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    UCO Bank Fixed Deposit Rates
     and 2 other FDs
    Institution Name
    Deposit Amount Range
    Tenure Range
    Interest Rate
    Up to ₹1Cr
    7 Days to 10 Years
    4.5% - 6.75% Quarterly compounding
    Response Time Within 30 minutes
    Features
    Highlights
    Documents
    Good to Know
    NRI - FD
    Up to ₹1Cr
    1 Year onwards
    6.25% - 6.5% Quarterly compounding
    Response Time Within 30 minutes
    Features
    Highlights
    Documents
    Good to Know
    Up to ₹25L
    1 Year to 5 Years
    7.49% - 8.19% Monthly compounding
    Response Time Within 30 minutes
    Features
    Documents
    Good to Know
    Up to ₹25L
    1 Year to 5 Years
    7.75% - 8.5% Monthly compounding
    Response Time Within 30 minutes
    Features
    Highlights
    Documents
    Good to Know
    UCO Bank Fixed Deposit Rates is Rated as "Blown Away!" by 16 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Fixed Deposit BYTES FROM OUR KITCHEN

    UCO Bank Fixed Deposit Rates

    UCO Bank is part of the public-sector banking space in India and brings to its customers retail fixed deposit products which come with varying tenors and competitive interest rates.

    Changes in market conditions and banks asset-liability management requirements can lead to fluctuations in interest rates offered on a banks fixed deposits. This poses a problem for customers who wish to invest for optimum returns because tracking changes over time is difficult, especially with multiple accounts.

    The above table always reflects the latest rates on UCO Banks FDs. This enables real-time comparison of maturities.

    The updated list of UCO Bank FD Rates 2017, for Regular and Senior Citizen, is listed below:

    Tenure Regular FD Rates Senior Citizen FD Rates
    7-14 days 4.5 4.75
    15-29 days 4.5 4.75
    30-45 days 5 5.25
    46-90 days 5.5 5.75
    91-120 days 6 6.25
    121-180 days 6 6.25
    181 days to less than 1 year 6.5 6.75
    1 year & above but less than 2 years 6.5 7.75
    2 year & above but less than 3 years 6.4 6.9
    3 year & above but less than 5 years 6.25 6.75
    5 Years & above 6.25 6.75
    Minimum and Maximum UCO Bank fd interest rates 2017 for Regular and Senior Citizen
    UCO Bank FD Rates

    UCO Bank Short-Term FD Rates

    Rates on short-term holdings vary between 5.60% and 7.35% with the 30-day scheme at the lower-end of the spectrum and the 9-month scheme at the higher-end. Filling in the gaps are the 60 and 90-day schemes in the 6-point range at 6.10% and 6.60% respectively while the 120-day and 6-month schemes feature rates in the 7-point range at 7.10% and 7.35%.

    UCO Bank Medium and Long-Term FD Rates

    Medium and long-term rates are pegged at a constant 7.75% for tenors more than 1 year to 3 years beyond which there is a marginal dip by 0.25% for the 5-year scheme to 7.50%.

    UCO Bank Senior Citizen FD Rate

    Senior citizens are offered a 0.25% increase on short and medium-term holdings i.e. for deposit-periods of 30 days to 1 year, putting rates in the range of 5.85% to 8.00% for this period. Senior citizens, however, benefit more on longer term holdings i.e. above 2 year up to 5 years with a 0.5% increase on existing rates; this puts rates for this period in the range of 8.25% to 8.00%.

    Interest rates on UCO Banks fixed deposits are attractive vis-a-vis its peers on short and medium-term holdings which makes them good investment options for those with near to short-term liquidity requirements.

    All rates are indicated on a per-annum basis with a quarterly compounding frequency.

    Know how to Link Your KYC Dcuments to UCO Bank Account

    News About UCO Bank Fixed Deposit Rates

    • UCO Bank Fixed Deposit Rates

      One of the popular public sector banks in India, UCO Bank offers retail fixed deposits at competitive interest rates, having varying tenures. Reflecting RBI’s repo rate cut, UCO bank has revised its rate of interest for term deposits.

      Fixed deposit with time period of 1 year has an interest rate of 7.70%. This rate revision is effective from March 28, 2016.

      1st April 2016

    • UCO Bank Reduces Fixed Deposit Rates

      UCO Bank has made changes to its fixed deposit interest rates with effect from February 8. The interest rate for deposits of less than Rs. 1 crore for 1 year have been reduced to 7.6 percent from the earlier 7.75 percent. The rate for FDs of over 1 year up to 2 years has been brought down to 7.5 percent from 7.75 percent earlier.

      All other interest rates remain as per the bank’s last change, which was made on January 7 this year.

