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    Top 10 Fixed Deposit Schemes for 3 Years Tenures

    We found 120 Top 10 Fixed Deposit Schemes for 3 Years Tenures

    Institution Name
    Deposit Amount Range
    Tenure Range
    Interest Rate
    Up to ₹25L
    1 Year to 5 Years
    7.49% - 8.19% Monthly compounding
    Response Time Within 30 minutes
    Frills
    Documents
    Value Adds
    Up to ₹1Cr
    7 Days to 20 Years
    5% - 8.15% Quarterly compounding
    Response Time Within 30 minutes
    Frills
    What you'll love
    Documents
    Value Adds
    Up to ₹1Cr
    7 Days to 10 Years
    4% - 7.5% Quarterly compounding
    Response Time Within 30 minutes
    Frills
    What you'll love
    Documents
    Value Adds
    Up to ₹1Cr
    7 Days to 10 Years
    4.25% - 7% Monthly compounding
    Response Time Within 30 minutes
    Frills
    Documents
    Value Adds
    Up to ₹1Cr
    15 Days to 20 Years
    4.25% - 7.4% Monthly compounding
    Response Time Within 30 minutes
    Frills
    Documents
    Value Adds
    Up to ₹1Cr
    7 Days to 10 Years
    5.5% - 7.4% Monthly compounding
    Response Time Within 30 minutes
    Frills
    Documents
    Value Adds
    Up to ₹1Cr
    7 Days to 10 Years
    4% - 7% Monthly compounding
    Response Time Within 30 minutes
    Frills
    What you'll love
    Documents
    Value Adds
    NRI - FD
    Up to ₹1Cr
    1 Year to 5 Years
    6.2% - 7% Monthly compounding
    Response Time Within 30 minutes
    Frills
    Documents
    Value Adds
    NRI - FD
    Up to ₹1Cr
    1 Year to 10 Years
    6.75% - 6.9% Monthly compounding
    Response Time Within 30 minutes
    Frills
    What you'll love
    Documents
    Value Adds
    NRI - FD
    Up to ₹1Cr
    1 Year to 10 Years
    6.5% - 6.9% Monthly compounding
    Response Time Within 30 minutes
    Frills
    Documents
    Value Adds
    NRI - FD
    Up to ₹1Cr
    1 Year onwards
    6.25% - 6.5% Monthly compounding
    Response Time Within 30 minutes
    Frills
    What you'll love
    Documents
    Value Adds
    Up to ₹1Cr
    7 Days to 10 Years
    4% - 7.5% Quarterly compounding
    Response Time Within 30 minutes
    Frills
    What you'll love
    Documents
    Value Adds
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    Fixed Deposit BYTES FROM OUR KITCHEN

    One of the most commonly procured investment options by individuals in India due to the fact that it is one of the safest options available. Fixed Deposits guarantee the growth of idle savings into a healthy amount of money. Most individuals who do not earn high amounts would not wish to invest in a risky option such a Mutual Fund scheme, but Fixed Deposit investment options are one among the safest as there is no chance of investors losing their hard earned money. Fixed Deposit Schemes allow investors to deposit a certain amount of money over a fixed period of time such as a year to around 10 years.

    In addition to the above, applicants also receive a fixed amount of interest on their deposit based on the markets and also tenure of their deposit scheme. Longer the tenure, higher is the amount of interest availed. Various banks and financial institutions offer Fixed Deposits with varying rates of interests. The following list looks at the top 10 Fixed Deposit Schemes in India for a tenure of 3 years.

    Top 10 Fixed Deposit Schemes for 3 Years Tenure

    Listed below are some of the best schemes for a tenure of 3 Years.

    Shriram City Union Fixed Deposit for 3 Years

    Despite being an NBFC, Shriram City Finance is one of the most successful and trusted fixed deposit providers in the country. This NBFC offers an interest rate of 7.95% under the monthly compounding system, and 8.00% under the quarterly compounding system.

    Interest Rate & Compounding Amount Invested Tenure
    Under monthly compounding at 7.72% Less than Rs.1 crore 3 years
    Compounding quarterly at 7.77% Less than Rs.1 crore 3 years

    RBL Bank Three Years Fixed Deposit

    One of the most trusted but least advertised private sector banks in India – RBL Bank – has a range of options for fixed deposits in terms of tenure. The interest rates vary between 7.75% and 8.00% for deposits up to 3 years, depending on the amount invested. Senior citizens get a preferential interest rate ranging between 7.98% and 8.24%, depending on the amount invested, for the same tenure. The bank offers 5 different FD plans, depending on the needs of the customer.

