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Bharat Bank Fixed Deposit Rates
 and 2 other FDs
Institution Name
Deposit Amount Range
Tenure Range
Interest Rate
Up to ₹1Cr
7 Days Onwards
4% - 8.1% Quarterly compounding
Response Time Within 30 minutes
Features
Highlights
Documents
Good to Know
NRI - FD
Up to ₹1Cr
1 Year to 10 Years
7.2% Quarterly compounding
Response Time Within 30 minutes
Features
Highlights
Documents
Good to Know
Up to ₹25L
1 Year to 5 Years
7.75% - 8.6% Monthly compounding
Response Time Within 30 minutes
Features
Documents
Good to Know
Up to ₹25L
1 Year to 5 Years
7.72% - 8.65% Monthly compounding
Response Time Within 30 minutes
Features
Highlights
Documents
Good to Know
Bharat Bank Fixed Deposit Rates
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Bharat Bank Fixed Deposit Rates

The above table displays rates for Bharat Bank’s FDs. These rates are subject to change based on various internal and external factors. The latest rates are updated based on upward or downward movement in rates. This helps depositors make quick, informed decisions based on current information.

Short-Term Fixed Deposit Rates by Bharat Bank

Interest rates for a deposit of 30 days stands at 5.50% p.a. This gets upped by 1.00% to 6.50% p.a. for deposits between 60 to 90 days. Deposits held between 91 to 180 days feature rates at 7.00% p.a. and rates peak in the short-term at 7.75% p.a. for a holding period above 181 days up to 1 year.

Medium and Long-Term Fixed Deposit Rates

In case of deposit amounts up to Rs.15 lakhs, a one year deposit at Bharat Bank attracts an interest rate of 8.25% p.a. This remains stable for the tenure upto 5 years. The highest rate offered is for amounts held above 5 years at 8.50% p.a.

For domestic deposits of less than 15 lakhs:

DurationGeneral Public (%)
7 Days upto 29 Days4
30 Days upto 60 Days5
61 Days upto 90 Days5.5
91 Days upto 180 Days5.5
181 Days to less than 1 year6.5
1 year to 3 Years7.25
Above 3 Years to 5 Years7.5
Above 5 Years7.65

Bharat Bank Fixed Deposit Rates for Senior Citizens

Senior citizens earn an additional 0.25% on all rate for tenures over 1 year to 3 years. For deposits upto Rs.15 lakhs they stand to earn between 8.25% p.a. to 8.75% p.a. and for deposits of and above Rs.15 lakhs they stand to earn between 8.5% p.a. to 9% p.a. These rates are among the most attractive in the market currently and make for a great investment option for seniors looking to make the most out of their savings in a safe and predictable manner.

For deposits of less than 15 lakhs:

DurationSenior Citizen (%)
7 Days upto 29 Days4
30 Days upto 60 Days5
61 Days upto 90 Days5.5
91 Days upto 180 Days5.5
181 Days to less than 1 year6.5
1 year to 3 Years7.5
Above 3 Years to 5 Years7.75
Above 5 Years8.1

Bharat Bank Fixed Deposit Rates Reviews

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