A fixed deposit (FD) is a financial instrument offered by banks and non-banking financial companies that allow you to deposit an amount and receive returns at a fixed interest rate. Manipur Rural Bank offers fixed deposits with various tenures ranging from seven days to more than five years.
The interest rates offered on fixed deposits range from 3.00% p.a. to 6.30% p.a. Senior citizens are offered an additional interest rate of 0.50% for tenures of one year and above.
Fixed deposits offered by Manipur Rural Bank come with the following features and benefits:
The interest rates for fixed deposits offered by Manipur Rural Bank are as follows:
Tenure | General Public Interest Rates p.a. |
7 days - 14 days | 3.00% |
15 days - 29 days | 3.00% |
30 days - 45 days | 3.00% |
46 days - 60 days | 3.25% |
61 days - 90 days | 3.25% |
91 days - 180 days | 3.50% |
181 days - 269 days | 4.40% |
270 days - below 1 year | 4.40% |
1 year - below 2 years | 6.10% |
2 years - below 3 years | 6.20% |
3 years and above | 6.30% |
Note: The revised rates will be effective from 19 January 2023.
The following documents are required to open a fixed deposit with Manipur Rural Bank:
Identity proof (any one of the following)
Address proof (any one of the following)
Passport size photographs
The interest rates offered by Manipur Rural Bank on its fixed deposits range from 3.00% p.a. to 6.30% p.a.
Yes. Senior citizens receive an additional interest rate of 0.50% for tenures of 1 year and above.
Yes. Manipur Rural Bank offers a nomination facility on its fixed deposits.
Yes. You can withdraw your fixed deposit before maturity.
Yes. A penalty of 1% will be levied for the premature withdrawal of a fixed deposit after 7 days from the date of deposit.
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