Oriental Bank of Commerce Fixed Deposit Rates
Oriental Bank of Commerce (OBC) has been merged with Punjab National Bank (PNB). The latest fixed deposit rates are given below.
Table of Contents
Oriental Bank of Commerce (OBC) Term Deposit rates: Below Rs.2 Crore
Tenure | Rate of Interest for General Public (p.a.) | Rate of Interest for Senior Citizens (p.a.) | Rate of Interest for Super Senior Citizens (p.a.) |
7 to 14 Days | 3.50 | 4.00 | 4.30 |
15 to 29 Days | 3.50 | 4.00 | 4.30 |
30 to 45 Days | 3.50 | 4.00 | 4.30 |
46 to 60 Days | 4.50 | 5.00 | 5.30 |
61 to 90 Days | 4.50 | 5.00 | 5.30 |
91 to 179 Days | 4.50 | 5.00 | 5.30 |
180 to 270 Days | 6.00 | 6.50 | 6.80 |
271 Days to less than 1 Year | 6.25 | 6.75 | 7.05 |
1 Year | 6.75 | 7.25 | 7.55 |
More than 1 Year to 399 Days | 6.80 | 7.30 | 7.60 |
400 Days | 7.25 | 7.75 | 8.05 |
401 Days to 443 days | 6.80 | 7.30 | 7.60 |
444 Days | 6.80 | 7.30 | 7.60 |
445 Days to 2 Years | 6.80 | 7.30 | 7.60 |
above 2 years and up to 3 years | 7.00 | 7.50 | 7.80 |
above 3 years and up to 5 years | 6.50 | 7.00 | 7.30 |
above 5 years and up to 10 years | 6.50 | 7.30 | 7.30 |
Note: These interest rates are effective from 1 January 2024. The interest rates can be revised at the bank's discretion.
OBC Short-Term Fixed Deposit Rates
- Range of tenure: 7 days and less than year
- Range of rates: 3.00% p.a. to 4.50% p.a.
- Highest FD interest rate for short-term deposit: 4.50% p.a. for the tenure of 271 days to less than a year.
OBC Medium-Term FD Interest Rates
- Maturities available: 1 year and 5 years
- Range of rates: 6.75% p.a. to 6.50% p.a.
- Highest FD interest rate for medium-term deposit: 6.50% p.a. for a tenure of above 3 years up to 5 years.
OBC Long-Term Deposit Rates
- Period of deposit: 5 years to 10 years
- Rate of interest: 6.50% p.a.
OBC Fixed Deposit interest rates: Above Rs. 2 Crore
Tenure | Rate of Interest (p.a.) |
7 days to 14 days | 6.00 |
15 days to 29 days | 6.00 |
30 days to 45 days | 6.00 |
46 days to 60 days | 6.40 |
61 days to 90 days | 6.60 |
91 to 179 days | 6.50 |
180 days to 270 Days | 6.65 |
271 days to less than 1 year | 6.75 |
1 year | 7.00 |
above 1 year and up to 399 days | 6.50 |
400 days | 6.50 |
401 days to 443 days | 6.50 |
444 days | 6.50 |
445 days to 2 years | 6.50 |
above 2 year and up to 3 years | 6.50 |
above 3 years and up to 5 years | 6.25 |
above 5 years and up to 10 years | 5.60 |
Note: These interest rates are effective from 1 January 2024. The interest rates can be revised at the bank's discretion.
FAQs on Oriental Bank of Commerce Fixed Deposit Rates
- What FD schemes does the Oriental Bank of Commerce offer?
Flexi Fixed Deposit, Tax Saving Term Deposit, Progressive Deposit General, and Varishtha Samman Deposit Scheme are the four FD schemes offered by Oriental Bank of Commerce.
- What is the tenure for FD schemes opened with Oriental Bank of Commerce?
A fixed deposit account can be opened for any duration between seven days and ten years. You receive your initial deposit amount plus any earned interest when your deposit matures.
- Is it possible for me to put more money into my Oriental Bank of Commerce FD account?
No, you cannot put extra money into your FD account. The only time the sum can be deposited is when the account is first opened. You'll need a new FD account if you wish to invest any more money.
- Who can apply for Oriental Bank of Commerce fixed deposit account?
Salaried Professionals, self-employed Individuals, sole proprietary concerns, partnership firms, companies, trusts, and associations can open a fixed deposit account with Oriental Bank of Commerce.
- Can I open a fixed deposit account with Oriental Bank of Commerce through online method?
Yes, you can open a fixed deposit account with Oriental Bank of Commerce through the online method.
Disclaimer
Credit Card:
Credit Score:
Personal Loan:
Home Loan:
Fixed Deposit:
Copyright © 2025 BankBazaar.com.