Kalyan Janata Sahakari Bank FD Interest Rates
The fixed deposit is a safe investment option that many people opt for. It ensures a guaranteed payout at low risk, thus making it a popular choice for investment among the masses.
There are certain banks offering fixed deposits at higher rate of interest when compared to regular savings accounts.
The Kalyan Janata Sahakari Bank is one such bank that allows the customers to open a fresh term deposit at an attractive rate of interest with tenure ranging between 7 days up to 10 years.
Rate of Interest Offered by Kalyan Janata Sahakari Bank on Domestic Term Deposits
Tenure | For General | For Senior Citizen |
7 to 14 Days | 3.00% | 3.50% |
15 to 45 Days | 3.00% | 3.50% |
46 days to 90 days | 4.00% | 4.50% |
91 days to 179 days | 4.50% | 5.00% |
180 days to 250 days | 5.00% | 5.50% |
251 Days Special - MMDS | 5.50% | 6.00% |
252 Days to 1 years | 5.50% | 6.00% |
Above 1 year to less than 2 year | 6.75% | 7.25% |
2 years to less than 3 years | 7.00% | 7.50% |
3 years to less than 5 years | 6.50% | 7.00% |
5 years to 10 years | 6.50% | 7.00% |
Tax Savings Scheme Monthly and Quarterly Interest Payout (5-year Lock-in) | 6.00% | 6.50% |
Tax Savings Scheme - Cumulative Interest (5-year Lock-in) | 6.00% | 6.50% |
Note : These rates are effective from 22 November 2023 and can be changed as per the Bank's rules and regulations.
Rate of interest offered by Kalyan Janata Sahakari Bank on NRE Term Deposits
NRE Term Deposits above 12 months to 18 months | 5.50% p.a. |
NRE Term Deposits above 18 months to 36 months | 6.00% p.a. |
NRE Term Deposits above 36 months - below 60 months | 6.25% p.a. |
Note : These rates are effective from 22 November 2023 and can be changed as per the Bank's rules and regulations.
Minimum Deposit amount for Kalyan Janata Sahakari Bank Term Deposit
The minimum deposit amount for Kalyan Janata Sahakari Bank term deposit is Rs.10,000. You can invest in multiples of Rs.5,000 thereafter.
FAQs on Kalyan Janata Sahari Bank FD Rates
- How to check the created term deposit with Kalyan Janata Sahakari Bank?
The Kalyan Janata Sahakari term deposit details can be checked through internet banking or mobile banking option. It may take up to two working days for the term deposit to reflect in your account post the opening date.
- Is there any additional interest benefit for senior citizens opening term deposit account with Kalyan Janata Sahakari Bank?
Yes, senior citizens can enjoy an additional interest benefit of 0.25% on opening the term deposit account with Kalyan Janata Sahakari Bank.
- Does the bank allow premature withdrawal of the term deposit?
No, the bank does not give the facility of premature withdrawal of the term deposit.
- Is the nomination facility available on Kalyan Janata Sahakari Bank term deposit?
Yes, the bank gives nomination facility on term deposit.
- Will the term deposit maturity amount get auto-credited in account of maturity date?
No, the term maturity amount will not get auto-credited on maturity date. The depositor will have to visit the home branch and submit a self-discharged deposit receipt. The bank officials will credit the maturity amount of said deposit receipt to customer's account post signature verification. The maturity amount may also be paid via Demand Draft/NEFT/RTGS or Pay Order.
- Is the Kalyan Janata Sahakari term deposit facility only available for existing customers?
The Kalyan Janata Sahakari term deposit facility can also be availed by new customers.
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