Fixed Deposit (FD) Plus is a one-time investment plan that provides higher returns at maturity than a regular fixed deposit. This fixed deposit plan enables you to create a custom deposit scheme by selecting a convenient tenure and deposit option based on your financial needs.
Axis Bank's Fixed Deposit Plus offers a higher return rate than standard fixed deposits. This scheme is offered to both NRI and domestic customers. The interest rate is provided in simple or compounding form. You can open a Fixed Deposit Plus account with a minimum deposit amount of Rs.2 crore.
Tenure | Rs.2 crore to Rs.5 crore | Above Rs.5 crore |
30 days to 45 days | 5.50% | 5.50% to 5.75% |
46 days to 60 days | 5.75% | 5.75% |
61 days < 3 months | 6.00% | 6.00% to 7.40% |
3 months – 3 months 24 days | 6.75% | 7.00% to 7.30% |
3 months 25 days < 4 months | 6.75% | 7.00% to 7.30% |
4 months < 5 months | 7.00% | 7.10% to 7.35% |
5 months < 6 months | 7.00% | 7.10% to 7.35% |
6 months < 7 months | 7.00% | 7.25% to 7.50% |
7 months < 8 months | 7.00% | 7.25% to 7.50% |
8 months < 9 months | 7.00% | 7.25% to 7.50% |
9 months < 10 months | 7.25% | 7.40% to 7.60% |
10 months < 11 months | 7.25% | 7.40% to 7.60% |
11 months to 11 months 24 days | 7.25% | 7.40% to 7.60% |
11 months 25 days < 1 year | 7.25% | 7.40% to 7.60% |
1 year to 1 year 4 days | 7.55% | 7.55% to 7.82% |
To 7.81 year 5 days to 1 year 10 days | 7.55% | 7.55% to 7.82% |
1 year 11 days to 1 year 24 days | 7.55% | 7.55% to 7.65% |
1 year 25 days < 13 months | 7.50% | 7.55% to 7.65% |
13 months < 14 months | 7.50% | 7.50% to 7.60% |
14 months < 15 months | 7.50% | 7.50% to 7.60% |
15 months < 16 months | 7.45% | 7.45% |
16 months < 17 months | 7.45% | 7.45% |
17 months < 18 months | 7.45% | 7.45% |
18 Months < 2 years | 7.45% | 7.45% |
2 years < 30 months | 7.20% | 7.20% |
30 months < 3 years | 7.20% | 7.20% |
3 years < 5 years | 7.20% | 7.20% |
5 years to 10 years | 7.20% | 7.20% |
Note: The interest rates mentioned in the table above can vary according to the bank's discretion. These rates are effective from 18 January 2025.
Tenure | Rs.2 crore to Rs.5 crore | Above Rs.5 crore |
1 year to 1 year 4 days | 6.70% to 7.30% | 7.40% to 7.62% |
1 year 5 days to 1 year 10 days | 6.70% to 7.30% | 7.40% to 7.62% |
1 year 11 days to 1 year 24 days | 6.70% to 7.30% | 7.30% to 7.40% |
1 year 25 days < 13 months | 6.70% to 7.25% | 7.25% to 7.40% |
13 months < 14 months | 6.70% to 7.25% | 7.25% to 7.30% |
14 months < 15 months | 6.70% to 7.25% | 7.25% to 7.30% |
15 months < 16 months | 7.05% to 7.25% | 7.25% to 7.20% |
16 months < 17 months | 7.05% to 7.25% | 7.25% to 7.20% |
17 months < 18 months | 7.05% to 7.25% | 7.25% to 7.20% |
18 Months < 2 years | 7.05% to 7.25% | 7.25% to 7.20% |
2 years < 30 months | 7.00% to 7.10% | 7.00% |
30 months < 3 years | 7.00% to 7.10% | 7.00% |
3 years < 5 years | 7.00% to 7.10% | 7.00% |
5 years to 10 years | 7.00% | 7.00% |
Note: The interest rates mentioned in the table above can vary according to the bank's discretion. These rates for FDs less than Rs.5 crore and for FDs Rs.5 crore and above the rates are effective from 18 January 2025.
Utkarsh Small Finance Bank Fixed Deposit Plus is a one-time investment plan through which you can earn competitive returns. This type of deposit offers higher returns than a regular fixed deposit.
Tenure | General Public Interest Rates p.a. | Senior Citizen Interest Rates p.a. |
7 days – 45 days | 4.00% | 4.60% |
46 days – 90 days | 4.75% | 5.35% |
91 days – 180 days | 5.50% | 6.10% |
181 days – 364 days | 6.50% | 7.10% |
365 days – 699 days | 8.25% | 8.85% |
700 Days to less than two years | 8.50% | 9.10% |
Two years to three years | 8.75% | 9.35% |
Above three Years to less than four Years | 8.50% | 9.10% |
4 Years (1461 Days) up to 1499 Days | 8.00% | 8.60% |
1500 Days | 8.75% | 9.35% |
1501 Days up to 5 Years (1826 Days) | 8.00% | 8.60% |
Above five years up to ten years | 7.50% | 8.10% |
Note: The interest rates mentioned in the table above can vary according to the bank's discretion. These rates are effective from 7June 2024.
The FD Plus scheme offered by Jana Small Finance Bank enables you to earn higher interest rates than a regular fixed deposit. You can book this deposit account for tenures ranging from 7 days to 10 years.
Tenure | Less than Rs.3 crore | Above Rs.3 crore to Rs.5 crore |
7 days to 14 days | 3.10% | 3.05% |
15 days to 30 days | 4.35% | 4.30% |
31 days to 45 days | 4.35% | 4.30% |
46 days to 60 days | 4.35% | 4.30% |
61 days to 90 days | 5.10% | 5.05% |
91 days to 180 days | 6.60% | 6.30% |
181 days to 364 days | 8.10% | 7.05% |
1 year | 8.35% | 7.30% |
More than 1 year to 2 years | 8.45% | 8.05% |
More than 2 years to 3 years | 8.35% | 8.05% |
More than 3 years to less than 5 years | 7.35% | 7.30% |
More than 5 years to 10 years | 6.60% | 6.30% |
Note: The interest rates mentioned in the table above can vary according to the bank's discretion. These rates are effective from 18 January 2025.
Fixed Deposit (FD) Plus is a one-time investment plan that provides higher returns at maturity when compared to a regular fixed deposit. With this deposit plan, you can create a custom deposit scheme by selecting a convenient tenure and deposit option based on your financial needs.
Yes, you can select between simple interest and compound interest options.
No, the facility of auto-renewal is not available for Axis Bank Fixed Deposit Plus.
The tenures offered on the IndusInd Bank Deposit Plus Account range from 7 days to 120 months.
No, minors are not eligible to open an IndusInd Bank Deposit Plus Account.
No, the facility of premature withdrawal is not available on Fixed Deposit Plus.
The maximum investment amount in Fixed Deposit Plus must be less than Rs.2 crore.
Yes, you can book an FD Plus account with Jana Small Finance Bank online as well as offline.
The minimum deposit amount to open an FD Plus account with Jana Small Finance Bank is above Rs.15 lakh.
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