Kerala Grameena Bank FD Rates

Note: The above-mentioned interest rates are effective from 1 October 2025. 

Kerala Grameena Bank NRI Fixed Deposit Below Rs. 1 Crore 

The Kerala Grameena Bank offers specalised fixed deposit schemes for NRIs with competitive interest rates and a tenure ranging from 1 year to 10 years. The table below shows the interest rates for Kerala Grameena Bank fixed deposits for NRIs. 

Note: The above-mentioned interest rates are effective from 1 October 2025 

Eligibility Criteria to Open Kerala Grameena Bank Fixed Deposit 

• To open a Kerala Grameena Bank fixed deposit, the applicant must fulfill the following criteria: 

• The applicant must be an Indian resident 

• Must be above the age of 18 

• Must be an individual/ company/corporation/HUF/local organisation 

Documents Required to Open a Fixed Deposit at Kerala Grameena Bank 

To open a fixed deposit with the Kerala Grameena Bank, a few documents are required. They are as follows: 

• Address Proof: PAN card, Aadhaar Card, Voter ID, etc. 

• Identity Proof: Ration card, electric bill, etc. 

• Passport-size photographs 

How to Open a Kerala Grameena Bank Fixed Deposit  

To open a Kerala Grameena Bank fixed deposit, follow the simple steps given below: 

Step 1: Visit the nearest Kerala Grameena Bank branch. 

Step 2: Get the application form for opening a fixed deposit and fill it out. 

Step 3: Provide information including your name, address, phone number, email address, PAN, etc. 

Step 4: Mention the tenure of the fixed deposit. 

Step 5: Pay the deposit amount through a cheque or through net banking. 

Step 6: Attach all supporting documents along with the application form and submit. 

Step 7: Your fixed deposit application will be verified and processed. 

Calculating Kerala Gramin Bank FD Interest Rates

Calculating how much your fixed deposit amount will be on maturity will help you plan ahead and also compare fixed deposit rates for different tenures so that you can choose the one that will fetch you the highest interest rate and thus, the highest maturity amount. This can easily be done using the online FD calculator which is free, reliable, accurate, and quick to generate results.

Here's an example to understand this better:To do a comparison using the free online FD calculator, if you invest Rs.1 lakh in a fixed deposit account with Kerala Gramin Bank FD for just one year, with the current rate of interest for that tenure being 5.05% p.a. for the general public, (and assuming that you are below the age of 60) your amount on maturity will be Rs.1,05,050, with the interest component being Rs.5,050.If you choose a tenure of 5 years for the same amount, with the current rate of interest being 5.40% p.a. for that tenure, your amount on maturity will be Rs.1.3 lakh with the interest earned being Rs.30,078.