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UCO Bank Fixed Deposit Rates
 and 2 other FDs
Institution Name
Deposit Amount Range
Tenure Range
Interest Rate
Up to ₹1Cr
7 Days to 10 Years
4.5% - 6.75% Quarterly compounding
Response Time Within 30 minutes
Features
Highlights
Documents
Good to Know
NRI - FD
Up to ₹1Cr
1 Year onwards
6.25% - 6.5% Quarterly compounding
Response Time Within 30 minutes
Features
Highlights
Documents
Good to Know
Up to ₹25L
1 Year to 5 Years
7.75% - 8.6% Monthly compounding
Response Time Within 30 minutes
Features
Documents
Good to Know
Up to ₹25L
1 Year to 5 Years
7.72% - 8.65% Monthly compounding
Response Time Within 30 minutes
Features
Highlights
Documents
Good to Know
UCO Bank Fixed Deposit Rates is Rated as "Blown Away!" by 16 Users

Fees & Charges

Promised Interest Rate

Customer Service

Responsiveness

Fixed Deposit BYTES FROM OUR KITCHEN

UCO Bank Fixed Deposit Rates

UCO Bank is one of the most established public sector banks. It was set up in 1943. One can access a range of investment schemes from the bank. Fixed Deposits (FDs) or Term Deposits are one of its major financial products. UCO Bank Domestic FDs, which are less than Rs.1 crore, have interest rates between 4.50% p.a. to 6.75% p.a.

UCO Bank Fd Rates: Below Rs.1 Crore

The rates* for UCO Bank Deposits less than Rs.1 crore are mentioned in the following table:

Tenure General Public FD interest rate (per annum) Senior citizen FD interest rate (per annum)

7 days < 30 days

4.50

N/A

30 days < 46 days

5.00

N/A

46 days < 91 days

5.50

N/A

91 days < 181 days

6.00

N/A

181 days < 365 days

6.35

N/A

12 months

6.70

N/A

Above 12 months- 60 months

6.75

N/A

Above 60 months

6.75

N/A

*The UCO Bank FD rates can vary from time to time. The interest rates in the table are effective as of 2 November 2018.

Highlights Of UCO Bank Fixed Deposits (Fds): Below Rs.1 Crore

  • In case one wants to choose an FD scheme with a short-term tenure, they can get a deposit rate of up to 6.35% p.a.
  • The medium-term deposit comes with a maximum FD rate of 6.75% p.a.
  • The highest interest rate for a long-term Fixed Deposit is 6.75% p.a.

UCO Bank Fd Interest Rates: Rs.1 Crore-rs.5 Crore

The UCO Bank Term Deposit interest rates* for FDs within Rs.1 crore and Rs.5 crore are shown below:

Tenure General Public FD interest rate (per annum) Senior citizen FD interest rate (per annum)

7 days < 181 days

5.25

N/A

181 days-12 months

6.25

N/A

Above 12 months-24 months

6.50

N/A

Above 24 months-60 months

4.75

N/A

More than 60 months

4.75

N/A

*The UCO Bank FD interest rates can vary from time to time. The interest rates in the table are effective as of 2 November 2018

UCO Bank Fixed Deposit Rates: Above Rs.5 Crore-rs.25 Crore

The UCO Bank FDs with rates* within the range of Rs.5 crore and Rs.25 crore can be found in the following table:

Tenure General Public FD interest rate (per annum) Senior citizen FD interest rate (per annum)

7 days < 45 days

5.75

N/A

15 days < 91 days

6.25

N/A

91 days < 271 days

6.50

N/A

271 days-12 months

7.00

N/A

1 year 1 day-1 year 6 months

7.27

N/A

Above 1 year 6 months-24 months

7.00

N/A

Above 24 months-60 months

4.75

N/A

More than 60 months

4.75

N/A

*The UCO Bank Term Deposit rates can vary from time to time. The interest rates in the table are effective as of 2 November 2018

