• Oriental Bank of Commerce Fixed Deposit Rates

    Oriental Bank of Commerce (OBC) has been merged with Punjab National Bank (PNB). The latest fixed deposit rates are given below.

    Oriental Bank of Commerce (OBC) Term Deposit rates: Below Rs.2 Crore

    Tenure Regular FD Rates (p.a.) Senior Citizen FD Rates (p.a.)
    7 days to 14 days 3.00% 3.50%
    15 days to 29 days 3.00% 3.50%
    30 days to 45 days 3.00% 3.50%
    46 days to 90 days 3.25% 3.75%
    91 days to 179 days 4.00% 4.50%
    180 days to 270 days 4.40% 4.90%
    271 days to less than a year 4.50% 5.00%
    1 year 5.20% 5.70%
    Above 1 year and up to 2 years 5.20% 5.70%
    Above 2 years and up to 3 years 5.20% 5.70%
    Above 3 years and up to 5 years 5.30% 5.80%
    Above 5 years and up to 10 years 5.30% 5.80%

    Note: These interest rates are effective from 1 January 2021. The interest rates can be revised at the bank's discretion.

    OBC Short-Term Fixed Deposit Rates

    • Range of tenure: 7 days and less than year
    • Range of rates: 3.00% p.a. to 4.50% p.a.
    • Highest FD interest rate for short-term deposit: 4.50% p.a. for the tenure of 271 days to less than a year.

    OBC Medium-Term FD Interest Rates

    • Maturities available: 1 year and 5 years
    • Range of rates: 5.20% p.a. to 5.30% p.a.
    • Highest FD interest rate for medium-term deposit: 5.30% p.a. for a tenure of above 3 years up to 5 years.

    OBC Long-Term Deposit Rates

    • Period of deposit: 5 years to 10 years
    • Rate of interest: 5.30% p.a.

    OBC Fixed Deposit interest rates: Above Rs. 2 Crore

    Tenure Regular FD Rates (p.a.) Senior Citizen FD Rates (p.a.)
    7 days to 14 days 3.00% N/A
    15 days to 29 days 3.00% N/A
    30 days to 45 days 3.00% N/A
    46 days to 90 days 3.00% N/A
    91 days to 179 days 3.00% N/A
    180 days to 270 days 3.10% N/A
    271 days to less than a year 3.10% N/A
    1 year 3.25% N/A
    Above 1 year and up to 2 years 3.25% N/A
    Above 2 years and up to 3 years 3.00% N/A
    Above 3 years and up to 5 years 3.00% N/A
    Above 5 years and up to 10 years 3.00% N/A

    Note: These interest rates are effective from 1 November 2020. The interest rates can be revised at the bank's discretion.

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