• Bharat Bank Fixed Deposit Rates

    The above table displays rates for Bharat Bank’s FDs. These rates are subject to change based on various internal and external factors. The latest rates are updated based on upward or downward movement in rates. This helps depositors make quick, informed decisions based on current information.

    Short-Term Fixed Deposit Rates by Bharat Bank

    Interest rates for a deposit of 30 days stands at 5.50% p.a. This gets upped by 1.00% to 6.50% p.a. for deposits between 60 to 90 days. Deposits held between 91 to 180 days feature rates at 7.00% p.a. and rates peak in the short-term at 7.75% p.a. for a holding period above 181 days up to 1 year.

    Medium and Long-Term Fixed Deposit Rates

    In case of deposit amounts up to Rs.15 lakhs, a one year deposit at Bharat Bank attracts an interest rate of 8.25% p.a. This remains stable for the tenure upto 5 years. The highest rate offered is for amounts held above 5 years at 8.50% p.a.

    For domestic deposits of less than 15 lakhs:

    DurationGeneral Public (%)
    7 Days upto 29 Days4
    30 Days upto 60 Days5
    61 Days upto 90 Days5.5
    91 Days upto 180 Days5.5
    181 Days to less than 1 year6.5
    1 year to 3 Years7.25
    Above 3 Years to 5 Years7.5
    Above 5 Years7.65

    Bharat Bank Fixed Deposit Rates for Senior Citizens

    Senior citizens earn an additional 0.25% on all rate for tenures over 1 year to 3 years. For deposits upto Rs.15 lakhs they stand to earn between 8.25% p.a. to 8.75% p.a. and for deposits of and above Rs.15 lakhs they stand to earn between 8.5% p.a. to 9% p.a. These rates are among the most attractive in the market currently and make for a great investment option for seniors looking to make the most out of their savings in a safe and predictable manner.

    For deposits of less than 15 lakhs:

    DurationSenior Citizen (%)
    7 Days upto 29 Days4
    30 Days upto 60 Days5
    61 Days upto 90 Days5.5
    91 Days upto 180 Days5.5
    181 Days to less than 1 year6.5
    1 year to 3 Years7.5
    Above 3 Years to 5 Years7.75
    Above 5 Years8.1

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    Bharat Bank Fixed Deposit Rates Reviews

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