Oriental Bank of Commerce Fixed Deposit Rates
Oriental Bank of Commerce (OBC) has been merged with Punjab National Bank (PNB). The latest fixed deposit rates can be found on the Punjab National Bank FD page.
Table of Contents
Oriental Bank of Commerce (OBC) Term Deposit rates: Below Rs.2 Crore
Tenure | Rate of Interest for General Public (p.a.) | Rate of Interest for Senior Citizens (p.a.) | Rate of Interest for Super Senior Citizens (p.a.) |
7 to 14 Days | 3.00 | 3.50 | 3.80 |
15 to 29 Days | 3.00 | 3.50 | 3.80 |
30 to 45 Days | 3.00 | 3.50 | 3.80 |
46 to 60 Days | 4.50 | 5.00 | 5.30 |
61 to 90 Days | 4.50 | 5.00 | 5.30 |
91 to 179 Days | 4.90 | 5.40 | 5.70 |
180 to 270 Days | 5.60 | 6.10 | 6.40 |
271 Days to 302 Days | 5.60 | 6.10 | 6.40 |
303 Days | 5.50 | 6.00 | 6.30 |
304 Days to 1 Year | 5.60 | 6.10 | 6.40 |
1 Year | 6.25 | 6.75 | 7.05 |
1 Year to 389 days | 6.40 | 6.90 | 7.20 |
390 Days | 6.60 | 7.10 | 7.40 |
391 Days to 505 Days | 6.40 | 6.90 | 7.20 |
506 Days | 6.30 | 6.80 | 7.10 |
507 Days to 2 years | 6.40 | 6.90 | 7.20 |
2 years to 3 years | 6.40 | 6.90 | 7.20 |
3 years to 1203 Days | 6.25 | 6.75 | 7.05 |
1204 Days | 6.15 | 6.65 | 6.95 |
1205 Days to 5 years | 6.25 | 6.75 | 7.05 |
5 years to 1894 Days | 6.00 | 6.80 | 6.80 |
1895 Days | 5.85 | 6.65 | 6.65 |
1896 Days to 10 years | 6.00 | 6.80 | 6.80 |
Note: These interest rates are effective from 1 September 2025 .The interest rates can be revised at the bank's discretion.
OBC Short-Term Fixed Deposit Rates
- Range of tenure: 7 days and less than year
- Range of rates: 3.00% p.a. to 5.60% p.a.
- Highest FD interest rate for short-term deposit: 5.60% p.a. for the tenure of 271 days to less than a year.
OBC Medium-Term FD Interest Rates
- Maturities available: 1 year and 5 years
- Range of rates: 6.15% p.a. to 6.40% p.a.
- Highest FD interest rate for medium-term deposit: 6.40% p.a. for a tenure of above 3 years up to 5 years.
OBC Long-Term Deposit Rates
- Period of deposit: 5 years to 10 years
- Rate of interest: 5.85% p.a. to 6.00% p.a.
OBC Fixed Deposit interest rates: Above Rs. 3 Crore
Tenure | Rate of Interest (p.a.) |
7 days to 14 days | 4.50 |
15 days to 29 days | 5.00 |
30 days to 45 days | 5.00 |
46 days to 60 days | 5.00 |
61 days to 90 days | 5.00 |
91 to 179 days | 5.00 |
180 days to 270 Days | 5.80 |
271 days to 302 days | 6.00 |
303 days | 5.90 |
304 days to less than one year | 6.00 |
1 year | 6.25 |
1 year to 389 days | 6.40 |
390 days | 6.60 |
391 days to 505 days | 6.40 |
506 days | 6.30 |
507 days to 2 years | 6.40 |
2 years to 3 years | 6.40 |
3 years to 1203 days | 5.50 |
120 days | 5.40 |
1205 days to 5 years | 5.50 |
5 years to 1894 days | 5.60 |
1895 days | 5.45 |
1895 days to 10 years | 5.60 |
Note: These interest rates are effective from 1 September 2025. The interest rates can be revised at the bank's discretion.
FAQs on Oriental Bank of Commerce Fixed Deposit Rates
- What FD schemes does the Oriental Bank of Commerce offer?
Flexi Fixed Deposit, Tax Saving Term Deposit, Progressive Deposit General, and Varishtha Samman Deposit Scheme are the four FD schemes offered by Oriental Bank of Commerce.
- What is the tenure for FD schemes opened with Oriental Bank of Commerce?
A fixed deposit account can be opened for any duration between seven days and ten years. You receive your initial deposit amount plus any earned interest when your deposit matures.
- Is it possible for me to put more money into my Oriental Bank of Commerce FD account?
No, you cannot put extra money into your FD account. The only time the sum can be deposited is when the account is first opened. You'll need a new FD account if you wish to invest any more money.
- Who can apply for Oriental Bank of Commerce fixed deposit account?
Salaried Professionals, self-employed Individuals, sole proprietary concerns, partnership firms, companies, trusts, and associations can open a fixed deposit account with Oriental Bank of Commerce.
- Can I open a fixed deposit account with Oriental Bank of Commerce through online method?
Yes, you can open a fixed deposit account with Oriental Bank of Commerce through the online method.
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