TJSB Sahakari Bank FD Rates

TJSB Bank Fixed Deposit Interest Rates: Deposits less than Rs.1 crore

General Interest Rates On Domestic Term Deposit (W.E.F.1 April 2025) 

Bulk Deposit Rates: Rs.1 crore and above

Note: The rates are effective from 1 April 2025. 

Features and Benefits of TJSB Bank FD 

The following are the features and benefits of TJSB Bank FD: 

1. TJSB Bank FD offers competitive interest rates along with flexible tenures, which suits the investment plan of the investors. 
2. There is no maximum deposit amount of FD. 

1. Depositors can open the FD account either online or offline by visiting the nearest branch of the bank. 
2. The minimum and maximum tenure of TJSB Bank FD is seven days and ten years, respectively. 
3. It comes with several interest payout options like quarterly, monthly, etc. 
4. The bank also offers easy as well as fast liquidity options. 
5. The nomination facility is also available in TJSB Bank FD. 

1. Investors can also avail a loan or overdraft facility against FD up to 85% of the FD amount. 
2. The depositors can also partly withdraw the FD amount and auto renew their FD. 
3. Apart from this, FCNR (Foreign Currency Non-Resident Account), NRO (Non-Resident Ordinary), and NRE (Non-Residential External) deposit are available. 
4. The bank offers tax benefits on amounts up to Rs.1.5 lakhs with the help of a tax-saving term deposit scheme. 

Who is Eligible for TJSB Bank FD? 

The following segments are eligible for TJSB Bank FD: 

1. Individual 
2. Hindu Undivided Families (HUFs) 
3. Minor 
4. Partnership firm 

1. Proprietary firm 
2. Limited Liability Partnership (LLP) 
3. Association of Persons (AOP) 
4. Company 
5. Body of Individuals (BOI) 

1. Trust 
2. Local Authority 
3. Registered Society 
4. Non-Resident Indian (NRI) 

How To Apply for TJSB Bank FD Account? 

TJSB Bank FD account can be opened both online and offline. 

Online 

The following are the steps to open a TJSB Bank FD account online: 

1. Firstly, visit the official website of TJSB Bank portal at wesit. 
2. Go to the ‘Deposits’ section and click on ‘Fixed Deposit’ from the drop down menu. 

1. Scroll down and click on ‘Apply Online’. 
2. You will be redirected to the online application form. 
3. Enter all your required details such as your first name, last name, mobile number, email id, state, city, and branch. 
4. Next, agree to the terms and conditions and click on ‘Submit’ button. 
5. One of the officials of the bank will get in touch with you for further steps. 

Offline 

The following are the steps to open TJSB Bank FD account offline: 

1. Visit the Fixed Deposit page of the bank and scroll down. 
2. Next, click on the ‘Fixed Deposit Application Form’ link. 

1. Download the offline application form. 
2. Visit the branch and submit the duly filled application form and enclose the scanned copies of the relevant documents. 
3. The bank officials will go through your documents. 
4. Once your documents are approved, you can make the payment to open the FD account. 

Documents Required 

The following are the list of the documents required to open TJSB Bank FD account: 

1. Passport 
2. Permanent Account Number (PAN) card 
3. Aadhar card 
4. Driving license 

1. Duly filled application form 
2. Voter ID card 
3. Utility bills 
4. Passport size photograph 

Types of TJSB Bank FD 

Now, let us have a look at the types of FDs offered by TJSB Bank: 

Quarterly Interest Deposit Scheme 

The following are the details of this scheme: 

Monthly Interest Deposit 

The following are the details of this scheme: 

Short Term Deposit 

The following are the details of this scheme: 

Cash Certificate Deposit 

The following are the details of this scheme: