HUDCO Fixed Deposit Rates 2025

Updated On - 05 Sep 2025

Hudco Rates For Deposits With Half-yearly Interest Payout

Tenure bracket

Regular FD rates (per annum)

Senior Citizens FD rates (per annum)

1 year to 3 years

7.35%

7.60%

4 years to 5 years

7.10%

7.35%

*The interest rates are subject to change as per the discretion of the bank. The current rates are valid as of 01 October 2022.

Hudco Rates For Deposits With Yearly Interest Payout

Tenure bracket

Regular FD rates (per annum)

Senior Citizens FD rates (per annum)

1 year to 3 years

7.50%

7.75%

4 years to 5 years

7.25%

7.50%

*The interest rates are subject to change as per the discretion of the bank. The current rates are valid as of 01 October 2022.

Hudco Interest Rates For Term Deposits For Non-individuals: Cumulative Scheme

The following table contains the HUDCO rates* for cumulative deposits for entities like Trusts, Companies and Firms:

Tenure bracket

Regular FD rates (per annum)

Senior Citizens FD rates (per annum)

1 year to 3 years

7.25%

7.50%

4 years to 5 years

7.00%

7.25%

*The interest rates are subject to change as per the discretion of the bank. The current rates are valid as of 01 October 2022.

HUDCO Public Deposit rates for Non-Individuals: Non-Cumulative scheme

The deposit rates for HUDCO Fixed Deposits or Public Deposits are listed in the tables below (Non-Cumulative schemes).

Hudco Interest Rates For Deposits With Quarterly Interest Payout

Tenure bracket

Regular FD rates (per annum)

Senior Citizens FD rates (per annum)

1 year to 3 years

7.05%

7.30%

4 years to 5 years

6.80%

7.05%

*The interest rates are subject to change as per the discretion of the bank. The current rates are valid as of 01 October 2022.

Hudco Fd Rates For Deposits With Half-yearly Interest Payout

Tenure bracket

Regular FD rates (per annum)

Senior Citizens FD rates (per annum)

1 year to 3 years

7.10%

7.35%

4 years to 5 years

6.85%

7.10%

*The interest rates are subject to change as per the discretion of the bank. The current rates are valid as of 01 October 2022.

Hudco Term Deposit Rates With Yearly Interest Payout

Tenure bracket

Regular FD rates (per annum)

Senior Citizens FD rates (per annum)

1 year to 3 years

7.25%

7.50%

4 years to 5 years

7.00%

7.25%

*The interest rates are subject to change as per the discretion of the bank. The current rates are valid as of 01 October 2022.

Hudco Fd Rates For Different Tenure Periods (Cumulative Fd)

  1. Short-term deposit interest rates for HUDCO FD is 7.50% p.a. for a tenure between 1 year and 3 years.
  2. HUDCO interest rates for long-term Public Deposit is 7.25% p.a. for a tenure from 4 year to 5 years.

Hudco Fixed Deposit Interest Rates For Senior Citizens

  1. HUDCO offers an additional 0.25% on FD rates for senior citizens.
  2. The highest interest rate on term deposits for senior citizens is 7.75% p.a. for a tenure between 1 year and 3 years.

FAQs on HUDCO Fixed Deposit Rates

  • What is the mission of HUDCO?

    The main mission of HUDCO is to promote sustainable habitat development to enhance quality of life. 

  • What is the interest rate for HUDCO short-term fixed deposits?

    The interest rate for HUDCO short-term fixed deposits is 7.50%. 

  • Is HUDCO a company with an ISO certification?

    Yes, to ensure the quality of its project and retail financing services, resource mobilization for funding, consultancy and joint ventures, training, research, and networking in human settlement planning and management, HUDCO has received ISO 9001:2015 certification. From BVQI, this certification was obtained. 

  • What is the tenure for HUDCO fixed deposits with yearly interest payout?

    The tenure for HUDCO fixed deposits with yearly interest payout is from 1 year to 5 years. 

  • Does HUDCO provide any additional interest rate to senior citizens?

    Yes, HUDCO provides an additional interest rate of 0.25% to senior citizens. 

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