A fixed deposit (FD) is a financial instrument that enables you to receive assured returns at a fixed rate of interest. Uttarakhand Gramin Bank offers fixed deposits for the general public with interest rates ranging from 3.00% p.a. to 6.75% p.a. Senior citizens can avail an additional interest rate of 0.50% p.a. on some tenures.
Uttarakhand Gramin Bank offers fixed deposits with tenure ranging seven days to 10 years.
The interest rates offered on the fixed deposits range from 3.00% p.a. to 6.75% p.a. for the general public. Senior citizens can avail an additional interest rate of 0.50% p.a. on some tenures.
Uttarakhand Gramin Bank fixed deposits offer the following features and benefits:
The interest rates on fixed deposits less than Rs.15 lakh are mentioned in the table below:
Tenure | General Public Interest Rates (p.a.) | Senior Citizen Interest Rates (p.a.) |
7 days to 14 days | 3.00 | 3.00 |
15 days to 28 days | 3.00 | 3.00 |
29 days to 45 days | 3.00 | 3.00 |
46 days to 90 days | 4.50 | 4.50 |
91 days to 180 days | 4.50 | 4.50 |
181 days to less than 1 year | 5.25 | 5.75 |
1 year | 6.75 | 7.25 |
More than 1 year to less than 2 years | 6.50 | 7.00 |
2 years to less than 3 years | 6.50 | 7.00 |
3 years to less than 5 years | 6.25 | 6.75 |
5 years to 10 years | 6.25 | 6.75 |
Note: The interest rates mentioned in the table above can vary according to the bank's discretion. These rates are effective from 1 January 2025.
The interest rates on fixed deposits of Rs.15 lakh to less than Rs.1 crore are mentioned in the table below:
Tenure | General Public Interest Rates (p.a.) | Senior Citizen Interest Rates (p.a.) |
7 days to 14 days | 3.00 | 3.00 |
15 days to 28 days | 3.00 | 3.00 |
29 days to 45 days | 3.00 | 3.00 |
46 days to 90 days | 4.50 | 4.50 |
91 days to 180 days | 4.50 | 4.50 |
181 days to less than 1 year | 5.25 | 5.75 |
1 year | 6.75 | 7.25 |
More than 1 year to less than 2 years | 6.50 | 7.00 |
2 years to less than 3 years | 6.50 | 7.00 |
3 years to less than 5 years | 6.25 | 6.75 |
5 years to 10 years | 6.25 | 6.75 |
Note: The interest rates mentioned in the table above can vary according to the bank's discretion. These rates are effective from 1 January 2025.
The interest rates on fixed deposits of Rs.1 crore to less than Rs.2 crore are mentioned in the table below:
Tenure | General Public Interest Rates (p.a.) | Senior Citizen Interest Rates (p.a.) |
7 days to 14 days | 4.25 | 4.25 |
15 days to 28 days | 4.25 | 4.25 |
29 days to 45 days | 4.25 | 4.25 |
46 days to 90 days | 5.00 | 5.00 |
91 days to 180 days | 5.00 | 5.00 |
181 days to less than 1 year | 5.50 | 6.00 |
1 year | 6.50 | 7.00 |
More than 1 year to less than 2 years | 6.50 | 7.00 |
2 years to less than 3 years | 5.75 | 6.25 |
3 years to less than 5 years | 5.75 | 6.25 |
5 years to 10 years | 5.50 | 6.00 |
Note: The interest rates mentioned in the table above can vary according to the bank's discretion. These rates are effective from 1 January 2025.
The interest rates on fixed deposits of Rs.2 crore and above are mentioned in the table below:
Tenure | General Public Interest Rates (p.a.) | Senior Citizen Interest Rates (p.a.) |
7 days to 14 days | 4.25 | 4.25 |
15 days to 28 days | 4.25 | 4.25 |
29 days to 45 days | 4.25 | 4.25 |
46 days to 90 days | 5.00 | 5.00 |
91 days to 180 days | 5.00 | 5.00 |
181 days to less than 1 year | 5.50 | 6.00 |
1 year | 6.50 | 7.00 |
More than 1 year to less than 2 years | 6.50 | 7.00 |
2 years to less than 3 years | 5.75 | 6.25 |
3 years to less than 5 years | 5.75 | 6.25 |
5 years to 10 years | 5.50 | 6.00 |
Note: The interest rates mentioned in the table above can vary according to the bank's discretion. These rates are effective from 1 January 2025.
The following documents are required to open a fixed deposit with Uttarakhand Gramin Bank:
You can open a fixed deposit by visiting the nearest Uttarakhand Gramin Bank branch
The interest rates on the fixed deposits offered by Uttarakhand Gramin Bank range from 3.00% to 6.75% p.a. for the general public.
The tenures available on Uttarakhand Gramin Bank fixed deposits range from seven days to 10 years.
All Indian residents, Hindu undivided families, partnership companies, trusts and societies, sole proprietorship firms, associations, and other organisations approved by the Reserve Bank of India (RBI) can open a fixed deposit with Uttarakhand Gramin Bank.
Yes, senior citizens get an additional interest rate of 0.50% p.a. on tenures of 1 year and above.
Uttarakhand Gramin Bank offers two types of fixed deposits - Term Deposit (TDR) and Special Term Deposit (STDR).
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