Manipur Rural Bank FD Rates

A fixed deposit (FD) is a financial instrument offered by banks and non-banking financial companies that allow you to deposit an amount and receive returns at a fixed interest rate. Manipur Rural Bank offers fixed deposits with various tenures ranging from seven days to more than five years.

The interest rates offered on fixed deposits range from 4.00% p.a. to 6.50% p.a. Senior citizens are offered an additional interest rate of 0.50% for tenures of one year and above.

Features and Benefits of Manipur Rural Bank Fixed Deposit

Fixed deposits offered by Manipur Rural Bank come with the following features and benefits:

  • Attractive interest rates.
  • Flexible tenures ranging from seven days to more than five years.
  • Additional interest rates for senior citizens.
  • Premature withdrawal facility is available.
  • Facility of nomination is available.

Manipur Rural Bank FD Interest Rates

The interest rates for fixed deposits offered by Manipur Rural Bank are as follows:

Tenure General Public Interest Rates p.a. Senior Citizens Interest Rates p.a.
7 days – 14 days 4.00% 4.00%
15 days – 29 days 4.00% 4.00%
30 days – 45 days 4.00% 4.00%
46 days – 60 days 4.00% 4.00%
61 days – 90 days 4.50% 4.50%
91 days – 180 days 5.00% 5.00%
181 days – 269 days 5.50% 5.50%
270 days – below 1 year 5.75% 5.75%
1 year 5.75% 6.25%
Above 1 year – below 2 years 6.50% 6.50%
2 years – below 3 years 6.00% 6.50%
3 years – below 5 years 6.00% 6.50%
5 years and above 6.00% 6.50%

Documents Required for Manipur Rural Bank Fixed Deposit

The following documents are required to open a fixed deposit with Manipur Rural Bank:

  1. Identity proof (any one of the following)
  • Aadhaar card
  • PAN card
  • Driving licence
  • Voter’s ID
  • Letter from a recognised public authority
  • Passport
  1. Address proof (any one of the following)
  • Electricity bill
  • Telephone bill
  • Ration card
  • Letter from a recognised public authority
  • Bank account statement
  • Letter from an employer
  1. Passport size photographs

FAQs on Manipur Rural Bank FD Rates

  1. What is the interest rate offered by Manipur Rural Bank on its fixed deposits?

    The interest rates offered by Manipur Rural Bank on its fixed deposits range from 4.00% p.a. to 6.50% p.a.

  2. Do senior citizens receive any additional interest rates on fixed deposits?

    Yes. Senior citizens receive an additional interest rate of 0.50% for tenures of 1 year and above.

  3. Is a nomination facility available?

    Yes. Manipur Rural Bank offers a nomination facility on its fixed deposits.

  4. Can I withdraw my fixed deposit before maturity?

    Yes. You can withdraw your fixed deposit before maturity.

  5. Do I have to pay a penalty for the premature withdrawal of a fixed deposit?

    Yes. A penalty of 1% will be levied for the premature withdrawal of a fixed deposit after 7 days from the date of deposit.

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