Uttarakhand Gramin Bank FD Rates
Uttarakhand Gramin Bank FD rates range from 3.05% p.a. to 6.45% p.a. for the general public, across tenures of seven days to 10 years. Senior citizens earn an additional 0.50% p.a. on tenures of 181 days and above. Two deposit types are available: Term Deposit (TDR) and Special Term Deposit (STDR).
The interest rates offered on the fixed deposits range from 3.00% p.a. to 6.75% p.a. for the general public. Senior citizens can avail an additional interest rate of 0.50% p.a. on some tenures.
Features and Benefits of Uttarakhand Gramin Bank Fixed Deposit
Uttarakhand Gramin Bank fixed deposits offer the following features and benefits:
- Attractive interest rates that range from 3.05% p.a. to 6.45% p.a.
- Additional interest rates for senior citizens that range from 3.05% to 6.95% p.a.
- Flexible tenures ranging from seven days to 10 years.
- Types of fixed deposits offered: Term Deposit (TDR) and Special Term Deposit (STDR).
- TDRs are typically used for short-term deposits; however, they can be opened for up to 10 years.
- TDR interest can be paid out at quarterly intervals, giving depositors a regular income option.
- STDR schemes are cumulative deposits that can be opened for a particular number of days, such as 555 or 777.
Uttarakhand Gramin Bank Fixed Deposit Interest Rates (Less than Rs.15 lakh)
The interest rates on fixed deposits less than Rs.15 lakh are mentioned in the table below:
Tenure | General Public Interest Rates (p.a.) | Senior Citizen Interest Rates (p.a.) |
7 days to 14 days | 3.05 | 3.05 |
15 days to 28 days | 3.05 | 3.05 |
29 days to 45 days | 3.05 | 3.05 |
46 days to 90 days | 4.90 | 4.90 |
91 days to 180 days | 4.90 | 4.90 |
181 days to less than 1 year | 5.65 | 6.15 |
1 year | 6.25 | 6.75 |
More than 1 year to less than 2 years | 6.25 | 6.75 |
2 years to less than 3 years | 6.45 | 6.95 |
3 years to less than 5 years | 6.30 | 6.80 |
5 years to 10 years | 6.05 | 6.55 |
Note: The interest rates mentioned in the table above can vary according to the bank's discretion. These rates are effective from 1 August 2025.
Uttarakhand Gramin Bank Fixed Deposit Interest Rates (Rs.15 lakh to less than Rs.1 crore)
The interest rates on fixed deposits of Rs.15 lakh to less than Rs.1 crore are mentioned in the table below:
Tenure | General Public Interest Rates (p.a.) | Senior Citizen Interest Rates (p.a.) |
7 days to 14 days | 3.05 | 3.05 |
15 days to 28 days | 3.05 | 3.05 |
29 days to 45 days | 3.05 | 3.05 |
46 days to 90 days | 4.90 | 4.90 |
91 days to 180 days | 4.90 | 4.90 |
181 days to less than 1 year | 5.65 | 6.15 |
1 year | 6.25 | 6.75 |
More than 1 year to less than 2 years | 6.25 | 6.75 |
2 years to less than 3 years | 6.45 | 6.95 |
3 years to less than 5 years | 6.30 | 6.80 |
5 years to 10 years | 6.05 | 6.55 |
Note: The interest rates mentioned in the table above can vary according to the bank's discretion. These rates are effective from 1 August 2025.
Uttarakhand Gramin Bank Fixed Deposit Interest Rates (Rs.1 crore to less than Rs.2 crore)
The interest rates on fixed deposits of Rs.1 crore to less than Rs.2 crore are mentioned in the table below:
Tenure | General Public Interest Rates (p.a.) | Senior Citizen Interest Rates (p.a.) |
7 days to 14 days | 4.50 | 4.50 |
15 days to 28 days | 5.00 | 5.00 |
29 days to 45 days | 5.00 | 5.00 |
46 days to 90 days | 5.10 | 5.10 |
91 days to 180 days | 5.10 | 5.10 |
181 days to less than 1 year | 5.60 | 6.10 |
1 year | 6.25 | 6.75 |
More than 1 year to less than 2 years | 6.25 | 6.75 |
2 years to less than 3 years | 6.15 | 6.65 |
3 years to less than 5 years | 6.00 | 6.50 |
5 years to 10 years | 6.00 | 6.50 |
Note: The interest rates mentioned in the table above can vary according to the bank's discretion. These rates are effective from 1 August 2025.
