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    HUDCO Fixed Deposit Rates
     and 2 other FDs
    Institution Name
    Deposit Amount Range
    Tenure Range
    Interest Rate
    Up to ₹25L
    1 Year to 5 Years
    7.49% - 8.19% Monthly compounding
    Response Time Within 30 minutes
    Good to Know
    Up to ₹25L
    1 Year to 5 Years
    7.75% - 8.5% Monthly compounding
    Response Time Within 30 minutes
    Good to Know
    HUDCO Fixed Deposit Rates

    HUDCO Fixed Deposit Rates

    HUDCO or the Housing and Urban Development Corporation Ltd. is a public undertaking of the Indian government. It is involved in urban development projects including providing low-cost housing to the masses. This state-owned financial institution also accepts public deposits and has a rating of AA+ from both Fitch and CARE, two leading rating agencies.

    The above table depicts interest rates offered by the company on all its fixed deposit schemes. These rates are constantly monitored to reflect any changes made by the company.

    The updated list of HUDCO FD Rates, for Regular and Senior Citizen, is listed below:

    Tenure Regular FD Rate Senior Citizen FD Rate
    Upto Amount Rs. 1 Crore Rs. 1 Crore
    1 year 7.00 7.25
    2 year 7.00 7.25
    3 year 7.00 7.25
    4 year 6.75 7.00
    5 year 6.75 7.00
    6 year 6.75 7.00
    7 year 6.75 7.00

    HUDCO FD Rates

    HUDCO offers FD schemes with tenures ranging from 1 year to 7 years with interest rates that range between 8.5% to 9.15%. The longest tenures of 6 and 7 years get depositors interest at 8.5%, while holdings of 4 and 5 years fetch 0.25% more at 8.75%.

    The 2 and 3 year schemes earn interest at 9% and the highest rate offered by HUDCO is 9.15% for the 1-year scheme.

    Senior Citizen FD Rates

    All senior citizen deposit holders at HUDCO earn 0.25% higher than standard interest rates. This brings rates to 9.4% for a 1-year deposit scheme and to 9.25% for deposits held for 2 or 3 years. The rate on deposits for 4 and 5 year periods is at 9% and is 0.25% lower at 8.75% for holdings beyond 5 years and up to 7 years.

    All rates are on a quarterly compounding basis which makes these very attractive long-term investments.

    HUDCO Fixed Deposit Reviews

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