UCO Bank Fixed Deposit Interest Rates: Above Rs.25 Crore-rs.100 Crore

UCO Bank FDs which are between Rs.25 crore and Rs.100 crore are indicated in the table below:

Tenure General Public FD interest rate (per annum) Senior citizen FD interest rate (per annum)

7 days < 45 days

5.75

N/A

15 days < 91 days

6.25

N/A

91 days < 271 days

6.50

N/A

271 days-24 months

7.00

N/A

Above 24 months-60 months

4.75

N/A

More than 60 months

4.75

N/A

*The UCO Bank Term Deposit interest rates can vary from time to time. The interest rates in the table are effective as of 2 November 2018

UCO Bank Term Deposit Rates: Above Rs.100 Crore

The following table has the FD rates* for UCO deposits which are more than Rs.100 crore:

Tenure General Public FD interest rate (per annum) Senior citizen FD interest rate (per annum)

7 days < 45 days

5.75

N/A

15 days < 91 days

6.25

N/A

91 days < 271 days

6.50

N/A

271 days-24 months

7.00

N/A

Above 24 months-60 months

4.75

N/A

More than 60 months

4.75

N/A

*The UCO Bank Term Deposit rates can vary from time to time. The interest rates in the table are effective as of 2 November 2018

UCO Monthly Income Scheme Rates

Tenure General Public FD interest rate (per annum) Senior citizen FD interest rate (per annum)

60 months

6.75

N/A

*The UCO Monthly Income Scheme interest rates can vary from time to time. The interest rates in the table are effective as of 2 November 2018

UCO Tax Saver Deposit Scheme-2006

The interest rates* for UCO Tax Saver Deposit scheme-2006 are given in the table here:

Tenure General Public FD interest rate (per annum) Senior citizen FD interest rate (per annum)

60 months

6.75

N/A

*The UCO Tax Saver Deposit rates can vary from time to time. The interest rates in the table are effective as of 2 November 2018

Types Of Uco Bank Domestic Fixed Deposit Schemes

  • UCO Bank FD scheme
  • Flexible FD scheme
  • UCO Tax Saver Deposit scheme
  • UCO Monthly Income Scheme
  • Kuber Yojana

Variants Of Uco Bank Non-resident Indian (Nri) Term Deposits

  • UCO Bank Non-Resident External (NRE) Deposits
  • UCO Bank Non-Resident Ordinary (NRO) Deposits
  • UCO Bank Foreign Currency Non-Resident (Bank) (FCNR (B)) Deposits

UCO Bank Nre Fixed Deposit Rates: Below Rs.1 Crore

The table below contains NRE Deposit rates for FDs less than Rs.1 crore:

UCO Monthly Income Scheme Rates

Tenure General Public FD interest rate (per annum) Senior citizen FD interest rate (per annum)

12 months

6.70

N/A

Above 12 months-60 months

6.75

N/A

Above 60 months

6.75

N/A

*The UCO Bank NRE Deposit interest rates can vary from time to time. The interest rates in the table are effective as of 2 November 2018

UCO Bank Nro Fixed Deposit Rates

NRO Deposits have the following interest rates*:

UCO Monthly Income Scheme Rates

Tenure General Public FD interest rate (per annum) Senior citizen FD interest rate (per annum)

7 days < 30 days

4.50

N/A

30 days < 46 days

5.00

N/A

46 days < 91 days

5.50

N/A

91 days < 181 days

6.00

N/A

181 days < 365 days

6.35

N/A

12 months

6.70

N/A

Above 12 months- 60 months

6.75

N/A

Above 60 months

6.75

N/A

*The UCO Bank NRO Deposit rates can vary from time to time. The interest rates in the table are effective as of 2 November 2018.

