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    UCO Bank Fixed Deposit Rates
     and 2 other FDs
    Institution Name
    Deposit Amount Range
    Tenure Range
    Interest Rate
    Up to ₹1Cr
    7 Days to 10 Years
    4.5% - 6.75% Quarterly compounding
    Response Time Within 30 minutes
    Features
    Highlights
    Documents
    Good to Know
    NRI - FD
    Up to ₹1Cr
    1 Year onwards
    6.25% - 6.5% Quarterly compounding
    Response Time Within 30 minutes
    Features
    Highlights
    Documents
    Good to Know
    Up to ₹25L
    1 Year to 5 Years
    7.75% - 8.6% Monthly compounding
    Response Time Within 30 minutes
    Features
    Documents
    Good to Know
    Up to ₹25L
    1 Year to 5 Years
    7.49% - 8.28% Monthly compounding
    Response Time Within 30 minutes
    Features
    Highlights
    Documents
    Good to Know
    UCO Bank Fixed Deposit Rates is Rated as "Blown Away!" by 16 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Fixed Deposit BYTES FROM OUR KITCHEN

    UCO Bank Fixed Deposit Rates

    UCO Bank is a commercial banking entity and a government of India undertaking that was established in 1943. The bank gives prospective investors as well as existing customers many fixed deposit (FD) options. The FD interest rates are also up to industry standards and quite competitive.

    Given below are the revised and latest interest rates offered by UCO Bank for Regular and Senior Citizen fixed deposits with effect from 10 April 2018: 

    Tenure Regular FD Interest Rates (per annum) Senior Citizen FD Interest Rates (per annum)
    7 days to 29 days 4.50% 4.75%
    30 days to 45 days 5.00% 5.25%
    46 days to 90 days 5.50% 5.75%
    91 days to 180 days 6.00% 6.25%
    181 days to 364 days 6.35% 6.60%
    365 days to 2 years 6.50% 6.75%
    More than 2 years to 10 year 6.40% 6.65%

    *The rates mentioned above apply for deposits that are of less than Rs.1 crore

    UCO Bank short-term deposits

    • UCO Bank fixed deposits pay interest in the range of 4.50% p.a. to 6.35% p.a. for short term deposits.
    • The maximum interest rate of 6.35% p.a. can be obtained by going for a term deposit for 181 days to 364 days.
    • The time frame for investments ranges from a minimum of 7 days to a maximum of 364 days for short-term fixed deposits.
    • For 91 days to 180 days the rate of interest that is paid is 6.00% p.a. and for 46 days to 90 days the bank rate applicable is 5.50% p.a.
    • For 30 days to 45 days the rate applicable is 5.00% p.a. and for 7 days to 29 days, the rate of interest paid is 4.50% p.a.
    Minimum and Maximum UCO Bank fd interest rates 2018 for Regular and Senior Citizen
    UCO Bank FD Rates

    UCO Bank medium-term deposits

    • The fixed deposit interest rates for this time frame begins from 6.40% p.a. to 6.50% p.a.
    • For those who want to meet their financial goals or save up money for the future, medium-term FDs are ideal.
    • The time duration for these kind of term deposits range from 1 year to 5 years.
    • For 365 days to 2 years the rate of interest is 6.50% p.a. and for a duration that is more than 2 years to 5 years, the rate paid is 6.40% p.a.

    UCO Bank long-term deposits

    • The tenure range for short-term deposits is anything above 5 years to 10 years.
    • The rate of interest that is applicable across long-term deposit tenures is 6.40% p.a.
    • The interest rate paid in this range is lower than that offered on medium-term deposits.

    UCO Bank senior citizen deposits

    • All senior citizens are paid a higher rate of interest than what is paid on regular deposit schemes.
    • The interest rate range is anywhere from 4.75% p.a. to 6.75% p.a.
    • The highest FD interest rate paid to senior citizens is 6.75% p.a. for a tenure of 365 days to 2 years.
    • For 181 days to 364 days, the rate paid is 6.60% p.a., and for above 2 year to 10 years the rate paid is 6.65% p.a.
    • For all tenures above 91 days, the rate of interest paid is more than 6.00% p.a.

