On 31 December 2016, at the Prime Minister’s address to the nation, a scheme to benefit pregnant women and lactating mothers known as the Pradhan Mantri Matru Vandana Yojana (PMMVY) was announced. The scheme came into effect from 1 January 2017 at all the districts in India. On meeting certain conditions regarding Maternal and Child Health, Pregnant Women and Lactating Mothers (PW & LM) will receive a cash incentive of Rs.5,000 directly into their Post Office account or bank account. The Rs.5,000 is payable in three instalments.
Objectives of the Pradhan Mantri Matru Vandana Yojana
The main objectives of PMMVY are mentioned below:
- Giving partial cash incentives for women to help them cover for their wage loss so that they can receive enough rest before and after the birth of their first child.
- The health-seeking behaviour of PW & LM can be improved by the compensation that is provided to them.
Highlights of the Pradhan Mantri Matru Vandana Yojana
Mentioned below are the highlights of PMMVY:
- Eligibility: Lactating mothers and pregnant women in case of the birth of the first child in the family.
- Payable amount: The amount that is payable is Rs.5,000. However, the amount is paid in three instalments.
- Implementing platform: The implementing platform of the scheme is the Integrated Child Development Service/Health Infrastructure.
- Apart from the seven states or Union Territories (mentioned below), the implementing department is the Department of Social Welfare or the Department of Women and Child Development of the respective state.
- For the states of West Bengal, Uttar Pradesh, Telangana, Tamil Nadu, Meghalaya, Daman & Diu, Dadar & Nagar Haveli, Chandigarh, and Andhra Pradesh, the scheme will be administered by the Department of Health and Family Welfare or the Department of Health.
Benefits of the Pradhan Mantri Matru Vandana Yojana
Mentioned below are the benefits of PMMVY scheme:
- Cash benefits that are provided under the scheme are provided in three instalments of Rs.1,000, Rs.2,000, and Rs.2,000, respectively. However, for each instalment, the conditions that are required to be met are different and the documents that must be submitted may vary.
- Candidates that are eligible for the scheme will receive incentives that are provided under the Janani Suraksha Yojana (JSY). Maternity benefits are provided for individuals under the JSY, therefore, on an average, a woman gets benefits of Rs.6,000.
Beneficiaries that are targeted
Given below is the list of beneficiaries that are targeted:
- PW & LM who are not part of companies that provide similar benefits, Public Sector Undertakings (PSUs), and regular state and central government employees will be benefited from PMMVY.
- All PW & LM who have their pregnancy for their first child on or after 1 January 2017.
- Depending on the date mentioned on the Mother and Child Protection (MCP) Card, the stage and date of the pregnancy will be considered. The date and stage are considered with respect to their Last Menstrual Period (LMP) date.
Stillbirth/miscarriage: In case of stillbirth or miscarriage, the below-mentioned conditions apply:
- Under the scheme, the beneficiary is allowed to receive benefits only once.
- The remaining instalments can be claimed by the beneficiary during any future pregnancy.
- Therefore, in case a beneficiary suffers miscarriage after the first instalment, only during a future pregnancy will she be able to receive the second and third instalments. However, the eligibility criteria must be met by the individual in order to receive the benefits. Similarly, if the beneficiary suffers a miscarriage or stillbirth after receiving the second instalment, she would be able to receive the third instalment in case of a pregnancy in the future.
- Benefits under the scheme can also be received by lactating and pregnant Accredited Social Health Activist (ASHA)/Anganwadi Helpers (AWHs)/ Anganwadi Worker women (AWW). However, women must meet the required eligibility criteria in order to receive the benefits.
- In case of infant mortality: Beneficiaries are eligible to get benefits under the scheme only one time. In the case of infant mortality, if she has already claimed all three instalments, she will not be able to claim any benefits under the scheme.
Condition, amount, and the documents that are required for the three instalments
The Rs.5,000 that is payable is made in three instalments. However, each instalment has specific conditions that must be met. Given below is the list of conditions and the documents that are required for the three instalments:
Along with the mandatory documents, the mother must register her pregnancy in the MCP within 150 days from the LMP.
Documents that are required
Given below is the list of documents that must be submitted:
- Form 1A that is completely filled.
- Photocopy of identity proof
- Passbook of the bank account
- MCP Card copy
The total amount that is paid in the first instalment is Rs.1,000.
- A minimum of one Ante Natal Check Up must be done.
- The amount can be claimed 180 days after pregnancy.
Documents that must be submitted
- A completely filled Form 1B
- Photocopy of the MCP card
That total amount that is paid in the second instalment is Rs.2,000.
- Childbirth must be registered.
- The first cycle of Hepatitis B, Diphtheria, Pertussis, and Tetanus (DPT), Oral Polio Vaccine (OPV), and Bacille Calmette Guerin (BCG) immunisations must be given to the first child.
- Aadhaar must be submitted for individuals living in all states except for Meghalaya, Assam, and Jammu & Kashmir.
Documents that are required
- Completely filled Form 1C must be submitted.
- Photocopy of birth registration certificate of the child must be provided.
- Photocopy of Aadhaar card.
- Photocopy of MCP card.
The amount that is paid in the third instalment is Rs.2,000.
If beneficiaries of the old scheme (IGMSY) have received the first instalment, they will only receive the third instalment under the PMMVY scheme. However, all the conditions that are required for PMMVY must be met.
Payment to beneficiaries
Beneficiaries who are eligible towards the scheme and have followed all the required conditions will receive their payments to their Post Office or bank accounts via Direct Bank Transfer (DBT). However, the below-mentioned conditions apply for the transfer of payment:
- The banks and post offices where the modes of transfer take place must come under PFMS.
- Beneficiaries will not be paid by cheque or cash.
- Transfers can take place only to the beneficiary's bank or post office accounts via DBT.