• ICICI HFC Fixed Deposit Rates

    ICICI HFC is an offshoot of ICICI Bank primarily dealing with home financing. ICICI HFC provides fixed deposit (FD) products with 1 year to 5 years tenures. The products apply cumulative interests (compounded annually) to give greater returns to customers. Monthly and quarterly compounding FDs are also available.

    The fixed deposit interest rates given below are the latest figures available from ICICI HFC. You should always ensure that you have the latest interest rates at hand before applying for a ICICI HFC fixed deposit, as interest rates are highly dynamic and may change between the moment you shortlist a product, and actually apply for it.

    ICICI Home Finance FD Interest Rates:

    ICICI HFC Cumulative FD Rates
    Tenure General Public (p.a) Senior Citizens (p.a)
    1 year to less than 2 years 7.40% 7.65%
    2 years to less than 3 years 7.55% 7.80%
    3 years to less than 4 years 7.60% 7.85%
    4 years to 5 years 7.60% 7.85%
    5 years to 9 years 7.70% 7.95%
    9 years to 10 years 7.80% 8.05%

    *Interest rates may be revised from time to time. The above rates are effective from 24 December 2019.

    ICICI HFC Non Cumulative FD Rates

    ICICI HFC Monthly FD Rates
    Tenure General Public (p.a) Senior Citizens (p.a)
    1 year to less than 2 years 7.15% 7.40%
    2 years to less than 3 years 7.30% 7.55%
    3 years to less than 4 years 7.35% 7.60%
    4 years to 5 years 7.35% 7.60%
    5 years to 9 years 7.45% 7.70%
    9 years to 10 years 7.55% 7.80%

    *Interest rates may be revised from time to time. The above rates are effective from 24 December 2019.

    ICICI HFC Quarterly FD Rates
    Tenure General Public (p.a) Senior Citizens (p.a)
    1 year to less than 2 years 7.20% 7.45%
    2 years to less than 3 years 7.35% 7.60%
    3 years to less than 4 years 7.40% 7.65%
    4 years to 5 years 7.40% 7.65%
    5 years to 9 years 7.50% 7.75%
    9 years to 10 years 7.60% 7.85%

    *Interest rates may be revised from time to time. The above rates are effective from 24 December 2019.

    ICICI HFC Annual FD Rates
    Tenure General Public (p.a) Senior Citizens (p.a)
    1 year to less than 2 years 7.40% 7.65%
    2 years to less than 3 years 7.55% 7.80%
    3 years to less than 4 years 7.60% 7.85%
    4 years to 5 years 7.60% 7.85%
    5 years to 9 years 7.70% 7.95%
    9 years to 10 years 7.80% 8.05%

    *Interest rates may be revised from time to time. The above rates are effective from 24 December 2019.

    Interest rate on ICICI HFC Fixed Deposits

    • Annual or cumulative fixed deposit income plans pay interest in the range of 7.40% p.a. to 7.80% p.a.
    • The highest interest rate in the cumulative plan is 7.80% p.a for a tenure that is from 9 years to 10 years.
    • For quarterly deposits, the interest paid is between 7.20% p.a. to 7.60% p.a., which is the most well-paid tenure slab.
    • For monthly payout FDs, interest is paid at the rate of 7.15% p.a. to 7.55% p.a.

    ICICI HFC Senior Citizen FD rates

    • ICICI HFC pays all investors who are aged 60 and above an additional interest rate of 0.25% p.a.
    • In case of annual/cumulative term deposits, the gain rate for this group will range between 7.65% p.a. to 8.05% p.a.
    • On the other hand, quarterly payout deposits will give the customer return in the range of 7.45% p.a. to 7.85% p.a.
    • Monthly deposit schemes come with a gain rate that is anywhere from 7.40% p.a to 7.80% p.a.

    ICICI HFC Fixed Deposits Special Scheme Interest Rates

    Given below is a table of special interest rates offered by ICICI HFC:

    Special Scheme: Cumulative FD Rates

    Tenure General Public (p.a) Senior Citizens (p.a)
    25 months 7.60% 7.85%
    30 months 7.65% 7.90%
    39 months 7.70% 7.95%
    51 months 7.70% 7.95%
    61 months 7.80% 8.05%
    84 months 7.90% 8.15%

    *Interest rates may be revised from time to time. The above rates are effective from 24 December 2019.

    Special Scheme: Non-Cumulative FD Rates

    ICICI HFC Monthly FD Rates
    Tenure General Public (p.a) Senior Citizens (p.a)
    25 months 7.35% 7.60%
    30 months 7.40% 7.65%
    39 months 7.45% 7.70%
    51 months 7.45% 7.70%
    61 months 7.55% 7.80%
    84 months 7.65% 7.90%

    *Interest rates may be revised from time to time. The above rates are effective from 24 December 2019.

    ICICI HFC Quarterly FD Rates
    Tenure General Public (p.a) Senior Citizens (p.a)
    25 months 7.40% 7.65%
    30 months 7.45% 7.70%
    39 months 7.50% 7.75%
    51 months 7.50% 7.75%
    61 months 7.60% 7.85%
    84 months 7.70% 7.95%

    *Interest rates may be revised from time to time. The above rates are effective from 24 December 2019.

    ICICI HFC Annual FD Rates
    Tenure General Public (p.a) Senior Citizens (p.a)
    25 months 7.60% 7.85%
    30 months 7.65% 7.90%
    39 months 7.70% 7.95%
    51 months 7.70% 7.95%
    61 months 7.80% 8.05%
    84 months 7.90% 8.15%

    *Interest rates may be revised from time to time. The above rates are effective from 24 December 2019.

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    ICICI HFC Fixed Deposit Reviews

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