Pradhan Mantri Jan Dhan Yojana is an excellent and innovative scheme to boost social security in the country and to ensure that all citizens in all parts of country are connected financially. The scheme aims to foster the saving trend in citizens by making available a savings account to each family in the urban, semi-urban as well as rural parts of the nation. The scheme also brings along an inter-linked life insurance as well as accidental insurance policy. This will help bring crores of Indians under the purview of insurance protection who otherwise are unable to afford insurance.
Financial Inclusion Account Opening Form (Jan Dhan Yojana Application Form)
The application form for Pradhan Mantri Jan Dhan Yojana is known as Financial Inclusion Account Opening Form, based on the aim of financial inclusion that the scheme wishes to realize. Following are the contents of the form which needs to be duly filled and submitted in order to avail the Pradhan Mantri Jan Dhan Yojana Scheme.
Bank Details where the account is being opened
- Name of the Bank Branch
- Name of the applicant’s Village or Town
- Sub District or Block Name
- SSA Code or Ward Number
- Village Code or Town Code
Scheme Applicant’s Details
- Full Name
- Marital Status
- Name of Father/Spouse
- Pin Code
- Telephone and Mobiel No.
- Aadhar Number
- MNREGA Job Card Number
- Annual Income
- Number of dependents
- Asset Details
- Existing Bank Account Number if any
- Kisan Credit Card Details
- Name of Nominee
- Date of Birth of Nominee in case of minor
- Person authorized to receive funds in the event of minor nominee’s death
Process for Pradhan Mantri Jan Dhan Yojana Account Opening
A duly filled copy of the Pradhan Mantri Jan Dhan Yojana form is to be submitted to the bank where you are opening your account. Usually all participating banks will have a Jan Dhan Yojana dedicated desk where you will be helped by Jan Dhan Professionals called Bank Mitr who will help you with the form submission and account opening procedure in order to obtain Pradhan Mantri Jan Dhan Yojana Account. The account opening form needs to be submitted along with certain ID proofs like identity and address proofs. However, applicants with a valid Aadhar number will not be required to submit any extra proofs. Also, two passport sized photographs needs to be furnished to the bank at the time of account opening.
Once the documents are submitted, account will be opened in a few working days and the applicant will be given a passbook, a cheque book, a RUPay Debit card and in some cases a Jan Dhan Yojana Information kit by the bank.
News About Application Form for PMJDY
Prime Minister of India Warns Jan Dhan Account Holders to Stay Away From Black Money Hoarders
To crack down black money in the country, Prime Minister of India, Narendra Modi, announced demonetization on 8th November, 2016. Rs.500 and Rs.1,000 currency notes were cancelled as legal tender according to the demonetization rule. Lot of black money hoarders searched a way to save their unaccounted money. They started targetting Jan Dhan Accounts which is savings account created under the Pradhan Mantri Jan Dhan Yojana (PMJDY) Scheme. These accounts were created for common people who were mostly below the poverty line to introduce them to the banking system. About one fourth Jan Dhan Accounts had zero balance till demonetization was announced. Post the announcement, cash deposits increased dramatically as people parked their unaccounted money in these accounts. Modi warned the account owners to not help them and to fight against black money. Modi also stated that demonetization is also a fight against the chit fund business as this business has hoaxed many of their money and caused grief among the depositors.
5th December 2016