Oriental Bank of Commerce (OBC) is one bank where you can get a variety of Fixed Deposit (FD) options and great interest rates. The main advantage that this bank offers when compared to others is their diverse range of deposit options.
FD rates can be changed at the bank’s discretion with changes in market rate cycles. This can make it hard for depositors to ascertain the latest rates on offer from the bank and to choose the most beneficial scheme. OBC lets customers deposit savings and extra funds for varying tenures which can be for short terms, medium term, and long terms depending on individual requirements.
The below table lets customers view the latest rates offered by the bank. All changes made by the bank to any of its FD schemes is captured here on a real-time basis.The updated list of OBC Bank FD Rates, for General and Senior Citizen are listed below
Note: Oriental Bank of Commerce (OBC) have merged with Punjab National Bank from 1 April 2020
| Tenure | Interest rate offered to general citizens (p.a.) | Interest rate offered to senior citizens (p.a.) |
|---|---|---|
| 7 days to 14 days | 3.25% | 4.00% |
| 15 days to 29 days | 3.25% | 4.00% |
| 30 days to 45 days | 3.25% | 4.00% |
| 46 days to 90 days | 3.25% | 4.00% |
| 91 days to 179 days | 4.00% | 4.75% |
| 180 days to 270 days | 4.50% | 5.25% |
| 271 days to less than a year | 4.75% | 5.50% |
| 333 days | 4.75% | 5.50% |
| 1 year | 5.50% | 5.50% |
| 444 days | 5.50% | 6.25% |
| 555 days | 5.50% | 6.25% |
| 1 year 1 day to 2 years | 5.50% | 6.25% |
| 2 years 1 day to 3 years | 5.50% | 6.25% |
| 3 years 1 day to 5 years | 5.40% | 6.25% |
| 5 years 1 day to 10 years | 5.40% | 6.25% |
*The OBC Fixed Deposit rates tend to vary at the discretion of the bank. The rates of interest given here are valid as of 1st June 2020.
| Tenure | Interest rate offered to general citizens (p.a.) |
|---|---|
| 7 days to 14 days | 3.00% |
| 15 days to 29 days | 3.00% |
| 30 days to 45 days | 3.00% |
| 46 days to 90 days | 3.00% |
| 91 days to 179 days | 3.25% |
| 180 days to 270 days | 3.25% |
| 271 days to less than a year | 3.25% |
| 333 days | 3.35% |
| 1 year | 3.50% |
| 444 days | 3.50% |
| 555 days | 3.50% |
| 1 year 1 day to 2 years | 3.50% |
| 2 years 1 day to 3 years | 3.50% |
| 3 years 1 day to 5 years | 3.50% |
| 5 years 1 day to 10 years | 3.50% |
*The OBC Fixed Deposit rates tend to vary at the discretion of the bank. The rates of interest given here are valid as of 1st June 2020.
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