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  • How to make withdrawals from PMJDY bank account

    How to make withdrawals from PMJDY bank account

    The Pradhan Mantri Jan Dhan Yojana is a national financial inclusion scheme launched by the Government of India to ensure financial assistance to the needy and poor section of our society. The scheme is primarily designed for those category of people who were not covered by the previous small savings scheme and deprived of enjoying the benefits of banking products and services.

    The PMJDY scheme offers zero balance account and targets those working in unorganized sector that could not afford opening and functioning of a bank account. You can open an account by submitting a few documents.

    You can deposit any amount of money in your bank account opened under the PMJDY scheme. There is no maximum limit of deposits done to this account. Also, you can withdraw funds from your PMJDY account. The account allows you to make maximum 4 ATM withdrawals per month.

    How to withdraw funds from my bank account

    An account holder can withdraw funds by using a RuPay Debit Card. It is a kind of debit card that enables you withdraw funds from your bank account as and when you need it. You can open a bank account under PMJDY with zero balance. You don’t have to maintain any minimum balance in your bank account.

    The withdrawal limit for a bank account opened under PMJDY is Rs. 10,000 per month. The account holder can deposit a maximum amount Rs. 1 lakh in this account.

    The main purpose behind the launch of this account is to make every single citizen of India financially stable, secure and self-sufficient. Therefore, by providing them bank account through this scheme, the government of India wants to improve the economic condition of every individual and the country in general.

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