Odisha Gramya Bank FD Rates
The Odisha Gramya Bank offers its customers a fixed deposit scheme. Under this scheme a customer can open a fixed deposit account for a maximum of 10 years.
The bank also offers loan facility against the fixed deposit to its customer.
Odisha Gramya Bank Fixed Deposit Scheme Features
The various features of the Odisha Gramya Bank Fixed Deposit Scheme are mentioned below:
Account type | Single or Joint |
Deposits | Minimum: Rs.100 |
Tenure | Minimum: 7 days Maximum: 10 years |
Premature withdrawal | Available |
Loan facility | Available |
Nomination facility | Available |
Odisha Gramya Bank Fixed Deposit Scheme Interest Rates for Deposits Upto Rs.50 Lakh
The interest rates for the Odisha Gramya Bank fixed deposit scheme for deposits up to Rs.50 lakh are given below:
Period | Interest Rates for General Public (p.a.) | Interest Rates for Senior Citizens (p.a.) |
7-14 days | 2.80 | 2.80 |
15-29 days | 2.80 | 2.80 |
30-45 days | 3.00 | 3.00 |
46-60 days | 3.00 | 3.00 |
61-90 days | 3.00 | 3.00 |
91-120 days | 4.00 | 4.00 |
121-150 days | 4.00 | 4.00 |
151-179 days | 4.00 | 4.00 |
180-210 days | 4.50 | 5.00 |
211-270 days | 4.50 | 5.00 |
271 days to less than 1 year | 4.65 | 5.15 |
One year only | 6.25 | 6.75 |
More than 1 year to less than 2 years | 6.30 | 6.80 |
2 years to less than 3 years | 6.40 | 6.90 |
3 years to less than 5 years | 6.20 | 6.70 |
5 years & up to 8 years | 6.10 | 6.60 |
8 years and above (up to 10 years) | 6.00 | 6.5 |
300 days | 6.90 | 7.40 |
500 Days | 7.00 | 7.50 |
Tax Saver Deposit Scheme | 6.10 | 6.10 |
Note: These interest rates are effective since 4 April 2024 and can be changed as per the Bank's rules and regulations.
Odisha Gramya Bank Fixed Deposit Scheme Eligibility
The eligibility criteria for Odisha Gramya Bank fixed deposit scheme are given below:
- Indian citizens above the age of 18
- Minors along with their guardians
- Joint stock companies
- Hindu Undivided Family (HUF)
- Firms
- Sole proprietary concerns
How to Open a Fixed Deposit Account with Odisha Gramya Bank
You should visit the nearest branch of the Odisha Gramya Bank to open a fixed deposit account. A representative of the bank will guide you through the process.
FAQs on Odisha Gramya Bank FD Rates
- What is the minimum tenure for the Odisha Gramya Bank Fixed Deposit Scheme?
The minimum tenure for the Odisha Gramya Bank Fixed Deposit Scheme is 1 year.
- Does Odisha Gramya Bank Fixed Deposit Scheme offer any special interest rates to senior citizens?
Yes, Odisha Gramya Bank Fixed Deposit Scheme offers 0.50% extra interest rates to senior citizens.
- Does Odisha Gramya Bank Fixed Deposit Scheme offers nomination facility?
Yes, Odisha Gramya Bank Fixed Deposit Scheme offers nomination facility.
- What is the minimum deposit amount for Odisha Gramya Bank Fixed Deposit Scheme?
The minimum deposit amount for Odisha Gramya Bank Fixed Deposit Scheme is Rs.100.
- Does Odisha Gramya Bank Fixed Deposit Scheme allows premature withdrawal of the fixed deposit?
Yes, Odisha Gramya Bank Fixed Deposit Scheme allows premature withdrawal of the fixed deposit.
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