PNB Housing Finance FD 2025

The following are the features of the PNB Housing Finance FD scheme:

1. High interest rates ranging from 5.90% p.a. to 6.70% p.a.
2. Highest term deposit rate: 6.70% p.a. for tenures ranging from 5 years up to 10 years
3. Range of maturities: 1 year to 10 years
4. Minimum deposit amount: Rs.10,000
5. Senior citizens get an additional interest rate of 0.25% p.a. for deposits of up to Rs.1 crore
6. Interest payment options: Monthly, quarterly, half-yearly or annual basis for non-cumulative deposit and annual basis for cumulative deposit
7. Premature withdrawal is allowed after 3 months from the deposit date
8. Auto-renewal facility available
9. Loan facility available of up to 75% of deposit amount
10. Joint fixed deposit can be opened with up to 3 holders

Eligibility Criteria for PNB Housing Finance FD Account

1. Individual citizens of India
2. Members of a Hindu Undivided Family (HUF)
3. Corporate entities

Documents Required for Individuals to Apply for PNB Housing Finance FD

The documents required to open an FD account with PNB Housing Finance are PAN card and Aadhaar.