Kalupur Commercial Cooperative Bank provides Fixed Deposit interest rates ranging from 4.25% p.a. to 7.25% p.a. for the general public and from 4.75% p.a. to 7.75% p.a. for senior citizens, available for tenures between 7 days to up to 5 years.
Super Senior Citizens enjoy an additional interest rate benefit of 0.25% p.a. on top of the 0.50% p.a. premium offered to senior citizens.
The bank also extends Fixed Deposit options to its NRE and NRO depositors. Their array of Fixed Deposit Schemes includes the Kal Flexi Deposit Scheme, Kamdhenu Deposit Scheme, Kal Double Deposit Scheme, and Kal Short Term Deposit Scheme.
Mentioned below is the rate of interest for different Fixed Deposit Schemes for Kalupur Commercial Cooperative Bank's Fixed Deposit that came into effect on 10 March 2023.
Tenure | Rate of Interest |
7 days to 14 days | 4.25 % p.a. |
15 days to 29 days | 4.25 % p.a. |
30 days to 90 days | 4.25 % p.a. |
91 days to 180 days | 4.50 % p.a. |
181 days to 364 days | 5.75 % p.a. |
1 year and above to up to 2 years | 7.25 % p.a. |
More than 2 years to up to 3 years | 6.75% p.a. |
More than 3 years to up to 5 years | 6.75% p.a. |
Tenure | Rate of Interest |
6 months and above to less than 1 year | 5.75 % p.a. |
1 year and above to up to 2 years | 7.25 % p.a. |
More than 2 years to up to 3 years | 6.75 % p.a. |
More than 3 years to up to 5 years | 6.75 % p.a. |
Tenure | Rate of Interest |
Fixed period of 3 years | 6.75 % p.a. |
Tenure | Rate of Interest |
1 year and above to up to 2 years | 7.25 % p.a. |
More than 2 years to up to 3 years | 6.75 % p.a. |
More than 3 years to up to 5 years | 6.75 % p.a. |
Tenure | Rate of Interest |
For 124 months | 6.76 % p.a. |
Particulars | Rate of Interest |
For Rs. 100.00 lakh & above deposits only (Period: Minimum 1 year, Maximum 2 years) | 7.00 % p.a. |
Particulars | Rate of Interest |
Regular Rate | 6.75 % p.a. |
Staff Rate | – |
Particulars | Rate of Interest |
General Public or Senior Citizens or Super SeniorCitizens orNRO(Tenure: 111 days to 360 days) | 5.00% p.a. |
Staff | – |
When you close your Fixed Deposit prematurely for renewal, the interest accrued during its time with the bank will be paid at the interest rate applicable on the date of the deposit for that specific duration, not at the originally contracted rate.
Yes, you can renew your Fixed Deposit prematurely by closing the existing account. The bank allows renewal at the current interest rate on the renewal date.
Yes, senior citizens aged 60 or older enjoy a 0.50% p.a. higher interest rate on their Fixed Deposits. However, this additional interest rate benefit does not apply to deposits placed under specific sections of the Income Tax Act, NRE-NRO accounts, Kal Flexi, Diamond Kal Flexi, Non-callable Deposits, Kal Double Deposit, or Kal Short Term Deposit.
Super Senior Citizens aged 75 or older receive an additional 0.25% p.a. interest rate benefit, totalling a 0.75% higher interest rate on their Fixed Deposits. Similar to Senior Citizens, this benefit does not apply to certain types of deposits mentioned earlier.
Yes, Senior Citizens and Super Senior Citizens won't receive the additional interest rate benefit on deposits with a maturity period of less than one year. To avail of these benefits, they must place their deposits for a duration of 1 year or more. Staff members receive an additional 1% interest on Fixed Deposits. If a staff member is also a Senior Citizen, they will receive an extra interest benefit of 0.50%. Super Senior staff members will receive a further interest benefit of 0.25%, provided they have submitted a declaration confirming that the deposited funds belong to them personally.
Credit Card:
Credit Score:
Personal Loan:
Home Loan:
Fixed Deposit:
Copyright © 2025 BankBazaar.com.