Nagpur Nagarik Sahakari Bank FD Rates

A fixed deposit (FD) is a financial instrument that lets you invest your money for a certain period of time and receive high returns at a fixed rate of interest.

Nagpur Nagarik Sahakari Bank, a leading cooperative bank, offers fixed deposits with flexible tenures ranging from 15 days to five years.

Updated On - 05 Sep 2025

The interest rates offered on this bank's fixed deposits range from 3.50% p.a. to 5.00% p.a. Nagpur Nagarik Sahakari Bank offers an additional interest rate of 0.50% to senior citizens on fixed deposits with tenures of one year and above.

Features and Benefits of Nagpur Nagarik Sahakari Bank Fixed Deposit

The features and benefits of fixed deposits offered by Nagpur Nagarik Sahakari Bank are:

  1. Attractive interest rates ranging from 3.50% p.a. to 5.00% p.a.
  2. Additional interest rates for senior citizens.
  3. Flexible tenures ranging from 15 days to five years.
  4. Premature withdrawal facility is available.

Nagpur Nagarik Sahakari Bank FD Interest Rates

The interest rates for fixed deposits offered by Nagpur Nagarik Sahakari Bank are mentioned in the table below:

Tenure

General Public Interest Rates p.a.

Senior Citizen Interest Rates p.a.

15 days - 90 days

3.50%

3.50%

91 days - 180 days

4.00%

4.00%

181 days - 364 days

4.50%

4.50%

365 days

5.00%

5.50%

13 months - 24 months

4.75%

5.25%

25 months - 60 months

4.50%

5.00%

Kamdhenu Deposit Scheme (60 months)

5.50%

6.00%

Documents Required for Nagpur Nagarik Sahakari Bank Fixed Deposit

The following documents are required to open a fixed deposit with Nagpur Nagarik Sahakari Bank:

  1. Proof of identity: Aadhaar card, ration card, voter ID, driving licence, etc.
  2. Proof of address: Electricity bill, ration card, telephone bill, passport, etc.

FAQs on Nagpur Nagarik Sahakari Bank Fixed Deposit Interest Rates

  • What is the interest rate offered by Nagpur Nagarik Sahakari Bank on its fixed deposits?

    The interest rates offered by Nagpur Nagarik Sahakari Bank on its fixed deposits range from 3.50% p.a. to 5.00% p.a.

  • Will a senior citizen get an additional interest rate on a fixed deposit?

    Yes, Nagpur Nagarik Sahakari Bank offers an additional interest rate of 0.50% to senior citizens on fixed deposits with tenures of one year and above.

  • Can I withdraw my fixed deposit before it matures?

    Yes, you can withdraw your fixed deposit before maturity.

  • What is the penalty for the premature withdrawal of a fixed deposit?

    A penalty of 1% is applicable on the premature withdrawal of a fixed deposit.

  • What is the interest rate offered on the Kamdhenu deposit scheme?

    The interest rates offered on the Kamdhenu deposit scheme to the general public and senior citizens are 5.50% p.a. and 6.00% p.a., respectively.

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