PNB Housing Finance's fixed deposit scheme interest rates range from 5.90% p.a. to 6.70% p.a. for tenures that range from one year to 10 years. Senior citizens are offered an additional interest rate of 0.25% p.a. for deposits of up to Rs.1 crore.
The following are the different types of PNB Housing Finance fixed deposits:
The following are the features of the PNB Housing Finance FD scheme:
The term deposit interest rates for deposits below Rs.2 crore, for non-cumulative and cumulative deposits, are as given below:
|Fixed Deposit Interest Rates (up to Rs.5 crore)|
|Tenure (Months)||Cumulative Option ROI (p.a.)||Non-Cumulative Option ROI (p.a.)|
|Tenure||ROI (p.a.)||Tentative yield to maturity||Monthly||Quarterly||Half Yearly||Annual|
|12 months to 23 months||5.90%||5.90%||5.74%||5.77%||5.81%||5.90%|
|24 months to 35 months||6.15%||6.34%||5.98%||6.01%||6.05%||6.15%|
|36 months to 47 months||6.60%||7.05%||6.40%||6.44%||6.49%||6.60%|
|48 months to 59 months||6.60%||7.28%||6.40%||6.44%||6.49%||6.60%|
|60 months to 71 months||6.70%||7.66%||6.50%||6.53%||6.59%||6.70%|
|72 months to 84 months||6.70%||7.93%||6.50%||6.53%||6.59%||6.70%|
Note: the interest rates mentioned in the table are effective from 28 November 2020.
The documents required to open an FD account with PNB Housing Finance are PAN card and Aadhaar.
You can deposit the amount for PNB Housing Finance FD through a Cheque Management System (CMS), cheque, or through the net banking facility.
The Company or Corporate Fixed Deposit of PNB Housing Finance can be opened with a minimum deposit of Rs.10 lakh.
The maximum tenure for PNB Housing Finance Non-Resident Indians (NRI) fixed deposit is three years.
Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.