Money won’t grow in your mattress.
It will grow in a Fixed Deposit!
Money won’t grow in your mattress.
It will grow in a Fixed Deposit!
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    Saraswat Bank FD Rates
     and 2 other FDs
    Institution Name
    Deposit Amount Range
    Tenure Range
    Interest Rate
    Up to ₹1Cr
    7 Days to 10 Years
    4.25% - 7.05% Monthly compounding
    Response Time Within 30 minutes
    Features
    Documents
    Good to Know
    NRI - FD
    Up to ₹1Cr
    1 Year to 5 Years
    6.5% - 6.8% Monthly compounding
    Response Time Within 30 minutes
    Features
    Documents
    Good to Know
    Up to ₹25L
    1 Year to 5 Years
    7.49% - 8.19% Monthly compounding
    Response Time Within 30 minutes
    Features
    Documents
    Good to Know
    Up to ₹25L
    1 Year to 5 Years
    7.75% - 8.5% Monthly compounding
    Response Time Within 30 minutes
    Features
    Highlights
    Documents
    Good to Know
    Saraswat Bank FD Rates is Rated as "Blown Away!" by 5 Users
    Fixed Deposit BYTES FROM OUR KITCHEN

    Saraswat Bank FD Rates

    Saraswat Bank offers its customers with the most competitive fd interest rates in the market for short term fixed deposit accounts.

    The rate of interest is a constant 6% p.a. across tenures of short durations. Saraswat Bank offers a range of tenures for customers to choose from. This allows the depositor to choose a tenure that meets his/her specific preference. By keeping the rate of interest a standard 6% pa Saraswat Bank ensures that investors with shorter deposit durations do not receive a discounted rate of interest.

    This rate of interest is also applicable to senior citizens.

    All of the tenure options seem like good investment options in this category.

    The updated list of Saraswat Bank FD Rates, for Regular and Senior Citizen, is listed below:

    Tenure Regular FD rates Senior Citizen FD Rates
    15 days to 30 days 4.25 4.25
    31 days to 90 days 4.75 4.75
    91 days  to 179 days 5.25 5.25
    180 days up to1 year 6.35 6.6
    Above 1 year up to 24 months 6.35 6.6
    Above 24 months up to 36 months 6.40 6.65
    Above 36 months up to 60 months 6.40 6.65
    Above 60 months  and upto 120 months 6.40 6.65

     

    Saraswat Bank Medium and Long Term Fixed Deposit Interest Rates

    Saraswat Bank has been known for years to provide its customers with high returns on medium and long term fixed deposit account while ensuring to provide extremely appealing rates of interest.

    Fixed Deposit account with tenures of 6 months and 9 months are given an interest rate of 5.25% p.a. and 6.5% Interest rate of 6.8% p.a. is given to fixed deposit account with tenures of above 1 year up to 24 months in the long term category, tenures of above 24 months up to 60 months seem to show good returns.

    Long tenure of above 24 months receives interest at the rate of 6.8% p.a. Tenures of 3 years are offered with an table interest rate of 6.7% p.a. Tenures of above 60 months up to 120 months are levied with an interest rate of 6.6% p.a .

    Saraswat Bank Senior Citizen Fixed Deposit Interest Rates

    Saraswat Bank offers an additional 0.25% p.a. over the current rack rates for senior citizens for fixed deposit account tenures ranging between 1 year and 10 years.

    In the Senior Citizen category, tenures ranging from 1 year to 2 years seem to provide sustainable returns. Tenures of 2 years and 5 years also look promising.

    SARASWAT BANK FD Rates Reviews

    • review Fixed Deposit
      "Good bank"
      0.5 5.0/5 "Blown Away!"
      Saraswat bank is a very good they are not providing many benefits. This was taken for a period of 5 years. This was opened through the Branch and I had got the FD receipt and the branch response was good. The rate of interest offered by them was very less its just 7%.
      Was this review helpful? 1
      , mumbai
      Reviewed on Nov 14, 2016
    • review Fixed Deposit
      "Splendid service"
      0.5 5.0/5 "Blown Away!"
      Exemplary service offered by Saraswat Bank, as they provide very good response to their customer. They try to provide special attention to each and every customers who walks in to the Branch and they offer personalized service too. I am holding fixed deposit since 1997, I am happy with the rates as its great and overall its been splendid.
      Was this review helpful? 5
      , mumbai
      Reviewed on Oct 21, 2014
    • review Fixed Deposit
      "Developing now"
      0.5 4.0/5 "Great!"
      Fine. their customer service and their response. Nearby to my residence itself so I preferred. SARASWAT COOPERATIVE BANK was the Second largest bank in cooperative sector. Developing in their sectors. Bank is normal actually interest rates are good. Now the rate of interest more or less same in fixed deposit.I kept it for 3 years.
      Was this review helpful? 3
      , mumbai
      Reviewed on Aug 08, 2014
    • review Fixed Deposit
      "Excellent "
      0.5 5.0/5 "Blown Away!"
      One year ago I have created a fixed deposit with Saraswat Co-operative bank considering the high rate of interest offered at that time. I also have a joint account with them and I have experienced a good customer service. Online facility is also available to manage the fixed deposit.
      Was this review helpful? 4
      , mumbai
      Reviewed on Jul 10, 2014
    • review Fixed Deposit
      "Hellpful and knowledgeable"
      0.5 4.0/5 "Great!"
      As this is the new bank and the people who are inside the bank are newly recruited, they are too helpful and knowledgeable and they know the customers needs to satisfy. Opening of the fixed deposit is so simple where we need to fill in the application and submit. They offer good interest rate.
      Was this review helpful? 8
      , mumbai
      Reviewed on Jun 27, 2014
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