Uttarakhand Gramin Bank Fixed Deposit Interest Rates (Rs.2 crore and above)
The interest rates on fixed deposits of Rs.2 crore and above are mentioned in the table below:
Tenure | General Public Interest Rates (p.a.) | Senior Citizen Interest Rates (p.a.) |
7 days to 14 days | 4.50 | 4.50 |
15 days to 28 days | 5.00 | 5.00 |
29 days to 45 days | 5.00 | 5.00 |
46 days to 90 days | 5.10 | 5.10 |
91 days to 180 days | 5.10 | 5.10 |
181 days to less than 1 year | 5.60 | 6.10 |
1 year | 6.25 | 6.75 |
More than 1 year to less than 2 years | 6.25 | 6.75 |
2 years to less than 3 years | 6.15 | 6.65 |
3 years to less than 5 years | 6.00 | 6.50 |
5 years to 10 years | 6.00 | 6.50 |
Note: The interest rates mentioned in the table above can vary according to the bank's discretion. These rates are effective from 1 August 2025.
Documents Required for Uttarakhand Gramin Bank Fixed Deposit
The following documents are required to open a fixed deposit with Uttarakhand Gramin Bank:
- Address proof: Passport/Driving licence/Voter’s ID/Utility bills etc.
- Identity proof: Aadhar card/Passport/Driving licence/Ration card etc.
- Passport size photographs
Summary
Uttarakhand Gramin Bank offers fixed deposits with tenures from seven days to 10 years, with rates varying by deposit amount and tenure as shown in the tables above. Senior citizens benefit from a preferential rate on eligible tenures. Visit your nearest Uttarakhand Gramin Bank branch to open a Term Deposit or Special Term Deposit that matches your savings goals.
FAQs on Uttarakhand Gramin Bank FD Rates
- How can I open an Uttarakhand Gramin Bank FD?
You can open an Uttarakhand Gramin Bank FD by visiting your nearest Uttarakhand Gramin Bank branch with valid identity and address proof. A bank official will help you choose the deposit type and tenure. Branch visits are currently the only way to book an Uttarakhand Gramin Bank fixed deposit.
- What interest rates does Uttarakhand Gramin Bank offer on its fixed deposits?
Uttarakhand Gramin Bank fixed deposit interest rates vary by tenure and deposit amount, as set out in the rate tables above. Senior citizens are eligible for a preferential rate on select tenures. Rates are reviewed periodically, so check the tables above for the current Uttarakhand Gramin Bank FD rates.
- What is the tenure range for Uttarakhand Gramin Bank fixed deposits?
Uttarakhand Gramin Bank fixed deposits are available for tenures ranging from seven days to 10 years. You can pick a tenure based on your savings goal and liquidity needs. Both short-term and long-term options are available under the Uttarakhand Gramin Bank FD scheme.
- Who is eligible to open an Uttarakhand Gramin Bank FD?
Indian residents, Hindu Undivided Families, partnership firms, trusts, societies, sole proprietorships, associations and other entities approved by the Reserve Bank of India can open an Uttarakhand Gramin Bank FD. This makes the scheme accessible to both individuals and organisations. Eligibility does not vary by deposit amount or tenure.
- Do senior citizens get a higher interest rate on Uttarakhand Gramin Bank FDs?
Yes, senior citizens earn a preferential interest rate on Uttarakhand Gramin Bank FDs for eligible tenures. This additional rate is shown in the senior citizen column of the rate tables above. The benefit applies only to the tenures where a differential rate is offered.
- What types of fixed deposits does Uttarakhand Gramin Bank offer?
Uttarakhand Gramin Bank offers two types of fixed deposits: Term Deposit (TDR) and Special Term Deposit (STDR). A TDR is typically used for shorter tenures, while an STDR is a cumulative deposit that can also be opened for specific day-based tenures. Both fall under the standard Uttarakhand Gramin Bank FD scheme.
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