      23rd February 2016

    • Rate Changes for Fixed Deposits in UCO Bank

      UCO Bank has lopped off a few figures from its interest rates both on deposits as well as loans following the directive of the Reserve Bank of India post the repo rate reduction. While loans have become more lucrative and savings accounts have stayed more or less consistent on the interest rates scenario, fixed deposits have faced cuts throughout the last quarter. The rates offered on fixed deposits from UCO Bank are now more or less on the same level compared with most operational banks.

      As of December 2015, the lowest interest rate available in fixed deposits with UCO Bank is 4.85% per annum. This interest rate is applicable for deposit tenures of 7 days to 14 days and for 15 days to 29 days, the interest rate jumps up a fractional notch of 0.5% to 5.35% per annum. From 30 days to 45 days, the interest rate available is 5.60% per annum while from 46 days to 60 days, deposits earn an interest rate of 6.10% per annum and from 61 days to 90 days the rate applicable is 6.60% per annum. For tenures of 91 days to 150 days, the interest rate is 7.10% per annum. From 151 days to 364 days, the interest rate is 7.35% per annum. The rate remains 7.75% per annum for a tenure range from 1 year to 2 years. That is the maximum rate of interest that is applicable. From 2 years and above, general interest rate slips down 0.25% to 7.50% per annum.

      16th December 2015

    • UCO Bank Fixed Deposit Rates

      UCO Bank has been a trustworthy name for many salaried professionals, especially in the government sector, due to the ease of availability of products. Post the repo rate reduction and subsequent directive of the Reserve Bank of India to reduce base rates of banks, UCO Bank has brought down its interest rates on all of its products. While loans have become more lucrative, savings accounts have more or less remained consistent, fixed deposits have suffered some blows. The current rates on offer from UCO Bank, pertaining to fixed deposits range in the better, if the best of rates in the banking market.

      As of November 2015, the lowest interest rate on offer by UCO Bank is at 5% per annum for deposit tenures of 1 to 2 weeks. A 0.50% increase happens for the next tenure slab of 15 to 29 days and then an additional 0.25% increase for the tenure of 30 to 45 days, bringing the interest rate to 5.75% per annum. Interest rates keep on increasing by 0.50% for the next three tenure slabs, making the tally to 7.25% per annum for deposit tenures of 91 to 150 days. For 151 to 364 days, the interest rate is available at 7.5% per annum and the maximum interest rate is achieved at 7.90% per annum for deposits of 1 year. The interest rate slides down a few figures to 7.75% per annum for deposits that exceed the 1 year term.