    Know how to Link Your KYC Dcuments to UCO Bank Account

    UCO Bank Fixed Deposit Reviews

    • UCO Fixed Deposit
      "FD account"
      0.5 5.0/5 "Blown Away!"
      I am using UCO bank FD. I dont get any tax benefits here. The rate of interest is 9.75% which is applicable for me . ( Normal interest + the staff rate is 1%) therefore I had been offered 9.75% interest rate. For a normal customer interest rate on FD is 8.25% and for senior citizen they are offering around 8.75%.
      Was this review helpful? 7
      , indore
      Reviewed on Dec 03, 2016
    • UCO Fixed Deposit
      "Offering the best interest rate"
      0.5 5.0/5 "Blown Away!"
      UCO Bank FD is as same as other banks. In case if a customer wishes to open a FD online. The first check point would be, a customer has to hold an account with the same bank, after checking the KYC information probably after which they can open a FD. Tax saver plan is really good, however I am not allowed to preclose the FD.
      Was this review helpful? 6
      , guntur
      Reviewed on Nov 02, 2016
    • UCO Fixed Deposit
      "Great!!!"
      0.5 4.0/5 "Great!"
      UCO bank is giving 9.2% interest rate for the fixed deposit with the minimum lock in period of five years. In case we plan to liquid the cash in between the liquid period there is no any extra charges. I visited the branch and avail the service
      Was this review helpful? 16
      , bhubaneshwar
      Reviewed on Dec 21, 2015
    • UCO Fixed Deposit
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      My grand parents were doing all their transactions with UCO bank only. So I have opened an fixed deposit account with them. Every month I am with drawing 10 k from this account. They are providing 10.30% as the interest rate which is good in market. I am loyal customer to them so there were no additional charges.
      Was this review helpful? 7
      , bangalore
      Reviewed on Nov 14, 2015
    • UCO Fixed Deposit
      "Average"
      0.5 3.0/5 "Satisfactory"
      My feedback for UCO FD is fine. Its neither good nor bad. The reason why I have opened a FD with UCO Bank is because I am holding a savings account with them. Interest rate offered by them was okay and its a single account and I have got FD certificate as well.
      Was this review helpful? 6
      , kolkata
      Reviewed on Sep 29, 2015
    • UCO Fixed Deposit
      "Good interest rate"
      0.5 5.0/5 "Blown Away!"
      I have 3-4 Fixed Deposit account in UCO Bank. Interest rate offered from UCO Bank for Fixed Deposit varies between 9.75%-10.0%. Most of my Fixed Deposits are at compound yearly deposits. Best thing from UCO Bank is: they do not have any additional charges for closing the Fixed Deposit before maturity.
      Was this review helpful? 3
      , lucknow
      Reviewed on Aug 25, 2015
    • UCO Fixed Deposit
      "Excellent options for FD opening"
      0.5 5.0/5 "Blown Away!"
      I opened one under UCO Thousand Scheme and other i opened UCO RDUSS in which you can put variable account in RD. I got very good interest till now. And the customer service they are providing is excellent since young officers are coming in bank nowadays
      Was this review helpful? 10
      , margao
      Reviewed on May 22, 2015
    • UCO Fixed Deposit
      "Good !!"
      0.5 4.0/5 "Great!"
      At any time we can walk in to the branch of UCO bank to close the Fixed deposit and there is no extra charge as well. Employees are good and they listen to customer queries and rectifying it as earlier. I am unable to recall the interest rate but it is affordable and gets accumulated in every six months period. UCO bank is well organized in all the aspects.
      Was this review helpful? 2
      , new delhi
      Reviewed on May 02, 2015
    • UCO Fixed Deposit
      "Good !!"
      0.5 5.0/5 "Blown Away!"
      First thing is reachability, secondly customer service and third the behavior of employees so everything is with UCO bank and they are deserving. Interest rate on Fixed Deposit is 9% and this is one time deposit where the rate will accumulate on end of every year.
      Was this review helpful? 9
      , lucknow
      Reviewed on Mar 12, 2015
    • UCO Fixed Deposit
      "Fixed deposit superb"
      0.5 5.0/5 "Blown Away!"
      uco bank fixed deposit gives me best maturity value as on date bank is giving rate of interest more than 8.75%. now days customer service of bank is good staff is giving quick response and now a days with ebanking facility we can fix our money sitting at home.
      Was this review helpful? 11
      , balotra
      Reviewed on Jan 07, 2015
    • UCO Fixed Deposit
      "uco bank fixed deposit"
      0.5 4.5/5 "Excellent!"
      uco bank fixed deposit gives me best maturity value as on date bank is giving rate of interest 8.75%. now days customer service of bank is good staff is giving quick response and now a days with ebanking facility we can fix our money sitting at home.
      Was this review helpful? 7
      , amethi
      Reviewed on Dec 20, 2014
    • UCO Fixed Deposit
      "Very easy to access"
      0.5 4.0/5 "Great!"
      UCO Bank fixed deposit is really good. They provide an inters rate of 8.75%. I am happy with the interest rate offered by them. Setting up this account was very easy. All I have to do is, I have to visit the Branch produce my documents and the best part is, they only asked for basic documents like Voters id and photo id and that is all my account was set up.
      Was this review helpful? 8
      , bhubaneshwar
      Reviewed on Dec 18, 2014
    • UCO Fixed Deposit
      "Good"
      0.5 5.0/5 "Blown Away!"
      The experience with UCO bank when I opted for a fixed deposit was not so good initially. In the later part when I got connected with the manager for the services it was good and co-operative. They helped me with all the details. The rate of interest provided was also satisfiable. The services was satisfactory on the whole.
      Was this review helpful? 6
      , bangalore
      Reviewed on Dec 07, 2014
    • UCO Fixed Deposit
      "UCO bank "
      0.5 5.0/5 "Blown Away!"
      I taken a fixed deposit with UCO bank. They offered Tax saver fixed deposit with very good interest. UCO Bank is very easy to access Fixed deposit...................UCO bank is good to customer support..................... Kept up UCO bank.............
      Was this review helpful? 21
      , hyderabad
      Reviewed on Aug 31, 2014
    • UCO Fixed Deposit
      "Good Service Overall"
      0.5 5.0/5 "Blown Away!"
      Fixed Deposit with UCO Bank they offered best interest rate at 9.10% when compare to other banks. My tenure plan for 5 years, on line facility is not available, i got receipt immediately, their is no charges, break facility is available. Usually they used to charge 1% of fees when we breaking our fixed deposit within 1 year
      Was this review helpful? 6
      , hyderabad
      Reviewed on Aug 27, 2014
    • UCO Fixed Deposit
      "Good customer service"
      0.5 4.0/5 "Great!"
      I am having my fixed deposit with UCO bank whereas they are very good. I have to renew the maturity amount. I am using locker facility. Needs more proper service on customer care wherein to get more customer satisfactions. No suggestions .
      Was this review helpful? 9
      , chennai
      Reviewed on Jul 15, 2014
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