    Interest Rate & Compounding Amount Invested Tenure
    Under monthly compounding at 7.85% Less than Rs.1 crore 3 years
    Compounding quarterly at 8.08% Less than Rs.1 crore 3 years

    Bandhan Bank 3 Years Fixed Deposit:

    Bandhan Bank is one of the foremost banks in the country and as part of its banking portfolio, offers a number of unique products and services to the general public. Fixed Deposits are one of their most procured products due to its high rate of interest and flexible tenures. This bank offers a number of unique FD schemes that can be chosen depending on the customer’s requirement. Senior citizens get an additional 0.5% interest rate on their fixed deposit investments. Interest is compounded every quarter.

    Interest Rate & Compounding Amount Invested Tenure
    Under quarterly compounding at 7.50% Less than Rs.1 crore 3 years

    Mahindra Finance Fixed Deposit for 3 Years

    Mahindra Finance is one of the most trusted NBFC in the country, providing premier products at competitive rates. One of the highest rates of interest is offered by this company. Interest can be compounded semi-annual, annual or even quarterly. Senior citizens receive an additional interest rate of 0.25% per annum. A minimum deposit of Rs.5,000 is required. Under the non-cumulative scheme, for a period of 3 years, the interest applicable is 8.05%.

    Interest Rate & Compounding Amount Invested Tenure
    Under half-yearly compounding at 7.90% Less than Rs.1 crore 3 years
    Compounding quarterly at 7.80% Less than Rs.1 crore 3 years

    Indian Post Office Fixed Deposit for 3 Years Tenure

    One of the most trusted financial institutions in the country, the Indian Post Office offers a number of schemes and products that are beneficial to the general public. The Indian Post Office offers the most widely available fixed deposit schemes in the country. Interest is compounded quarterly, but should be paid annual. The minimum amount of deposit is Rs.200 and further deposits should be in multiples of Rs.200. There is no maximum ceiling on the deposit amount.

    Interest Rate & Compounding Amount Invested Tenure
    Under monthly compounding at 7.3% Less than Rs.1 crore 3 years

    Sundaram Finance Fixed Deposit for 3 Years

    Sundaram Finance is one of the foremost NBFC’s in India, providing customers with economic fixed deposit options. Investors can choose between a monthly compounding interest or a quarterly compounding interest. The rate of interest depends on the term chosen by the individual.

    Interest Rate & Compounding Amount Invested Tenure
    Under monthly compounding at 7.21% Less than Rs.1 crore 3 years
    Compounding quarterly at 7.25% Less than Rs.1 crore 3 years

    LIC Housing Finance Limited Three Years Fixed Deposit

    One of the most highly rated financial companies within the country, The LIC Housing Finance Company has been given the FAAA rating by CRISIL. LIC Housing Finance Limited provides competitive interest rates. Senior citizens are offered an additional interest rate of 0.10%.

    Interest Rate & Compounding Amount Invested Tenure
    Under monthly compounding at 7.95% Upto Rs.5 crore 3 years

    ICICI Home Finance 3 Years FD

    ICICI is a name that is synonymous with the best in private banking along with trust. This finance company offers a variety of products and services. One of the most popular products offered is the fixed deposit scheme. This scheme can be compounded annual, monthly and quarterly. Interest rates are based on tenure chosen by the individual. Senior citizens receive an additional interest rate of 0.25% on their deposits.

    Interest Rate & Compounding Amount Invested Tenure
    Under monthly compounding at 7.65% Less than Rs.1 crore 3 years
    Compounding quarterly at 7.70% Less than Rs.1 crore 3 years
    Compounding yearly at 7.75% Less than Rs.1 crore 3 years

    Gruh Finance FD for 3 Years Tenure

    Gruh Finance Limited is a subsidiary of HDFC Ltd and provides a number of products and services. One of the popular products offered are fixed deposits. Customers can avail this option and procure a number of benefits such as tax benefits and premature withdrawal options. Interest is compounded monthly, annual and quarterly.

    Interest Rate & Compounding Amount Invested Tenure
    Under monthly compounding at 7.00% Less than Rs.1 crore 3 years
    Compounding quarterly at 7.25% Less than Rs.1 crore 3 years
    Compounding yearly at 7.50% Less than Rs.1 crore 3 years

    Shriram Transport Finance Company FD for 3 Years Tenure

    Shriram Transport Finance Company is name that commands respect in the financial world. This company provides fixed deposit schemes with competitive rates of interest. Interest is compounded annual, semi-annual, monthly or quarterly.

    Interest Rate & Compounding Amount Invested Tenure
    Under monthly compounding at 7.72% Less than Rs.1 crore 3 years
    Under quarterly compounding at 7.77% Less than Rs.1 crore 3 years
    Under semi-annual compounding at 7.85% Less than Rs.1 crore 3 years
    Under annual compounding at 8.00% Less than Rs.1 crore 3 years

    Updated on January, 2017

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