Utkarsh Small Finance Bank FD Plus
Fixed Deposit (FD) Plus is a one-time investment plan offered by Utkarsh Small Finance Bank that provides attractive returns at maturity. The tenures offered on this fixed deposit scheme range from seven days to 10 years. Utkarsh Small Finance Bank Tax Saving FD interest rates range from 4.00% p.a. to 8.25% p.a.
Features and Benefits of Utkarsh Small Finance Bank FD Plus
Utkarsh Small Finance Bank Fixed Deposit Plus comes with the following features and benefits:
- Attractive interest rates ranging from 4.00% p.a. to 8.25% p.a. for the general public.
- Senior citizens will be offered an additional interest rate of 0.60% p.a.
- Interest rates are higher when compared to a fixed deposit.
- Interest is paid out monthly, quarterly, and at maturity.
- The minimum deposit amount is more than Rs.15 lakh and the maximum deposit amount is less than Rs.3 crore.
Utkarsh Small Finance Bank FD Rates
The interest rates offered on Utkarsh Small Finance Bank Fixed Deposit Plus are mentioned below:
Tenure | Interest Rates (% p.a.)Regular Customers | Interest Rates (% p.a.)Senior Citizens |
7 days to 45 days | 4.00% | 4.50% |
46 days to 90 days | 4.50% | 5.00% |
91 days to 180 days | 5.25% | 5.75% |
181 days to 370 days 364 days | 6.25% | 6.75% |
365 days to 699 days 371 Days to less than 2 Years (729 Days) | 7.75% | 8.25% |
700 days to less than 2 years | 8.00% | 8.85% |
2 years (730 days) to 3 years (1095)1096 days) | 8.25% | 8.75% |
Above 3 years to less than 4 years | 8.00% | 8.50% |
4 years (1461 days) up to 5 Years (1826 Days) to 1499 days | 7.75% | 8.25% |
1500 days | 8.50% | 9.10% |
1501 days to 5 years (1826 days) | 7.75% | 8.35% |
Above 5 years to 10 years | 7.50% | 8.00% |
Note: The interest rates mentioned in the table above can vary according to the bank's discretion. These rates are effective from 4 July 2025.
FAQs on Utkarsh Small Finance Bank FD Plus
- What are the interest rates offered on Utkarsh Small Finance Bank Fixed Deposit Plus for the general public?
The interest rates offered on Utkarsh Small Finance Bank Fixed Deposit Plus for the general public range from 4.00% p.a. to 8.25% p.a.
- Can I apply for Utkarsh Small Finance Bank Fixed Deposit Plus online?
Yes, you can apply for Utkarsh Small Finance Bank Fixed Deposit Plus online.
- Can I withdraw my fixed deposit before maturity?
No, the facility of premature withdrawal is not available on Utkarsh Small Finance Bank Fixed Deposit Plus.
- Do senior citizens get an additional interest rate on Utkarsh Small Finance Bank Fixed Deposit Plus?
Yes, senior citizens get an additional interest rate of 0.60% p.a. on Utkarsh Small Finance Bank Fixed Deposit Plus.
- Who can open an Utkarsh Small Finance Bank Fixed Deposit Plus account?
All Indian residents, Hindu undivided families, partnership companies, trusts and societies, sole proprietorship firms, and limited companies can open an Utkarsh Small Finance Bank Fixed Deposit Plus account.
- What are the minimum and maximum deposit amounts for Utkarsh Small Finance Bank Fixed Deposit Plus?
The minimum and maximum deposit amounts for Utkarsh Small Finance Bank Fixed Deposit Plus are more than Rs.15 lakh and less than Rs.3 crore, respectively.
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