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    Bank of Maharashtra Mixie Deposit Scheme

    The Mixie Deposit Scheme from Bank of Maharashtra is a combination of current account and term deposits, offering customers the choice of withdraw 75% of the term deposit without either undergoing loan formalities or breaking term deposit.

    Eligibility Criteria to apply for BOM Mixie Deposit Scheme

    Any individual can apply for this scheme, singly or jointly.

    Features of Mixie Deposit Scheme

    Account Type

    Joint or single


    The minimum amount of money that can be deposited into this account is Rs.10000 and there is no maximum limit but deposits will have to be made in multiples of Rs.1000.

    Rate of Interest

    The rate of interest is determined as per the term deposit rates decided by the bank. The interest rate is subject to change from time to time depending upon maturity patterns.


    The minimum period of this scheme is 24 months and deposits can be made in multiples of three months. The maximum period is limited to 120 months.

    Loan against Mixie Deposit Scheme

    Available to hospital authorities only

    Nomination facility


    Auto Renewals

    Applicable on maturity

    FAQs on Bank of Maharashtra Mixie Deposit Scheme

    1. How do I avail a Mixie Overdraft Account?

      Customers can avail a Mixie Overdraft Account by clubbing two or more Mixie deposit receipts in the same name.

    2. Is there an auto liquidity option?

      Yes, after the bank issues you the cheque book, it opens a Mixie Overdraft Account in your name. Any cheques issued in the future will be debited to this account only. The overdraft can be cleared with interest and customers can then make the most of revolving credit.

    3. What is the interest rate on a Mixie Overdraft Account?

      The interest rate applicable to a Mixie Overdraft account is usually 2% over and above the deposit rate.

    4. What other charges will be applicable to the Mixie Overdraft account?

      The bank does not levy other charges like folio charges, etc. to your Mixie Overdraft account.

    5. What happens to the proceeds of Mixie upon maturity?

      When the scheme has matured, proceeds of Mixie will be credited to clear the overdraft so that the balance can be credited to the depositor’s account. The depositor has the option to renew the deposit and continue the facility.

    Useful Information on BOM Fixed Deposit

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