% p.a. to 8.75% p.a. and for deposits of and above Rs.15 lakhs they stand to earn between 8.5% p.a. to 9% p.a. These rates are among the most attractive in the market currently and make for a great investment option for seniors looking to make the most out of their savings in a safe and predictable manner.

    For deposits of less than 15 lakhs:

    Duration Senior Citizen
    7 Days upto 29 Days 4
    30 Days upto 60 Days 5
    61 Days upto 90 Days 6
    91 Days upto 180 Days 6
    181 Days to less than 1 year 6.5
    1 year to 5 years 7.75
    Above 5 Years 7.9

    News About Bharat Bank

    • Bharat Bank Revises Term Deposit Rates

      Bharat Bank has revised its rate of interest for fixed deposits of 1 year and more, effective from February 1.

      The bank’s fixed deposit customers will now receive 8.75 percent (9 percent for senior citizens) interest on deposits up to Rs. 15 lakh for a period of 1 to 3 years. Those opting for FDs for a tenor of more than 3 years will get 9 percent interest (9.25 percent for senior citizens).

      For term deposits of more than Rs. 15 lakh, customers will get an interest of 9 percent (9.25 percent for senior citizens) for 1 to 3 years, and 9.25 percent (9.5 percent for senior citizens) for more than 3 years.

      Earlier, Bharat Bank offered three fixed deposit periods between 1 year and more than 3 years – 1 year to 2 years, Above 2 years and up to 3 years, and Above 3 years. This has now been reduced to two FD tenors. The fixed deposit rates for the tenor of 1 to 2 years was 8.75 percent, for above 2 years to 3 years it was 9 percent, and for more than 3 years it was 9.25 percent.

      4th February 2016

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