IndusInd Bank Green FD

IndusInd Bank has launched the Green Fixed Deposit with an aim to help its customers earn high returns as well as contribute towards helping the environment.

The proceeds from the green fixed deposits will be utilised in various sectors that support the United Nations Sustainable Development Goals (SDGs).

A wide range of sectors such as renewable energy, agriculture, waste management, and more will be funded through these deposits.

Updated On - 05 Sep 2025

Features and Benefits of IndusInd Bank Green Fixed Deposit (FD)

IndusInd Bank Green Fixed Deposit comes with the following features and benefits:

  1. High interest rates of up to 7.75% p.a.
  2. An additional interest rate of 0.50% p.a. is offered to senior citizens.
  3. A penalty of 1.00% will be charged for premature withdrawal of fixed deposits.
  4. Your fixed deposit will be insured for up to Rs.5 lakh.
  5. Assurance certification will be issued from a renowned external consulting company.

Interest Rates of IndusInd Bank Green Fixed Deposit

Tenure 

Interest Rates for General Public (p.a.)

Interest Rates for Senior Citizens (p.a.)

7 days to 14 days 

3.50% 

4.00% 

15 days to 30 days 

3.50% 

4.00%

31 days to 45 days 

4.00% 

4.50%

46 days to 60 days 

4.50% 

5.00%

61 days to 90 days 

4.60% 

5.10% 

91 days to 120 days 

4.75%

5.25% 

121 days to 180 days 

5.00% 

5.50% 

181 days to 210 days 

5.85%

6.35% 

211 days to 269 days 

6.00% 

6.50% 

270 days to 354 days 

6.25%

6.75%

355 days to 364 days 

6.25% 

6.75%

1 year to below 1 year 6 months 

7.50% 

8.00%

1 year 6 months to below 1 year 7 months 

7.75% 

8.25% 

1 year 7 months to below 2 years 

7.75% 

8.25%

2 years up to 2 years 1 month 

7.75%

8.25% 

Above 2 years 1 month to below 2 years 6 months 

7.75%

8.25%

2 years 6 months to below 2 years 9 months 

7.75%

8.25% 

2 years 9 months to 3 years 3 months 

7.75% 

8.25%

Above 3 years 3 months to below 61 months 

7.25% 

7.75%

61 months and above 

7.00%

7.50% 

Indus Tax Saver Scheme (5 years) 

7.25%

7.75% 

How to Open IndusInd Bank Green Fixed Deposit (FD)

Web application:

Through this method, non-IndusInd Bank customers can also open a Green Fixed Deposit. Given below are the steps to create a Green Fixed Deposit via web application:

  1. Step 1: Verify your Aadhaar card and PAN card.
  2. Step 2: Enter your personal details.
  3. Step 3: Enter your fixed deposit details.
  4. Step 4: Complete your identification process through Video KYC.
  5. Step 5: Fund your fixed deposit.

Indus Net:

Given below are the steps to create a Green Fixed Deposit via Indus Net:

  1. Step 1: Log in to your Indus Net account.
  2. Step 2: Click on 'Deposit'.
  3. Step 3: Then, click on 'Open FD'.
  4. Step 4: Enter your personal details.
  5. Step 5: The amount you selected will be transferred to your fixed deposit account from your savings account.

Indus Mobile:

Given below are the steps to create a Green Fixed Deposit via Indus Mobile:

  1. Step 1: Log in to your Indus Mobile account through your internet banking ID.
  2. Step 2: Click on 'Deposit'.
  3. Step 3: Click on 'Create Fixed Deposit'.
  4. Step 4: Enter your personal details.
  5. Step 5: The amount you selected will be transferred to your fixed deposit account from your savings account.

FAQs on IndusInd Bank Green Fixed Deposit

  • What is the interest rate offered on the IndusInd Bank Green Fixed Deposit?

    The interest rates offered on the IndusInd Bank Green Fixed Deposit is up to 6.00% p.a.

  • Will senior citizens get an additional interest rate on the IndusInd Bank Green Fixed Deposit?

    Yes, an additional interest rate of 0.50% p.a. is offered to senior citizens.

  • Is there a penalty for premature withdrawal on the IndusInd Bank Green Fixed Deposit?

    Yes. You will be charged a penalty of 1.00% for premature withdrawal of your fixed deposit.

  • Do I have to be an IndusInd Bank account holder to open a Green Fixed Deposit?

    No. A Green Fixed Deposit can be opened by both IndusInd Bank customers and non-IndusInd Bank customers.

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