Muthoot Capital Fixed Deposit 2025

Some of the features and benefits of Muthoot Capital Fixed Deposit are:

1. Guaranteed returns - Depending on the deposit amount and the tenure chosen, you will earn a maturity amount which you can use to meet your various financial requirements.
2. Develop the habit of saving - Opening an FD account is a good way to start inculcating the habit of saving. FD is also an extremely safe and secure investment tool.
3. Easily withdrawable - Once your FD account is matured, the maturity amount will be credited directly to the bank account linked. You can then withdraw the money as per your convenience. In case you have to withdraw a certain amount before maturity, you can surely get in touch with the lender to know the process.
4. Flexible interest payouts - Muthoot Capital FD offers flexible interest payouts. You can choose the option of either receiving your payout on a monthly, or annual basis, or only when your account is matured.

Muthoot Capital Fixed Deposit Interest Rate

Scheme A: Non-Cumulative Deposits, Monthly Interest Plan

Scheme B: Non-Cumulative Deposits, Annual Interest Plan

Scheme C: Cumulative Deposits, Maturity Plan

Note: Interest rates are effective from October 2023.

Who can apply for Muthoot Capital FD

1. Individuals, Hindu Undivided Family (HUFs), and Trusts.
2. Guardians will make the deposit in case the account is opened in the name of a minor.

How to apply for Muthoot Capital FD

1. Click on the website.
2. On the top right-hand side of the page, click on 'Apply Now' button.

1. Enter your name, email ID, and mobile number.
2. A One-Time Password (OTP) will be sent to your mobile number. Enter the OTP.
3. Enter the captcha code in the box given and click on 'Continue'.
4. Make sure all the details provided by you are correct.
5. You can make the deposit payment either by cheque or demand draft which should be drawn on a scheduled bank and payable at Kochi. The cheque/demand draft should be addressed in favor of 'Muthoot Capital Services' and by 'A/C PAYEE ONLY'.
6. The payment of interest and principal amount will either be credited to your bank account or a cheque will be sent to you.

Muthoot Finance Fixed Deposit Calculator

On visiting the Muthoot Finance Fixed Deposit section on the lender's website, you can avail the fixed deposit calculator facility available.

Step 1: Select the type of deposit account.

Step 2: Select 'Category'.

Step 3: Enter the deposit amount.

Step 4: Enter the tenure.

Step 5: Click on 'Calculate Interest'.