Jana Small Finance Bank offers the FD Plus scheme at attractive interest rates with a tenure ranging between 7 days and 10 years.
The scheme does not come with a premature withdrawal facility and the minimum deposit that must be made is above Rs.15 lakh.
The main features and benefits of the FD Plus scheme offered by Jana Small Finance Bank are mentioned below:
Jana Small Finance Bank FD interest rates are as follows:
Tenure | Deposit < 3 Crores | Deposit between 3 Crores to 5 Crores |
7-14 Days | 3.10% | 3.05% |
15-30 Days | 4.35% | 4.30% |
31-45 Days | 4.35% | 4.30% |
46-60 Days | 4.35% | 4.30% |
61-90 Days | 5.10% | 5.05% |
91-180 Days | 6.60% | 6.30% |
181-364 Days | 8.10% | 7.05% |
365 Days | 8.35% | 7.30% |
> 1 Year - 2 Years(730 Days) | 8.45% | 8.05% |
> 2 Years - 3 Years(1095 Days) | 8.35% | 8.05% |
> 3 Year - < 5 Years | 7.35% | 7.30% |
5 Years(1825 Days) - 10 Years | 6.60% | 6.30% |
Note: The above-mentioned interest rates are effective from 21 January 2025. Jana Small Finance Bank can revise the interest at any time without prior notice.
The eligibility criteria that must be met in order to open an FD Plus account with Jana Small Finance Bank are mentioned below:
The list of documents that must be submitted are mentioned below:
Clubs/ Society/ Association
NGO/ Trusts
HUF
Individuals
The process that must be followed to invest in the FD Plus scheme is mentioned below:
The minimum deposit amount is Rs.15,00,001.
No, premature withdrawal is not allowed under this FD scheme.
No. Only a paper-based format is permitted for on-boarding.
No. Except in the event of the account holder's death, the customer is not permitted to withdraw the deposit without the Product Team's agreement and a statutory or regulatory body's order.
There is no maximum deposit amount; the minimum deposit amount must be greater than Rs.15 lakh.
No. Senior citizens and Jana Bankers do not pay an extra rate.
Deposits beyond Rs.1 crore are not eligible for a preferential rate under this scheme.
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