RBL Bank Senior Citizen FD Rates 2025
Ratnakar Bank Limited (RBL) Bank offers fixed deposit schemes with attractive interest rates for Indian citizens who have attained 60 years of age. Senior citizens can avail of an additional interest rate of 0.50% p.a. when compared to regular interest rates.
The interest rates for this scheme lies between 4.00% p.a. to 8.25% p.a. for deposits less than Rs.3 crore.
Features of Senior Citizen Fixed Deposits
- Individuals with RBL Bank accounts can open a fixed deposit via internet banking.
- Interest payout is available on a monthly and quarterly basis. You can also choose to keep the interest invested till the fixed deposit matures.
- You can use net banking and mobile banking to open a fixed deposit.
- The tenure ranges from 7 days to 10 years.
- Partial or premature withdrawal is available.
- Nomination facility is available.
RBL Bank Senior Citizen Fixed Deposit Interest Rates
Given below are the FD interest rates for senior citizens for deposits less than Rs.3 crore.
Tenure | Interest Rates for Senior Citizens (p.a.) |
7 days to 14 days | 4.00% |
15 days to 45 days | 4.50% |
46 days to 90 days | 5.00% |
91 days to 180 days | 5.25% |
181 days to 240 days | 6.00% |
241 days to 364 days | 6.55% |
365 to 452 days (12 months to less than 15 months) | 8.00% |
453 days to 499 days (15 months to less than 16 months 14 days) | 8.00% |
500 days | 8.25% |
501 days to 545 days (16 months 16 days to 36 months) | 8.00% |
36 months 1 day to 60 months 1 day | 7.60% |
60 months 2 days to 120 months | 7.50% |
Tax Savings Fixed Deposit (60 months) | 7.60% |
Note: Interest rates applicable from 25 April 2025. and are subject to change without prior notice.
FAQs on RBL Bank Senior Citizen FD Rates
- What is the fixed deposit interest rate offered by RBL Bank to senior citizens?
The interest rate offered by RBL Bank to senior citizens ranges between 4.00% p.a. and 8.25% p.a.
- What is the tenure for senior citizen fixed deposits?
RBL Bank offers fixed deposits with tenures ranging between 7 days to 10 years.
- Is premature withdrawal of fixed deposits allowed?
Yes, premature withdrawal of a fixed deposit is allowed.
- What is the penalty for premature withdrawal?
Senior citizens will not be charged any penalty for premature withdrawal of fixed deposits.
- Is a nomination facility available?
Yes, RBL Bank offers a nomination facility on fixed deposits.
- Can I open a fixed deposit through internet banking?
Yes. If you are an existing RBL Bank account holder, you can easily open a fixed deposit internet banking.
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