      4th November 2015

    UCO Bank Fixed Deposit Reviews

    • UCO Fixed Deposit
      "FD account"
      0.5 5.0/5 "Blown Away!"
      I am using UCO bank FD. I dont get any tax benefits here. The rate of interest is 9.75% which is applicable for me . ( Normal interest + the staff rate is 1%) therefore I had been offered 9.75% interest rate. For a normal customer interest rate on FD is 8.25% and for senior citizen they are offering around 8.75%.
      Was this review helpful? 4
      , indore
      Reviewed on Dec 03, 2016
    • UCO Fixed Deposit
      "Offering the best interest rate"
      0.5 5.0/5 "Blown Away!"
      UCO Bank FD is as same as other banks. In case if a customer wishes to open a FD online. The first check point would be, a customer has to hold an account with the same bank, after checking the KYC information probably after which they can open a FD. Tax saver plan is really good, however I am not allowed to preclose the FD.
      Was this review helpful? 6
      , guntur
      Reviewed on Nov 02, 2016
    • UCO Fixed Deposit
      "Great!!!"
      0.5 4.0/5 "Great!"
      UCO bank is giving 9.2% interest rate for the fixed deposit with the minimum lock in period of five years. In case we plan to liquid the cash in between the liquid period there is no any extra charges. I visited the branch and avail the service
      Was this review helpful? 16
      , bhubaneshwar
      Reviewed on Dec 21, 2015
    • UCO Fixed Deposit
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      My grand parents were doing all their transactions with UCO bank only. So I have opened an fixed deposit account with them. Every month I am with drawing 10 k from this account. They are providing 10.30% as the interest rate which is good in market. I am loyal customer to them so there were no additional charges.
      Was this review helpful? 6
      , bangalore
      Reviewed on Nov 14, 2015
    • UCO Fixed Deposit
      "Average"
      0.5 3.0/5 "Satisfactory"
      My feedback for UCO FD is fine. Its neither good nor bad. The reason why I have opened a FD with UCO Bank is because I am holding a savings account with them. Interest rate offered by them was okay and its a single account and I have got FD certificate as well.
      Was this review helpful? 6
      , kolkata
      Reviewed on Sep 29, 2015
    • UCO Fixed Deposit
      "Good interest rate"
      0.5 5.0/5 "Blown Away!"
      I have 3-4 Fixed Deposit account in UCO Bank. Interest rate offered from UCO Bank for Fixed Deposit varies between 9.75%-10.0%. Most of my Fixed Deposits are at compound yearly deposits. Best thing from UCO Bank is: they do not have any additional charges for closing the Fixed Deposit before maturity.
      Was this review helpful? 3
      , lucknow
      Reviewed on Aug 25, 2015
    • UCO Fixed Deposit
      "Excellent options for FD opening"
      0.5 5.0/5 "Blown Away!"
      I opened one under UCO Thousand Scheme and other i opened UCO RDUSS in which you can put variable account in RD. I got very good interest till now. And the customer service they are providing is excellent since young officers are coming in bank nowadays
      Was this review helpful? 10
      , margao
      Reviewed on May 22, 2015
    • UCO Fixed Deposit
      "Good !!"
      0.5 4.0/5 "Great!"
      At any time we can walk in to the branch of UCO bank to close the Fixed deposit and there is no extra charge as well. Employees are good and they listen to customer queries and rectifying it as earlier. I am unable to recall the interest rate but it is affordable and gets accumulated in every six months period. UCO bank is well organized in all the aspects.
      Was this review helpful? 2
      , new delhi
      Reviewed on May 02, 2015
    • UCO Fixed Deposit
      "Good !!"
      0.5 5.0/5 "Blown Away!"
      First thing is reachability, secondly customer service and third the behavior of employees so everything is with UCO bank and they are deserving. Interest rate on Fixed Deposit is 9% and this is one time deposit where the rate will accumulate on end of every year.
      Was this review helpful? 9
      , lucknow
      Reviewed on Mar 12, 2015
    • UCO Fixed Deposit
      "Fixed deposit superb"
      0.5 5.0/5 "Blown Away!"
      uco bank fixed deposit gives me best maturity value as on date bank is giving rate of interest more than 8.75%. now days customer service of bank is good staff is giving quick response and now a days with ebanking facility we can fix our money sitting at home.
      Was this review helpful? 11
      , balotra
      Reviewed on Jan 07, 2015
    • UCO Fixed Deposit
      "uco bank fixed deposit"
      0.5 4.5/5 "Excellent!"
      uco bank fixed deposit gives me best maturity value as on date bank is giving rate of interest 8.75%. now days customer service of bank is good staff is giving quick response and now a days with ebanking facility we can fix our money sitting at home.
      Was this review helpful? 7
      , amethi
      Reviewed on Dec 20, 2014
    • UCO Fixed Deposit
      "Very easy to access"
      0.5 4.0/5 "Great!"
      UCO Bank fixed deposit is really good. They provide an inters rate of 8.75%. I am happy with the interest rate offered by them. Setting up this account was very easy. All I have to do is, I have to visit the Branch produce my documents and the best part is, they only asked for basic documents like Voters id and photo id and that is all my account was set up.
      Was this review helpful? 7
      , bhubaneshwar
      Reviewed on Dec 18, 2014
    • UCO Fixed Deposit
      "Good"
      0.5 5.0/5 "Blown Away!"
      The experience with UCO bank when I opted for a fixed deposit was not so good initially. In the later part when I got connected with the manager for the services it was good and co-operative. They helped me with all the details. The rate of interest provided was also satisfiable. The services was satisfactory on the whole.
      Was this review helpful? 6
      , bangalore
      Reviewed on Dec 07, 2014
    • UCO Fixed Deposit
      "UCO bank "
      0.5 5.0/5 "Blown Away!"
      I taken a fixed deposit with UCO bank. They offered Tax saver fixed deposit with very good interest. UCO Bank is very easy to access Fixed deposit...................UCO bank is good to customer support..................... Kept up UCO bank.............
      Was this review helpful? 21
      , hyderabad
      Reviewed on Aug 31, 2014
    • UCO Fixed Deposit
      "Good Service Overall"
      0.5 5.0/5 "Blown Away!"
      Fixed Deposit with UCO Bank they offered best interest rate at 9.10% when compare to other banks. My tenure plan for 5 years, on line facility is not available, i got receipt immediately, their is no charges, break facility is available. Usually they used to charge 1% of fees when we breaking our fixed deposit within 1 year
      Was this review helpful? 6
      , hyderabad
      Reviewed on Aug 27, 2014
    • UCO Fixed Deposit
      "Good customer service"
      0.5 4.0/5 "Great!"
      I am having my fixed deposit with UCO bank whereas they are very good. I have to renew the maturity amount. I am using locker facility. Needs more proper service on customer care wherein to get more customer satisfactions. No suggestions .
      Was this review helpful? 9
      , chennai
      Reviewed on Jul 15, 2014
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