Uttarakhand Gramin Bank FD Rates

A fixed deposit (FD) is a financial instrument that enables you to receive assured returns at a fixed rate of interest. Uttarakhand Gramin Bank offers fixed deposits for the general public with interest rates ranging from 3.00% p.a. to 6.75% p.a. Senior citizens can avail an additional interest rate of 0.50% p.a. on some tenures.

Uttarakhand Gramin Bank offers fixed deposits with tenure ranging seven days to 10 years.

Updated On - 05 Sep 2025

The interest rates offered on the fixed deposits range from 3.00% p.a. to 6.75% p.a. for the general public. Senior citizens can avail an additional interest rate of 0.50% p.a. on some tenures.  

Features and Benefits of Uttarakhand Gramin Bank Fixed Deposit

Uttarakhand Gramin Bank fixed deposits offer the following features and benefits:

  1. Attractive interest rates that range from 3.00% p.a. to 6.75% p.a.
  2. Additional interest rates for senior citizens that range from 3.00% to 7.25% p.a.
  3. Flexible tenures ranging from seven days to 10 years. 
  4. Types of fixed deposits offered: Term Deposit (TDR) and Special Term Deposit (STDR). 
  1. TDRs are typically used for short-term deposits; however, they can be opened for up to 10 years. 
  2. STDR schemes are cumulative deposits that can be opened for a particular number of days, such as 555 or 777. 

Uttarakhand Gramin Bank Fixed Deposit Interest Rates (Less than Rs.15 lakh)

The interest rates on fixed deposits less than Rs.15 lakh are mentioned in the table below:

Tenure

General Public Interest Rates (p.a.)

Senior Citizen Interest Rates (p.a.) 

7 days to 14 days  

3.00

3.00

15 days to 28 days 

3.00

3.00

29 days to 45 days 

3.00

3.00

46 days to 90 days 

4.50

4.50

91 days to 180 days 

4.50

4.50

181 days to less than 1 year 

5.25

5.75

1 year 

6.75

7.25

More than 1 year to less than 2 years 

6.50

7.00

2 years to less than 3 years 

6.50

7.00

3 years to less than 5 years 

6.25

6.75

5 years to 10 years  

6.25

6.75

Note: The interest rates mentioned in the table above can vary according to the bank's discretion. These rates are effective from 1 January 2025.

Uttarakhand Gramin Bank Fixed Deposit Interest Rates (Rs.15 lakh to less than Rs.1 crore)

The interest rates on fixed deposits of Rs.15 lakh to less than Rs.1 crore are mentioned in the table below:

Tenure

General Public Interest Rates (p.a.)

Senior Citizen Interest Rates (p.a.)

7 days to 14 days  

3.00

3.00

15 days to 28 days 

3.00

3.00

29 days to 45 days 

3.00

3.00

46 days to 90 days 

4.50

4.50

91 days to 180 days 

4.50

4.50

181 days to less than 1 year 

5.25

5.75

1 year 

6.75

7.25

More than 1 year to less than 2 years 

6.50

7.00

2 years to less than 3 years 

6.50

7.00

3 years to less than 5 years 

6.25

6.75

5 years to 10 years  

6.25

6.75

Note: The interest rates mentioned in the table above can vary according to the bank's discretion. These rates are effective from 1 January 2025.

Uttarakhand Gramin Bank Fixed Deposit Interest Rates (Rs.1 crore to less than Rs.2 crore)

The interest rates on fixed deposits of Rs.1 crore to less than Rs.2 crore are mentioned in the table below:

Tenure

General Public Interest Rates (p.a.)

Senior Citizen Interest Rates (p.a.)

7 days to 14 days  

4.25

4.25

15 days to 28 days 

4.25

4.25

29 days to 45 days 

4.25

4.25

46 days to 90 days 

5.00

5.00

91 days to 180 days 

5.00

5.00

181 days to less than 1 year 

5.50

6.00

1 year 

6.50

7.00

More than 1 year to less than 2 years 

6.50

7.00

2 years to less than 3 years 

5.75

6.25

3 years to less than 5 years 

5.75

6.25

5 years to 10 years  

5.50

6.00

Note: The interest rates mentioned in the table above can vary according to the bank's discretion. These rates are effective from 1 January 2025

Uttarakhand Gramin Bank Fixed Deposit Interest Rates (Rs.2 crore and above)

The interest rates on fixed deposits of Rs.2 crore and above are mentioned in the table below:

Tenure

General Public Interest Rates (p.a.)

Senior Citizen Interest Rates (p.a.)

7 days to 14 days  

4.25

4.25

15 days to 28 days 

4.25

4.25

29 days to 45 days 

4.25

4.25

46 days to 90 days 

5.00

5.00

91 days to 180 days 

5.00

5.00

181 days to less than 1 year 

5.50

6.00

1 year 

6.50

7.00

More than 1 year to less than 2 years 

6.50

7.00

2 years to less than 3 years 

5.75

6.25

3 years to less than 5 years 

5.75

6.25

5 years to 10 years  

5.50

6.00

Note: The interest rates mentioned in the table above can vary according to the bank's discretion. These rates are effective from 1 January 2025.

Documents Required for Uttarakhand Gramin Bank Fixed Deposit

The following documents are required to open a fixed deposit with Uttarakhand Gramin Bank:

  1. Address proof: Passport/Driving licence/Voter’s ID/Utility bills etc.  
  2. Identity proof: Aadhar card/Passport/Driving licence/Ration card etc. 
  1. Passport size photographs 

FAQs on Uttarakhand Gramin Bank FD Rates

  • How to open a fixed deposit with Uttarakhand Gramin Bank?

    You can open a fixed deposit by visiting the nearest Uttarakhand Gramin Bank branch

  • What are the interest rates on the fixed deposits offered by Uttarakhand Gramin Bank?

      The interest rates on the fixed deposits offered by Uttarakhand Gramin Bank range from 3.00% to 6.75% p.a. for the general public.

  • What are the tenure options available on Uttarakhand Gramin Bank fixed deposits?

      The tenures available on Uttarakhand Gramin Bank fixed deposits range from seven days to 10 years. 

  • Who can open a fixed deposit with Uttarakhand Gramin Bank?

      All Indian residents, Hindu undivided families, partnership companies, trusts and societies, sole proprietorship firms, associations, and other organisations approved by the Reserve Bank of India (RBI) can open a fixed deposit with Uttarakhand Gramin Bank.  

  • Can senior citizens avail an additional interest rate on Uttarakhand Gramin Bank fixed deposits?

      Yes, senior citizens get an additional interest rate of 0.50% p.a. on tenures of 1 year and above. 

  • What are the types of fixed deposits offered by Uttarakhand Gramin Bank fixed deposits?

      Uttarakhand Gramin Bank offers two types of fixed deposits - Term Deposit (TDR) and Special Term Deposit (STDR). 

Disclaimer
Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.