Karnataka Gramin Bank FD Rates
The Karnataka Gramin Bank offers its customers a fixed deposit scheme. Under this fixed deposit scheme, customers can open a fixed deposit account with just Rs.1,000 and for a maximum tenure of 10 years.
Karnataka Gramin Bank FD rates for the general public range from 3.25% p.a. to 6.75% p.a. and for senior citizens range from 3.75% p.a. to 7.35% p.a.
Updated On - 01 Aug 2025
Karnataka Gramin Bank Fixed Deposit Scheme Features
The various features of the Karnataka Gramin Bank fixed deposit scheme are mentioned below:
Account type | Single or jointly |
Deposits | Minimum: Rs.1,000 |
Tenure | Minimum: 7 days Maximum: 10 years |
Loan facility | Available |
Nomination | Available |
Karnataka Gramin Bank Fixed Deposit Interest Rates for Deposits Below Rs.1 Crore
The interest rate for Karnataka Gramin Bank fixed deposit for deposits of Rs.1 Crore are given below:
Period of Deposit | Interest Rates for General Citizens (p.a.) | Interest Rates for Senior citizen(p.a.) |
07 days to 14 days | 3.25% | 3.75% |
15 days to 30 days | 3.25% | 3.75% |
31 days to 45 days | 3.25% | 3.75% |
46 days to 60 days | 4.25% | 4.75% |
61 days to 90 days | 4.25% | 4.75% |
91 days to 120 days | 4.75% | 5.25% |
121 days to 179 days | 4.75% | 5.25% |
180 days to 269 days | 5.25% | 5.75% |
270 days to less than 1 year | 5.75% | 6.25% |
1 Year | 6.60% | 7.10% |
KGB-444 days* | 7.35% | 7.85% |
Above 1-year up to & inclusive 2 years | 6.75% | 7.25% |
Above 2 years up to & inclusive 3 years | 6.60% | 7.10% |
Above 3 years up to & inclusive 5 years | 6.60% | 7.10% |
Above 5 years up to & inclusive 8 years | 6.50% | 7.00% |
Above 8 years up to & inclusive 10 years | 6.50% | 7.00% |
Tax Saver (5 years period) | 6.50% | 7.00% |
KGB-SIRI SAMPATH (1111 days) | 6.60% | 7.10% |
KGB-SIRI (444 days) | 6.85% | 7.35% |
KGB Aishwarya (1 year to 2 years) | 6.85% | - |
Note: These rates are effective since 5 July 2025 and can be changed as per the rules and regulations of the bank.
Karnataka Gramin Bank Fixed Deposit Interest Rates for Deposits Below Rs.1 crore for NRE Accounts
Period of Deposit | Interest Rates (p.a.) |
1 Year | 6.50 |
Above 1-year upto & inclusive 2 years | 6.50 |
Above 2 years upto & inclusive 3 years | 6.50 |
Above 3 years upto & inclusive 5 years | 6.50 |
Above 5 years upto & inclusive 10 years | 6.50 |
Note: These rates are effective since 5 July 2025 and can be changed as per the rules and regulations of the bank.
Karnataka Gramin Bank Fixed Deposit Scheme Eligibility
The eligibility criteria to open a Karnataka Gramin Bank fixed deposit account is mentioned below:
- Individuals above the age of 18 years
- Minors along with a guardian
- HUF, Partnership, a Company, Association or any other Institution
Documents Required for Karnataka Gramin Bank Fixed Deposit Scheme
The documents that are required to open a Karnataka Gramin Bank fixed deposit account are mentioned below:
- Application form
- PAN card copies (self-attested)
- 2 Passport sized photographs
FAQs on Karnataka Gramin Bank Fixed Deposit Interest Rates
- What is the minimum tenure for opening an account under the Karnataka Gramin Bank fixed deposit scheme?
The minimum tenure for opening an account under the Karnataka Gramin Bank fixed deposit scheme is 7 days.
- Is there any special interest rate available for senior citizens under the Karnataka Gramin Bank fixed deposit scheme?
Yes, an additional interest rate of 0.50% is available for senior citizens under the Karnataka Gramin Bank fixed deposit scheme.
- Is loan facility provided against the Karnataka Gramin Bank fixed deposit account?
Yes, loan facility is available against the Karnataka Gramin Bank fixed deposit account.
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