Thane Bharat Sahakari Bank FD Rates

The Thane Bharat Sahakari Bank Limited Fixed Deposit (FD) offers an option to deposit lump sum amount for a particular period, ranging from seven days to ten years. The customers can choose any of the tenures provided by the Thane Bharat Sahakari Bank Limited.

As soon as the customers select the tenure, it will start start earning interest based on the tenure of the fixed deposit.

Updated On - 05 Sep 2025

Thane Bharat Sahakari Bank Limited Fixed Deposit Interest Rates

Period of Deposit 

For General Public & Registered CHS 

For Senior Citizen, Staff & Ex-Staff Member 

7 Days to 30 Days 

3.25% 

3.25% 

31 Days to 90 Days 

4.00% 

4.00% 

91 Days to 180 days 

5.75% 

5.75% 

181 Days to 1 Year 

6.00% 

6.00% 

Above 1 Year to 3 Years 

6.50% 

6.50% 

444 Days 

7.00% 

7.50% 

Above 3 Years to 10 Years 

6.25% 

6.50% 

Tax Benefit Scheme (60 Months) 

6.25% 

6.25% 

Note: Interest Rates are effective from 1 January 2024

Features and Benefits of Thane Bharat Sahakari Bank Limited FD

The following are the features and benefits of Thane Bharat Sahakri Bank Limited FD:

  1. The customers can open their FD account online or offline by visiting their nearest Thane Bharat Sahakari Bank Limited branch.
  2. The bank offers competitive interest rates with flexible tenures on FDs.
  3. FD tenures ranging from seven days to ten years.
  4. The bank offers various interest payout options like quarterly, monthly, yearly, etc.
  5. It offers fast and easy liquidity options.
  6. The customers can get tax benefit of amount up to Rs.1,50,000.
  7. Thane Bharat Sahakari Bank Limited provides additional interest rates to the senior citizens as compared to regular customers on FD.
  8. Auto renewal facility and part withdrawal facility are also available.

Who is Eligible for Thane Bharat Sahakari Bank Limited Fixed Deposit?

Any of the following persons is eligible to invest in fixed deposit:

  1. Minor
  2. Individual
  3. Hindu Undivided Family (HUF)
  4. Partnership Firm
  5. Proprietary Firm
  6. Company
  7. Limited Liability Partnership (LLP)
  8. Body of Individuals (BOI)
  9. Association of Persons (AOP)
  10. Trust
  11. Local Authority
  12. Registered Society
  13. Non Resident Indian (NRI)

FAQs on Thane Bharat Sahakari Bank FD Rates

  • Can I open an account in Thane Bharat Sahakari Bank online?

    Yes, you can open an account in Thane Sahakari Bank online and also by visiting the branch. 

  • Is there any penalty for premature withdrawal for fixed deposits in Thane Bharat Sahakari Bank?

    Yes, a 1% p.a. charge is applied for premature withdrawals. 

  • Are there tax deductions for fixed deposits?

    Yes, there are tax deductions for fixed deposits in Thane Bharat Sahakari Bank under Section 80C of the Income Tax Act 1961. 

  • What is the maximum limit for a fixed deposit amount?

    There is no maximum limit set for fixed deposit amounts in Thane Bharat Sahakari Bank. 

  • Can minors open a fixed deposit account in Thane Bharat Sahakari Bank?

    Yes, minors can open a fixed deposit account jointly with an adult.

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