UCO Bank Fcnr (B) Fixed Deposit Rates

The FD rates* for FCNR (B) deposits are marked against the associated currency**:

Tenure USD GBP EUR JPY CAD AUD CHF SEK SGD HKD

1 year < 2 years

2.50

0.66

0.00

0.00

2.12

1.69

0.00

0.00

1.62

2.24

2 years < 3 years

2.65

0.82

0.00

0.00

2.20

1.72

0.00

0.00

1.76

2.41

3 years < 4 years

2.74

1.01

0.00

0.00

2.34

1.87

0.00

0.00

1.93

2.58

4 years < 5 years

2.83

1.18

0.05

0.00

2.46

2.21

0.00

0.24

2.09

2.72

5 years

2.95

1.34

0.29

0.06

2.58

2.40

0.00

0.51

2.25

2.86

*The UCO Bank FCNR (B) Deposit rates can vary from time to time. The interest rates in the table are effective as of 2 November 2018.

**US- US Dollar, GBP- Pound Sterling, JPY- Japanese Yen, CAD- Canadian Dollar, AUD-Australian Dollar, CHF-Swiss Franc, SEK-Swedish Krona, SGD-Singapore Dollar, HKD-Hong Kong Dollar.

UCO Bank Fixed Deposit Reviews

  • UCO Fixed Deposit
    "FD account"
    0.5 5.0/5 "Blown Away!"
    I am using UCO bank FD. I dont get any tax benefits here. The rate of interest is 9.75% which is applicable for me . ( Normal interest + the staff rate is 1%) therefore I had been offered 9.75% interest rate. For a normal customer interest rate on FD is 8.25% and for senior citizen they are offering around 8.75%.
    Was this review helpful? 10
    , indore
    Reviewed on Dec 03, 2016
  • UCO Fixed Deposit
    "Offering the best interest rate"
    0.5 5.0/5 "Blown Away!"
    UCO Bank FD is as same as other banks. In case if a customer wishes to open a FD online. The first check point would be, a customer has to hold an account with the same bank, after checking the KYC information probably after which they can open a FD. Tax saver plan is really good, however I am not allowed to preclose the FD.
    Was this review helpful? 6
    , guntur
    Reviewed on Nov 02, 2016
  • UCO Fixed Deposit
    "Great!!!"
    0.5 4.0/5 "Great!"
    UCO bank is giving 9.2% interest rate for the fixed deposit with the minimum lock in period of five years. In case we plan to liquid the cash in between the liquid period there is no any extra charges. I visited the branch and avail the service
    Was this review helpful? 16
    , bhubaneshwar
    Reviewed on Dec 21, 2015
  • UCO Fixed Deposit
    "Excellent"
    0.5 5.0/5 "Blown Away!"
    My grand parents were doing all their transactions with UCO bank only. So I have opened an fixed deposit account with them. Every month I am with drawing 10 k from this account. They are providing 10.30% as the interest rate which is good in market. I am loyal customer to them so there were no additional charges.
    Was this review helpful? 7
    , bangalore
    Reviewed on Nov 14, 2015
  • UCO Fixed Deposit
    "Average"
    0.5 3.0/5 "Satisfactory"
    My feedback for UCO FD is fine. Its neither good nor bad. The reason why I have opened a FD with UCO Bank is because I am holding a savings account with them. Interest rate offered by them was okay and its a single account and I have got FD certificate as well.
    Was this review helpful? 6
    , kolkata
    Reviewed on Sep 29, 2015
  • UCO Fixed Deposit
    "Good interest rate"
    0.5 5.0/5 "Blown Away!"
    I have 3-4 Fixed Deposit account in UCO Bank. Interest rate offered from UCO Bank for Fixed Deposit varies between 9.75%-10.0%. Most of my Fixed Deposits are at compound yearly deposits. Best thing from UCO Bank is: they do not have any additional charges for closing the Fixed Deposit before maturity.
    Was this review helpful? 3
    , lucknow
    Reviewed on Aug 25, 2015
  • UCO Fixed Deposit
    "Excellent options for FD opening"
    0.5 5.0/5 "Blown Away!"
    I opened one under UCO Thousand Scheme and other i opened UCO RDUSS in which you can put variable account in RD. I got very good interest till now. And the customer service they are providing is excellent since young officers are coming in bank nowadays
    Was this review helpful? 10
    , margao
    Reviewed on May 22, 2015
  • UCO Fixed Deposit
    "Good !!"
    0.5 4.0/5 "Great!"
    At any time we can walk in to the branch of UCO bank to close the Fixed deposit and there is no extra charge as well. Employees are good and they listen to customer queries and rectifying it as earlier. I am unable to recall the interest rate but it is affordable and gets accumulated in every six months period. UCO bank is well organized in all the aspects.
    Was this review helpful? 2
    , new delhi
    Reviewed on May 02, 2015
  • UCO Fixed Deposit
    "Good !!"
    0.5 5.0/5 "Blown Away!"
    First thing is reachability, secondly customer service and third the behavior of employees so everything is with UCO bank and they are deserving. Interest rate on Fixed Deposit is 9% and this is one time deposit where the rate will accumulate on end of every year.
    Was this review helpful? 9
    , lucknow
    Reviewed on Mar 12, 2015
  • UCO Fixed Deposit
    "Fixed deposit superb"
    0.5 5.0/5 "Blown Away!"
    uco bank fixed deposit gives me best maturity value as on date bank is giving rate of interest more than 8.75%. now days customer service of bank is good staff is giving quick response and now a days with ebanking facility we can fix our money sitting at home.
    Was this review helpful? 11
    , balotra
    Reviewed on Jan 07, 2015
  • UCO Fixed Deposit
    "uco bank fixed deposit"
    0.5 4.5/5 "Excellent!"
    uco bank fixed deposit gives me best maturity value as on date bank is giving rate of interest 8.75%. now days customer service of bank is good staff is giving quick response and now a days with ebanking facility we can fix our money sitting at home.
    Was this review helpful? 7
    , amethi
    Reviewed on Dec 20, 2014
  • UCO Fixed Deposit
    "Very easy to access"
    0.5 4.0/5 "Great!"
    UCO Bank fixed deposit is really good. They provide an inters rate of 8.75%. I am happy with the interest rate offered by them. Setting up this account was very easy. All I have to do is, I have to visit the Branch produce my documents and the best part is, they only asked for basic documents like Voters id and photo id and that is all my account was set up.
    Was this review helpful? 8
    , bhubaneshwar
    Reviewed on Dec 18, 2014
  • UCO Fixed Deposit
    "Good"
    0.5 5.0/5 "Blown Away!"
    The experience with UCO bank when I opted for a fixed deposit was not so good initially. In the later part when I got connected with the manager for the services it was good and co-operative. They helped me with all the details. The rate of interest provided was also satisfiable. The services was satisfactory on the whole.
    Was this review helpful? 6
    , bangalore
    Reviewed on Dec 07, 2014
  • UCO Fixed Deposit
    "UCO bank "
    0.5 5.0/5 "Blown Away!"
    I taken a fixed deposit with UCO bank. They offered Tax saver fixed deposit with very good interest. UCO Bank is very easy to access Fixed deposit...................UCO bank is good to customer support..................... Kept up UCO bank.............
    Was this review helpful? 21
    , hyderabad
    Reviewed on Aug 31, 2014
  • UCO Fixed Deposit
    "Good Service Overall"
    0.5 5.0/5 "Blown Away!"
    Fixed Deposit with UCO Bank they offered best interest rate at 9.10% when compare to other banks. My tenure plan for 5 years, on line facility is not available, i got receipt immediately, their is no charges, break facility is available. Usually they used to charge 1% of fees when we breaking our fixed deposit within 1 year
    Was this review helpful? 6
    , hyderabad
    Reviewed on Aug 27, 2014
  • UCO Fixed Deposit
    "Good customer service"
    0.5 4.0/5 "Great!"
    I am having my fixed deposit with UCO bank whereas they are very good. I have to renew the maturity amount. I am using locker facility. Needs more proper service on customer care wherein to get more customer satisfactions. No suggestions .
    Was this review helpful? 9
    , chennai
    Reviewed on Jul 15, 2014
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